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Provident Financial Holdings, Inc. Consolidated Statements of Operations - USD ($)
$ in Thousands
 12 Months Ended
Jun. 30, 2016
Jun. 30, 2015
Jun. 30, 2014
Interest income:      
Loans receivable, net $ 37,658 $ 38,337 $ 36,424
Investment securities 358 287 339
FHLB – San Francisco stock 721 796 793
Interest-earning deposits 567 276 503
Total interest income 39,304 39,696 38,059
Interest expense:      
Deposits 4,397 4,761 5,495
Borrowings 2,578 1,660 1,841
Total interest expense 6,975 6,421 7,336
Net interest income 32,329 33,275 30,723
Recovery from the allowance for loan losses (1,715) (1,387) (3,380)
Net interest income, after (recovery) provision for loan losses 34,044 34,662 34,103
Non-interest income:      
Loan servicing and other fees 1,068 1,085 1,077
Gain on sale of loans, net 31,521 34,210 25,799
Deposit account fees 2,319 2,412 2,469
(Loss) gain on sale and operations of real estate owned acquired in the settlement of loans, net (95) 282 18
Card and processing fees 1,448 1,406 1,370
Other 800 992 942
Total non-interest income 37,061 40,387 31,675
Non-interest expense:      
Salaries and employee benefits 42,609 41,618 38,044
Premises and occupancy 4,646 4,666 4,468
Equipment expense 1,503 1,720 1,830
Professional expense 2,089 2,179 1,832
Sales and marketing expense 1,331 1,643 1,761
Deposit insurance premium and regulatory assessments 1,018 974 945
Other 5,063 5,169 5,288
Total non-interest expense 58,259 57,969 54,168
Income before income taxes 12,846 17,080 11,610
Provision for income taxes 5,372 7,277 5,004
Net income $ 7,474 $ 9,803 $ 6,606
Basic earnings per share (in dollars per share) $ 0.90 $ 1.09 $ 0.67
Diluted earnings per share (in dollars per share) 0.88 1.07 0.65
Cash dividends per share (in dollars per share) $ 0.48 $ 0.45 $ 0.40