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Provident Financial Holdings, Inc. Condensed Consolidated Statements of Operations (Unaudited) - USD ($)
$ in Thousands
 3 Months Ended
Sep. 30, 2016
Sep. 30, 2015
Interest income:    
Loans receivable, net $ 10,480 $ 9,490
Investment securities 84 67
FHLB – San Francisco stock 185 200
Interest-earning deposits 55 100
Total interest income 10,804 9,857
Interest expense:    
Checking and money market deposits 98 117
Savings deposits 144 168
Time deposits 772 858
Borrowings 702 648
Total interest expense 1,716 1,791
Net interest income 9,088 8,066
Recovery from the allowance for loan losses (150) (38)
Net interest income, after recovery from the allowance for loan losses 9,238 8,104
Non-interest income:    
Loan servicing and other fees 267 111
Gain on sale of loans, net 7,996 8,924
Deposit account fees 550 610
(Loss) gain on sale and operations of real estate owned acquired in the settlement of loans, net (103) 229
Card and processing fees 364 362
Other 178 213
Total non-interest income 9,252 10,449
Non-interest expense:    
Salaries and employee benefits 11,314 10,792
Premises and occupancy 1,289 1,108
Equipment 362 379
Professional expenses 505 500
Sales and marketing expenses 296 262
Deposit insurance premiums and regulatory assessments 248 262
Other 1,618 1,057
Total non-interest expense 15,632 14,360
Income before income taxes 2,858 4,193
Provision for income taxes 1,264 1,750
Net income $ 1,594 $ 2,443
Basic earnings per share $ 0.20 $ 0.29
Diluted earnings per share 0.20 0.28
Cash dividends per share $ 0.13 $ 0.12