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v2.4.0.8

Operating Segment Reports (Details) (USD $) | 3 Months Ended |
--- | --- | ---
Sep. 30, 2014 segment | Sep. 30, 2013 | Jun. 30, 2014
Number of operating segments | 2 |  |
Net interest income | $ 7,937,000 | $ 7,961,000 |
(Recovery) provision for loan losses | (818,000) | (942,000) |
Net interest income, after recovery from the allowance for loan losses | 8,755,000 | 8,903,000 |
Loan servicing and other fees | 268,000 | 195,000 |
(Loss) gain on sale of loans, net | 7,652,000 | 6,754,000 |
Deposit account fees | 626,000 | 621,000 |
Gain on sale and operations of real estate owned acquired in the settlement of loans, net | (19,000) | 52,000 |
Card and processing fees | 356,000 | 344,000 |
Other | 227,000 | 217,000 |
Total non-interest income | 9,110,000 | 8,183,000 |
Salaries and employee benefits | 9,581,000 | 10,452,000 |
Premises and occupancy | 1,348,000 | 1,159,000 |
Operating and administrative expenses | 2,810,000 | 2,919,000 |
Total non-interest expense | 13,739,000 | 14,530,000 |
Income before income taxes | 4,126,000 | 2,556,000 |
Provision for income taxes | 1,736,000 | 1,043,000 |
Net income | 2,390,000 | 1,513,000 |
Total assets, end of period | 1,106,854,000 | 1,153,027,000 | 1,105,629,000
Loan Origination Fees |  |  |
Inter-company charge | 158,000 | 8,000 |
Loan Servicing Fees |  |  |
Inter-company charge | 14,000 | 7,000 |
Provident Bank |  |  |
Net interest income | 6,895,000 | 6,567,000 |
(Recovery) provision for loan losses | (890,000) | (983,000) |
Net interest income, after recovery from the allowance for loan losses | 7,785,000 | 7,550,000 |
Loan servicing and other fees | 8,000 | 134,000 |
(Loss) gain on sale of loans, net | 71,000 | 237,000 |
Deposit account fees | 626,000 | 621,000 |
Gain on sale and operations of real estate owned acquired in the settlement of loans, net | (19,000) | 51,000 |
Card and processing fees | 356,000 | 344,000 |
Other | 227,000 | 217,000 |
Total non-interest income | 1,269,000 | 1,604,000 |
Salaries and employee benefits | 4,267,000 | 3,955,000 |
Premises and occupancy | 872,000 | 683,000 |
Operating and administrative expenses | 1,156,000 | 1,014,000 |
Total non-interest expense | 6,295,000 | 5,652,000 |
Income before income taxes | 2,759,000 | 3,502,000 |
Provision for income taxes | 1,167,000 | 1,441,000 |
Net income | 1,592,000 | 2,061,000 |
Total assets, end of period | 925,881,000 | 973,862,000 |
Provident Bank Mortgage |  |  |
Net interest income | 1,042,000 | 1,394,000 |
(Recovery) provision for loan losses | 72,000 | 41,000 |
Net interest income, after recovery from the allowance for loan losses | 970,000 | 1,353,000 |
Loan servicing and other fees | 260,000 | 61,000 |
(Loss) gain on sale of loans, net | 7,581,000 | 6,517,000 |
Deposit account fees | 0 | 0 |
Gain on sale and operations of real estate owned acquired in the settlement of loans, net | 0 | 1,000 |
Card and processing fees | 0 | 0 |
Other | 0 | 0 |
Total non-interest income | 7,841,000 | 6,579,000 |
Salaries and employee benefits | 5,314,000 | 6,497,000 |
Premises and occupancy | 476,000 | 476,000 |
Operating and administrative expenses | 1,654,000 | 1,905,000 |
Total non-interest expense | 7,444,000 | 8,878,000 |
Income before income taxes | 1,367,000 | (946,000) |
Provision for income taxes | 569,000 | (398,000) |
Net income | 798,000 | (548,000) |
Total assets, end of period | $ 180,973,000 | $ 179,165,000 |

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