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Provident Financial Holdings, Inc. Condensed Consolidated Statements of Cash Flows (Unaudited) (USD $)
In Thousands, unless otherwise specified
6 Months Ended
Dec. 31, 2014
Dec. 31, 2013
Cash flows from operating activities:    
Net income $ 4,718us-gaap_NetIncomeLoss $ 3,116us-gaap_NetIncomeLoss
Adjustments to reconcile net income to net cash provided by operating activities:    
Depreciation and amortization 1,041us-gaap_DepreciationAndAmortization 863us-gaap_DepreciationAndAmortization
Provision for loan losses (1,172)us-gaap_ProvisionForLoanLossesExpensed (1,840)us-gaap_ProvisionForLoanLossesExpensed
Recovery of losses on real estate owned (17)us-gaap_RealEstateOwnedValuationAllowanceProvision1 (17)us-gaap_RealEstateOwnedValuationAllowanceProvision1
Gain on sale of loans, net (15,694)us-gaap_GainLossOnSalesOfLoansNet (12,486)us-gaap_GainLossOnSalesOfLoansNet
(Gain) loss on sale of real estate owned, net (6)us-gaap_GainsLossesOnSalesOfOtherRealEstate (161)us-gaap_GainsLossesOnSalesOfOtherRealEstate
Stock-based compensation 537us-gaap_ShareBasedCompensation 261us-gaap_ShareBasedCompensation
Increase in current and deferred income taxes 1,294us-gaap_IncreaseDecreaseInDeferredIncomeTaxes (3,922)us-gaap_IncreaseDecreaseInDeferredIncomeTaxes
Tax benefit from non-qualified equity compensation 16us-gaap_ExcessTaxBenefitFromShareBasedCompensationOperatingActivities (8)us-gaap_ExcessTaxBenefitFromShareBasedCompensationOperatingActivities
Increase in accounts payable and other liabilities 302us-gaap_IncreaseDecreaseInAccountsPayableAndOtherOperatingLiabilities (3,217)us-gaap_IncreaseDecreaseInAccountsPayableAndOtherOperatingLiabilities
Decrease in prepaid expenses and other assets (258)us-gaap_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets 150us-gaap_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets
Loans originated for sale (1,079,427)us-gaap_PaymentsForOriginationAndPurchasesOfLoansHeldForSale (1,136,684)us-gaap_PaymentsForOriginationAndPurchasesOfLoansHeldForSale
Proceeds from sale of loans 1,025,890us-gaap_ProceedsFromSaleOfLoansReceivable 1,219,194us-gaap_ProceedsFromSaleOfLoansReceivable
Net cash provided by operating activities (62,776)us-gaap_NetCashProvidedByUsedInOperatingActivities 65,249us-gaap_NetCashProvidedByUsedInOperatingActivities
Cash flows from investing activities:    
Decrease in loans held for investment, net (26,544)us-gaap_IncreaseDecreaseInRestrictedCashAndInvestments (10,215)us-gaap_IncreaseDecreaseInRestrictedCashAndInvestments
Principal payments from investment securities available for sale 1,297us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfMortgageBackedSecuritiesMBS 1,619us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfMortgageBackedSecuritiesMBS
Payments to Acquire Available-for-sale Securities (250)us-gaap_PaymentsToAcquireAvailableForSaleSecurities 0us-gaap_PaymentsToAcquireAvailableForSaleSecurities
Redemption of FHLB - San Francisco stock 0us-gaap_PaymentsForProceedsFromFederalHomeLoanBankStock 4,368us-gaap_PaymentsForProceedsFromFederalHomeLoanBankStock
Proceeds from sale of real estate owned 883us-gaap_ProceedsFromSaleOfWhollyOwnedRealEstateAndRealEstateAcquiredInSettlementOfLoans 2,530us-gaap_ProceedsFromSaleOfWhollyOwnedRealEstateAndRealEstateAcquiredInSettlementOfLoans
Purchase of premises and equipment (267)us-gaap_PaymentsToAcquirePropertyPlantAndEquipment (510)us-gaap_PaymentsToAcquirePropertyPlantAndEquipment
Net cash provided by investing activities (24,881)us-gaap_NetCashProvidedByUsedInInvestingActivities (2,208)us-gaap_NetCashProvidedByUsedInInvestingActivities
Cash flows from financing activities:    
(Decrease) increase in deposits, net 7,642us-gaap_IncreaseDecreaseInDeposits (9,254)us-gaap_IncreaseDecreaseInDeposits
Repayments of long-term borrowings (31)us-gaap_RepaymentsOfLongTermDebt (55,029)us-gaap_RepaymentsOfLongTermDebt
Exercise of stock options 14us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised 296us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised
Tax benefit from non-qualified equity compensation (16)us-gaap_ExcessTaxBenefitFromShareBasedCompensationFinancingActivities 8us-gaap_ExcessTaxBenefitFromShareBasedCompensationFinancingActivities
Cash dividends paid (2,028)us-gaap_PaymentsOfDividends (2,035)us-gaap_PaymentsOfDividends
Treasury stock purchases (4,783)us-gaap_PaymentsForRepurchaseOfCommonStock (9,074)us-gaap_PaymentsForRepurchaseOfCommonStock
Net cash used for financing activities 798us-gaap_NetCashProvidedByUsedInFinancingActivities (75,088)us-gaap_NetCashProvidedByUsedInFinancingActivities
Net increase in cash and cash equivalents (86,859)us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease (12,047)us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease
Cash and cash equivalents at beginning of period   118,937us-gaap_CashEquivalentsAtCarryingValue
Cash and cash equivalents at end of period 32,078us-gaap_CashEquivalentsAtCarryingValue 181,792us-gaap_CashEquivalentsAtCarryingValue
Supplemental information:    
Cash paid for interest 3,129us-gaap_InterestPaid 4,342us-gaap_InterestPaid
Income Taxes Paid 2,175us-gaap_IncomeTaxesPaid 6,180us-gaap_IncomeTaxesPaid
Transfer of loans held for sale to held for investment 1,762us-gaap_TransferOfLoansHeldForSaleToPortfolioLoans1 2,259us-gaap_TransferOfLoansHeldForSaleToPortfolioLoans1
Real estate owned acquired in the settlement of loans $ 2,292us-gaap_RealEstateAcquisitionsThroughForeclosures $ 3,972us-gaap_RealEstateAcquisitionsThroughForeclosures