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Provident Financial Holdings, Inc. Consolidated Statements of Cash Flows - USD ($)
$ in Thousands
 12 Months Ended
Jun. 30, 2015
Jun. 30, 2014
Jun. 30, 2013
Cash flows from operating activities:      
Net income $ 9,803 $ 6,606 $ 25,797
Adjustments to reconcile net income to net cash (used for) provided by operating activities:      
Depreciation and amortization 1,857 1,658 1,746
Recovery from the allowance for loan losses (1,387) (3,380) (1,499)
Recovery of losses on real estate owned (10) (25) (98)
Gain on sale of loans, net (34,210) (25,799) (68,493)
Gain on sale of real estate owned, net (468) (288) (1,213)
Stock-based compensation 1,485 526 768
(Benefit) provision for deferred income taxes 35 (1,041) 4,275
Tax effect from stock-based compensation (397) 315 92
Increase (decrease) in accounts payable, accrued interest and other liabilities 203 (2,110) 1,051
Decrease in prepaid expenses and other assets 966 149 2,589
Loans originated for sale (2,480,715) (1,967,622) (3,496,531)
Proceeds from sale of loans 2,445,063 2,039,528 3,586,581
Net cash (used for) provided by operating activities (57,775) 48,517 55,065
Cash flows from investing activities:      
(Increase) decrease in loans held for investment, net (43,702) (25,911) 40,816
Payments to Acquire Investments (200) (800) 0
Proceeds from Maturities, Prepayments and Calls of Available-for-sale Securities 200 0 0
Payments to Acquire Investment Securities Held-for-sale (250) 0 0
Principal payments from investment securities held for sale 2,338 2,910 3,295
Payments to Acquire Federal Home Loan Bank Stock (1,038) 0 0
Redemption of FHLB – San Francisco stock 0 8,217 6,982
Proceeds from sale of real estate owned 3,075 4,156 13,408
Purchase of premises and equipment (376) (715) (1,111)
Net cash (used for) provided by investing activities (39,953) (12,143) 63,390
Cash flows from financing activities:      
Increase (decrease) in deposits, net 26,216 (25,140) (38,401)
Proceeds from long-term borrowings 50,000 0 0
Repayments of long-term borrowings (64) (65,060) (20,055)
Treasury stock purchases (12,680) (17,182) (8,959)
Proceeds from exercise of stock options 380 385 296
Tax effect from stock-based compensation 397 (315) (92)
Cash dividends (4,055) (3,964) (2,541)
Net cash provided by (used for) financing activities 60,194 (111,276) (69,752)
Net (decrease) increase in cash and cash equivalents (37,534) (74,902) 48,703
Cash and cash equivalents at beginning of year 118,937 193,839  
Cash and cash equivalents at end of year 81,403 118,937 193,839
Supplemental information:      
Cash paid for interest 6,291 7,712 10,935
Cash paid for income taxes 5,675 6,216 15,195
Transfer of loans held for sale to held for investment 4,534 4,299 4,601
Real estate acquired in the settlement of loans $ 3,044 $ 4,810 $ 10,976