<SEC-DOCUMENT>0000939057-16-000615.txt : 20160127
<SEC-HEADER>0000939057-16-000615.hdr.sgml : 20160127
<ACCEPTANCE-DATETIME>20160127115039
ACCESSION NUMBER:		0000939057-16-000615
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		4
CONFORMED PERIOD OF REPORT:	20160126
ITEM INFORMATION:		Other Events
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20160127
DATE AS OF CHANGE:		20160127

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			PROVIDENT FINANCIAL HOLDINGS INC
		CENTRAL INDEX KEY:			0001010470
		STANDARD INDUSTRIAL CLASSIFICATION:	SAVINGS INSTITUTION, FEDERALLY CHARTERED [6035]
		IRS NUMBER:				330704889
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			0630

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-28304
		FILM NUMBER:		161363583

	BUSINESS ADDRESS:	
		STREET 1:		3756 CENTRAL AVE
		CITY:			RIVERSIDE
		STATE:			CA
		ZIP:			92506
		BUSINESS PHONE:		9096866060

	MAIL ADDRESS:	
		STREET 1:		3756 CENTRAL AVENUE
		CITY:			RIVERSIDE
		STATE:			CA
		ZIP:			92506
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>prov8k12616cd.htm
<DESCRIPTION>PROVIDENT FINANCIAL HOLDINGS, INC. FORM 8-K FOR THE EVENT ON JANUARY 26, 2016
<TEXT>
<html>
<head>
    <title>prov8k12616cd.htm</title>
    <!--Licensed to: Breyer & Associates PC-->
    <!--Document Created using EDGARizer 2020 5.4.6.0-->
    <!--Copyright 1995 - 2014 Thomson Reuters. All rights reserved.-->
</head>
<body bgcolor="#ffffff" style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">UNITED STATES</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">SECURITIES AND EXCHANGE COMMISSION</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Washington, D.C. 20549</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 18pt; FONT-WEIGHT: bold">FORM 8-K</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">CURRENT REPORT</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Date of Report (Date of earliest event reported): <font style="DISPLAY: inline; FONT-WEIGHT: bold">January 26, 2016</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 18pt; FONT-WEIGHT: bold">PROVIDENT FINANCIAL HOLDINGS, INC.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">(Exact name of registrant as specified in its charter)</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div>
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="top" width="27%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Delaware</font></div>
</td>
<td valign="top" width="27%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">000-28304</font></div>
</td>
<td valign="top" width="27%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">33-0704889</font></div>
</td>
</tr><tr>
<td valign="top" width="27%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(State or other jurisdiction</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">of incorporation)</font></div>
</td>
<td valign="top" width="27%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(Commission</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">File Number)</font></div>
</td>
<td valign="top" width="27%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(I.R.S. Employer</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Identification No.)</font></div>
</td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div>
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="top" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">3756 Central Avenue, Riverside, California</font></div>
</td>
<td valign="top" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">92506</font></div>
</td>
</tr><tr>
<td valign="top" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(Address of principal executive offices)</font></div>
</td>
<td valign="top" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(Zip Code)</font></div>
</td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Registrant&#8217;s telephone number, including area code:&#160;&#160;<font style="DISPLAY: inline; FONT-WEIGHT: bold">(951) 686-6060</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div>
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td align="left" valign="top" width="79%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions.</font></div>
</td>
</tr><tr>
<td valign="top" width="79%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr>
<td align="left" valign="top" width="79%">
<div style="TEXT-INDENT: -18pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">[&#160;&#160; ]&#160; Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)</font></div>
</td>
</tr><tr>
<td valign="top" width="79%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr>
<td align="left" valign="top" width="79%">
<div style="TEXT-INDENT: -18pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">[&#160;&#160; ]&#160; Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)</font></div>
</td>
</tr><tr>
<td valign="top" width="79%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr>
<td align="left" valign="top" width="79%">
<div style="TEXT-INDENT: -18pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">[&#160;&#160; ]&#160; Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font></div>

<div style="TEXT-INDENT: -18pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160; (17 CFR 240.14d-2(b))</font></div>
</td>
</tr><tr>
<td valign="top" width="79%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr>
<td align="left" valign="top" width="79%">
<div style="TEXT-INDENT: -18pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">[&#160;&#160; ]&#160; Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act&#160;&#160;&#160;&#160;</font></div>

<div style="TEXT-INDENT: -18pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160; (17 CFR 240.13e-4(c))</font></div>
</td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div id="PGBRK" style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Item 8.01&#160;&#160;Other Events</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 36pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">On January 26, 2016, Provident Financial Holdings, Inc. (the &#8220;Corporation&#8221;) announced that the Corporation&#8217;s Board of Directors declared a quarterly cash dividend of $0.12 per share.&#160;&#160;Shareholders of the Corporation&#8217;s common stock at the close of business on February 16, 2016 will be entitled to receive the cash dividend.&#160;&#160;The cash dividend will be payable on March 8, 2016.</font></div>

<div style="TEXT-INDENT: 36pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160;&#160;</font></div>

<div style="TEXT-INDENT: 36pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The news release announcing the quarterly cash dividend is attached as Exhibit 99.1 and incorporated by reference herein.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Item 9.01&#160;&#160;Financial Statements and Exhibits</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 36pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">(d)&#160;&#160;&#160; <font id="TAB1" style="MARGIN-LEFT: 12pt"></font>Exhibits</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The following exhibit is being filed herewith and this list shall constitute the exhibit index:</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div>
<table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td style="TEXT-ALIGN: left; WIDTH: 72pt">
<div style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 99.1&#160;&#160;&#160; &#160;</font></div>
</td>
<td>
<div align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">News release regarding the quarterly cash dividend of Provident Financial Holdings, Inc. dated January 26, 2016.</font></div>
</td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
&#160;</div>

<div id="PGBRK" style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">SIGNATURES</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 36pt"></font>Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div align="center">
<table bgcolor="white" cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td width="50%"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Date: January 27, 2016&#160;</font></td>
<td width="50%"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">PROVIDENT FINANCIAL HOLDINGS, INC.</font></td>
</tr><tr>
<td width="50%"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td width="50%"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td width="50%"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td width="50%">
<div><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></div>

<div>&#160;</div>
</td>
</tr><tr>
<td width="50%"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td width="50%"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="TEXT-DECORATION: underline">/s/ Donavon P. Ternes&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font></font></td>
</tr><tr>
<td width="50%"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td width="50%">
<div><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Donavon P. Ternes&#160;</font></div>

<div>President, Chief Operating Officer and </div>

<div><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Chief Financial Officer </font></div>

<div><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(Principal Financial and Accounting Officer)</font></div>
</td>
</tr></table>
</div>

<div><br>
<font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160;</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160;</font>

<div>
<hr style="COLOR: black" align="left" noshade size="2" width="100%">
</div>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99
<SEQUENCE>2
<FILENAME>prov8k12616cdexh991.htm
<DESCRIPTION>EXHIBIT 99.1 FOR THE FORM 8-K FOR THE EVENT ON JANUARY 26, 2016
<TEXT>
<html>
<head>
    <title>prov8k12616cdexh991.htm</title>
    <!--Licensed to: b&a-->
    <!--Document Created using EDGARizer 2020 5.4.6.0-->
    <!--Copyright 1995 - 2014 Thomson Reuters. All rights reserved.-->
</head>
<body bgcolor="#ffffff" style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">
<div style="TEXT-ALIGN: right; TEXT-INDENT: 0pt; DISPLAY: block"><font style="FONT-WEIGHT: bold">Exhibit 99.1</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div align="center">
<table bgcolor="white" cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td width="50%" style="BORDER-BOTTOM: black 2px solid"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><img src="prov8k12616cdexh9911.jpg" alt=""></font></td>
<td width="50%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;<img src="prov8k12616cdexh9910.jpg" alt=""></font></td>
</tr><tr>
<td width="50%">

<div><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></div>

<div><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">3756 Central Avenue </font></font></font></div>

<div><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Riverside, CA 92506 </font></font></font></font></div>

<div><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">(951) 686-6060</font></font></div>
</td>
<td width="50%" style="TEXT-ALIGN: right"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;<font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="5">NEWS RELEASE</font></font></font></td>
</tr></table>
</div>

<div>&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">PROVIDENT FINANCIAL HOLDINGS</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">ANNOUNCES QUARTERLY CASH DIVIDEND</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 2; TEXT-INDENT: 36pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Riverside, Calif. &#8211; January 26, 2016 &#8211; Provident Financial Holdings, Inc. (&#8220;Company&#8221;), NASDAQ GS: PROV, the holding company for Provident Savings Bank, F.S.B., today announced that the Company&#8217;s Board of Directors declared a quarterly cash dividend of $0.12 per share.&#160;&#160;Shareholders of the Company&#8217;s common stock at the close of business on February 16, 2016 will be entitled to receive the cash dividend.&#160;&#160;The cash dividend will be payable on March 8, 2016.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160;</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160;</font></div>

<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Safe-Harbor Statement</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="FONT-STYLE: italic; DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Certain matters in this News Release may constitute forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995.&#160;&#160;These forward-looking statements may relate to, among others, expectations of the business environment in which the Company operates, projections of future performance, perceived opportunities in the market, potential future credit experience, and statements regarding the Company&#8217;s mission and vision. These forward-looking statements are based upon current management expectations, and may, therefore, involve risks and uncertainties. The Company&#8217;s actual results, performance, or achievements may differ materially from those suggested, expressed, or implied by forward-looking statements as a result of a wide range of factors including, but not limited to, the general business environment, interest rates, the California real estate market, competitive conditions between banks and non-bank financial services providers, regulatory changes, and other risks detailed in the Company&#8217;s reports filed with the Securities and Exchange Commission, including its Annual Report on Form 10-K for the fiscal year ended June 30, 2015.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div>&#160;</div>

<div align="center">
<table bgcolor="white" cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td width="13%"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Contacts:&#160;</font></td>
<td width="36%"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Craig G. Blunden&#160;</font></td>
<td width="51%"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Donavon P. Ternes&#160;</font></td>
</tr><tr>
<td width="13%"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td width="36%"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Chairman and&#160;</font></td>
<td width="51%"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">President, Chief Operating Officer,&#160;</font></td>
</tr><tr>
<td width="13%"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td width="36%"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Chief Executive Officer&#160;</font></td>
<td width="51%"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">and Chief Financial Officer&#160;</font></td>
</tr></table>
</div>

<div><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160;</font></div>

<div>&#160;</div>

<div>&#160;</div>

<div>&#160;</div>

<div>&#160;</div>

<div>&#160;</div>

<div><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160;</font>

<div>
<hr style="COLOR: black" align="left" noshade size="2" width="100%">
</div>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>3
<FILENAME>prov8k12616cdexh9910.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 prov8k12616cdexh9910.jpg
M_]C_X  02D9)1@ ! 0$ 8 !@  #_X0!F17AI9@  34T *@    @ ! $:  4
M   !    /@$;  4    !    1@$H  ,    !  (   $Q  (    0    3@
M      !@     0   &     !4&%I;G0N3D54('8U+C P /_; $,  @$! @$!
M @(" @(" @(#!0,# P,#!@0$ P4'!@<'!P8'!P@)"PD(" H(!P<*#0H*"PP,
M# P'"0X/#0P."PP,#/_; $,! @(" P,#!@,#!@P(!P@,# P,# P,# P,# P,
M# P,# P,# P,# P,# P,# P,# P,# P,# P,# P,# P,# P,#/_  !$( #H
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MN;K"P\3%QL?(R<K2T]35UM?8V=KBX^3EYN?HZ>KR\_3U]O?X^?K_V@ , P$
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MU0HP/0 _:K]G']L_X3_M>Z++J'PQ^(?A/QQ;6_\ K_[)U".XDM_^ND8.]/\
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M#^8K]@;PYXX_;6_:5_9__8S\3VUPNA_"#QYJVIZL&8E1:QNDLR%>VTPS*/\
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M\;?V'<1:1<WE]<>(M#TQI&1&G$%N;T2,JDE%>5AGG:<<>*_\%%OV4+[]HO\
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M&L:]\0O%%Y<QVOA^+PAHT[WYURZLH&D0&WM]CF+ A$J+&)  9>F3@@'ZL?\
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M3YI&C7:F.Q9_>L'X _\ !2.]U[_@@[\;OV>;S6)_M_A?4;'4=!D#%3=Z5-=
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M@W$<^O>,O$GAVR:QM/$/B;4'U+4HXWSOVNWRQELX.Q5X '2O=:*  #%?._\
MP5:^$OCSXY?L"?$3PM\,X[J3QQJMG$FEI;7HLI6=9XV(64LH3Y5;DD5]$44
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J_P"/=3_MKQIH^@VEIK5]YGF?:KI(E$C[OXLMGGOUKTJ@]* "BHZ* /_9

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>4
<FILENAME>prov8k12616cdexh9911.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 prov8k12616cdexh9911.jpg
M_]C_X  02D9)1@ ! 0$ 8 !@  #_X0!F17AI9@  34T *@    @ ! $:  4
M   !    /@$;  4    !    1@$H  ,    !  (   $Q  (    0    3@
M      !@     0   &     !4&%I;G0N3D54('8U+C P /_; $,  @$! @$!
M @(" @(" @(#!0,# P,#!@0$ P4'!@<'!P8'!P@)"PD(" H(!P<*#0H*"PP,
M# P'"0X/#0P."PP,#/_; $,! @(" P,#!@,#!@P(!P@,# P,# P,# P,# P,
M# P,# P,# P,# P,# P,# P,# P,# P,# P,# P,# P,# P,#/_  !$( $P
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MN;K"P\3%QL?(R<K2T]35UM?8V=KBX^3EYN?HZ>KR\_3U]O?X^?K_V@ , P$
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M!C'G'&_&: /J.BOD?]D#_@N?^S#^W'XYA\+^ OB9I\WB:Z)%MI6IP2:==7A
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M4#X0_$/]NOQ7^SMIOB"'_A8/A'3XKR:!BBP73$%I;>%LY::%0K.N!@/WVM@
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M_P!(X* /R!_X/(5W?\%5-'!_Z$JP_P#1UQ7/_P#!9_\ X(M?"_\ 8$_X)\_
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M&0F"KS&5@1P017]5,EW#",M)&O&>6 XJ.^U"#3H#)*ZJ "0,_,V.< =2?84
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MX-7$NORPV1,>FI:W1B57">>8HS$)'4;6?(QUKZ4_X>:>//\ H$^$?_ 6X_\
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M=^&7B[Q%\,;KXPW%QH?FW,FJWNDZ*]AA)K..2[B#HUPS F5RJ'YMI/(^T/\
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M[X[O-<\W0/%>A7$4PL;."/SCO.&B18_+7RBI)]OLC_AYIX\_Z!/A'_P%N/\
MX_1_P\T\>?\ 0)\(_P#@+<?_ !^@#\Y)_P#@G'\?=/\ V</AGX6\8?"+XE^,
MM&@^"NH^&M$T/1-92S3PGXJDO;EQ=7L?GQJ5:!T&_+@@[=IZ5T_C+]@7]I@_
M #QAH>D^$?'EG<3?"7X;Z)IL-E?^0T6H65Y"VHQQ;9!LDCC5BY&,@=37WI_P
M\T\>?] GPC_X"W'_ ,?H_P"'FGCS_H$^$?\ P%N/_C] 'Q/^T=^QC\6OV==#
M^+&AZ?8^,(O@5#\7?#.LC1+GQ;]DF\4:(;)AJ-K:75Q.IS)<["T;2+O*GTKR
M'X;_  K^(W[1_P"Q7XBU+X;^&?BEXHCT7XU>(+G0/#@N_P"VM%O+5+>VB@L]
M2F6]C<Q1Y81S0RNJ.C'G@U^B/Q7_ &TM1^.G@^7P_P",_ WPW\4:',ZR/8:I
MI,MU;LZ_=;8\Q&1V/45;^'W[=FN?"?PG::#X7\'_  ]\/Z+8KLM[#3M+EMK>
M =3M1)@HSUX% #OC;\1O'7[>?_!+[]I/P'I'PUO]-U_0]"N?!FFV\-V)UU[4
M4LD%REMNQ^ZCG8PAV8[RC'-?&/QY_P"":_QZ\4>&/BQX@TOPS\1H?%WAGPG\
M/?\ A7:6&M26\<>HVUO;0ZGY42S",R1JCJQ8>N,YK[DB_P""EWCJ!=J:/X/4
M$DX%I<#D_P#;>G?\/-/'G_0)\(_^ MQ_\?H \A^$/P_^)GP&_;Y^-'CWXB?!
M;XJ_%7QE]NO-7^'WB+3-61]#ATM;$B+34C>=5@E9@T>#$V7<'WK])OA7XKU#
MQW\,O#NMZMH=YX8U36--M[V\T>[=7N-+FDC5WMY&4E2T;$J2#@E37QO_ ,/-
M/'G_ $"?"/\ X"W'_P ?H_X>:>//^@3X1_\  6X_^/T ?<U?G7^W9_R=5XJ_
M[=/_ $C@KKO^'FGCS_H$^$?_  %N/_C]?%/[6_[</BSQ'^T)X@O9]/\ #JRS
1?9MPC@F"C%M$O&93Z4 ?_]D!

end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
