<SEC-DOCUMENT>0000939057-16-001000.txt : 20160913
<SEC-HEADER>0000939057-16-001000.hdr.sgml : 20160913
<ACCEPTANCE-DATETIME>20160913165049
ACCESSION NUMBER:		0000939057-16-001000
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		4
CONFORMED PERIOD OF REPORT:	20160912
ITEM INFORMATION:		Results of Operations and Financial Condition
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20160913
DATE AS OF CHANGE:		20160913

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			PROVIDENT FINANCIAL HOLDINGS INC
		CENTRAL INDEX KEY:			0001010470
		STANDARD INDUSTRIAL CLASSIFICATION:	SAVINGS INSTITUTION, FEDERALLY CHARTERED [6035]
		IRS NUMBER:				330704889
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			0630

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-28304
		FILM NUMBER:		161883301

	BUSINESS ADDRESS:	
		STREET 1:		3756 CENTRAL AVE
		CITY:			RIVERSIDE
		STATE:			CA
		ZIP:			92506
		BUSINESS PHONE:		9096866060

	MAIL ADDRESS:	
		STREET 1:		3756 CENTRAL AVENUE
		CITY:			RIVERSIDE
		STATE:			CA
		ZIP:			92506
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>prov8k91216.htm
<DESCRIPTION>PROVIDENT FINANCIAL HOLDINGS, INC. FORM 8-K FOR THE EVENT ON 9.12.16
<TEXT>
<html>
<head>
    <title>prov8k91216.htm</title>
    <!--Licensed to: Breyer & Associates PC-->
    <!--Document Created using EDGARizer 2020 5.4.6.0-->
    <!--Copyright 1995 - 2014 Thomson Reuters. All rights reserved.-->
</head>
<body bgcolor="#ffffff" style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">UNITED STATES</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">SECURITIES AND EXCHANGE COMMISSION</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Washington, D.C. 20549</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 18pt; FONT-WEIGHT: bold">FORM 8-K</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">CURRENT REPORT</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Date of Report (Date of earliest event reported): <font style="DISPLAY: inline; FONT-WEIGHT: bold">September 12, 2016</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 18pt; FONT-WEIGHT: bold">PROVIDENT FINANCIAL HOLDINGS, INC.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">(Exact name of registrant as specified in its charter)</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div>
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="top" width="27%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Delaware</font></div>
</td>
<td valign="top" width="27%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">000-28304</font></div>
</td>
<td valign="top" width="27%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">33-0704889</font></div>
</td>
</tr><tr>
<td valign="top" width="27%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(State or other jurisdiction</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">of incorporation)</font></div>
</td>
<td valign="top" width="27%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(Commission</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">File Number)</font></div>
</td>
<td valign="top" width="27%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(I.R.S. Employer</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Identification No.)</font></div>
</td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div>
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="top" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">3756 Central Avenue, Riverside, California</font></div>
</td>
<td valign="top" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">92506</font></div>
</td>
</tr><tr>
<td valign="top" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(Address of principal executive offices)</font></div>
</td>
<td valign="top" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(Zip Code)</font></div>
</td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Registrant&#8217;s telephone number, including area code:&#160;&#160;<font style="DISPLAY: inline; FONT-WEIGHT: bold">(951) 686-6060</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div>
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td align="left" valign="top" width="79%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions.</font></div>
</td>
</tr><tr>
<td valign="top" width="79%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr>
<td align="left" valign="top" width="79%">
<div style="TEXT-INDENT: -18pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">[&#160;&#160; ]&#160; Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)</font></div>
</td>
</tr><tr>
<td valign="top" width="79%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr>
<td align="left" valign="top" width="79%">
<div style="TEXT-INDENT: -18pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">[&#160;&#160; ]&#160; Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)</font></div>
</td>
</tr><tr>
<td valign="top" width="79%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr>
<td align="left" valign="top" width="79%">
<div style="TEXT-INDENT: -18pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">[&#160;&#160; ]&#160; Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font></div>

<div style="TEXT-INDENT: -18pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160; (17 CFR 240.14d-2(b))</font></div>
</td>
</tr><tr>
<td valign="top" width="79%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr>
<td align="left" valign="top" width="79%">
<div style="TEXT-INDENT: -18pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">[&#160;&#160; ]&#160; Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act&#160;&#160;</font></div>

<div style="TEXT-INDENT: -18pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160; (17 CFR 240.13e-4(c))</font></div>
</td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div id="PGBRK" style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Item 2.02&#160;&#160;Results of Operations and Financial Condition</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 36pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">On September 12, 2016, Provident Financial Holdings, Inc. (&#8220;Corporation&#8221;), the holding company for Provident Savings Bank, F.S.B., distributed a news release describing revised fourth quarter and fiscal year results for the period ended June 30, 2016.&#160;&#160;The revision was the result of an increase in other operating expenses of approximately $414,000 arising from additional loan origination costs that were not properly credited to certain clients who financed their homes with the Corporation.&#160;&#160;A copy of the news release is attached hereto as Exhibit 99.1 and is incorporated herein by reference.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Item 9.01&#160;&#160;Financial Statements and Exhibits</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font id="TAB2" style="LETTER-SPACING: 9pt">&#160;&#160;&#160;</font>&#160;&#160;&#160; (d)&#160;<font id="TAB2" style="LETTER-SPACING: 9pt">&#160;&#160;&#160;</font>&#160;Exhibits</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The following exhibit is&#160;being filed herewith and this list shall constitute the exhibit index:</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td align="right" style="WIDTH: 108pt">
<div><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">99.1&#160; &#160;&#160;</font></div>
</td>
<td>
<div style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">News release of the Corporation&#8217;s revised fourth quarter and fiscal year results ended June 30, 2016.</font></div>
</td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
&#160;</div>

<div id="PGBRK" style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">SIGNATURES</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 36pt"></font>Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div align="center">
<table bgcolor="white" cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td width="50%"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Date: September 13, 2016&#160;</font></td>
<td width="50%"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">PROVIDENT FINANCIAL HOLDINGS, INC.&#160;</font></td>
</tr><tr>
<td width="50%"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td width="50%">
<div><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></div>

<div>&#160;</div>

<div>&#160;</div>
</td>
</tr><tr>
<td width="50%"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td width="50%"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="TEXT-DECORATION: underline">/s/ Donavon P. Ternes&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font></font></td>
</tr><tr>
<td width="50%"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td width="50%"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Donavon P. Ternes&#160;</font></td>
</tr><tr>
<td width="50%"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td width="50%">
<div><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">President, Chief Operating Officer and&#160;</font></div>

<div>Chief Financial Officer</div>

<div>(Principal Financial and Accounting Officer)</div>
</td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 216pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"> </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160;</font>

<div>
<hr style="COLOR: black" align="left" noshade size="2" width="100%">
</div>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.1
<SEQUENCE>2
<FILENAME>prov8k91216exh991.htm
<DESCRIPTION>EXHIBIT 99.1 FOR THE FORM 8-K FOR THE EVENT ON 9.12.16
<TEXT>
<html>
<head>
    <title>prov8k91216exh991.htm</title>
    <!--Licensed to: b&a-->
    <!--Document Created using EDGARizer 2020 5.4.6.0-->
    <!--Copyright 1995 - 2014 Thomson Reuters. All rights reserved.-->
</head>
<body bgcolor="#ffffff" style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">
<div style="TEXT-ALIGN: right; TEXT-INDENT: 0pt; DISPLAY: block"><font style="FONT-WEIGHT: bold">Exhibit 99.1</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div>&#160;</div>

<div align="center">
<table bgcolor="white" cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td width="50%"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><img src="prov8k91216exh9911.jpg" alt=""></font></td>
<td width="50%" style="TEXT-ALIGN: right"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;<img src="prov8k91216exh9910.jpg" alt=""></font></td>
</tr><tr>
<td width="50%"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td width="50%"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td width="50%">
<div><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">3756 Central Avenue </font></font></div>

<div><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Riverside, CA 92506 </font></font></font></div>

<div><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">(951) 686-6060</font></font></div>
</td>
<td width="50%" style="TEXT-ALIGN: right"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">&#160;</font></font></td>
</tr></table>
</div>

<div>&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">PROVIDENT FINANCIAL HOLDINGS REVISES</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">FOURTH QUARTER AND FISCAL 2016 EARNINGS</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 2; TEXT-INDENT: 36pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Riverside, Calif. &#8211; September 12, 2016 &#8211; Provident Financial Holdings, Inc. (&#8220;Company&#8221;), NASDAQ GS: PROV, the holding company for Provident Savings Bank, F.S.B., today announced that it has revised its fourth quarter and fiscal 2016 net income.</font></div>

<div style="LINE-HEIGHT: 2; TEXT-INDENT: 36pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">For the quarter ended June 30, 2016, the Company reported revised net income of $2.56 million, or $0.31 per diluted share, down from the net income of $2.80 million, or $0.34 per diluted share previously disclosed in its earnings release dated July 26, 2016.&#160;&#160;The downward revision was the result of an increase in other operating expenses of approximately $414,000 arising from additional loan origination costs that we determined were not properly credited to certain clients who financed their homes with the Company.</font></div>

<div style="LINE-HEIGHT: 2; TEXT-INDENT: 36pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">For the fiscal year ended June 30, 2016, as a result of this adjustment, net income was revised downward to $7.47 million from the previously reported $7.71 million and diluted earnings per share was revised to $0.88 from the previously reported $0.90 per share.</font></div>

<div style="LINE-HEIGHT: 2; TEXT-INDENT: 36pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Other immaterial changes were made to the previously disclosed unaudited financial statements and management discussion denoted in the July 26, 2016 earnings release.&#160;&#160;We encourage all interested parties to refer to our audited financial statements and management discussion filed on Form 10-K with the Securities and Exchange Commission on September 12, 2016 for the fiscal year ended June 30, 2016.</font></div>

<div style="LINE-HEIGHT: 2; TEXT-INDENT: 0pt; DISPLAY: block"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160;</font></div>

<div style="LINE-HEIGHT: 2; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="LINE-HEIGHT: 2; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="LINE-HEIGHT: 2; TEXT-INDENT: 0pt; DISPLAY: block"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160;</font></div>

<div id="PGBRK" style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 2; TEXT-INDENT: 0pt; DISPLAY: block"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Safe-Harbor Statement</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="FONT-STYLE: italic; DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Certain matters in this News Release may constitute forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995.&#160;&#160;These forward-looking statements may relate to, among others, expectations of the business environment in which the Company operates, projections of future performance, perceived opportunities in the market, potential future credit experience, and statements regarding the Company&#8217;s mission and vision. These forward-looking statements are based upon current management expectations, and may, therefore, involve risks and uncertainties. The Company&#8217;s actual results, performance, or achievements may differ materially from those suggested, expressed, or implied by forward-looking statements as a result of a wide range of factors including, but not limited to, the general business environment, interest rates, the California real estate market, competitive conditions between banks and non-bank financial services providers, regulatory changes, and other risks detailed in the Company&#8217;s reports filed with the Securities and Exchange Commission, including its Annual Report on Form 10-K for the fiscal year ended June 30, 2016.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div>&#160;</div>

<div align="center">
<table bgcolor="white" cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td width="8%"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Contacts:&#160;</font></td>
<td width="40%"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Craig G. Blunden&#160;</font></td>
<td width="52%"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Donavon P. Ternes&#160;</font></td>
</tr><tr>
<td width="8%"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td width="40%"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Chairman and&#160;</font></td>
<td width="52%"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">President, Chief Operating Officer,&#160;</font></td>
</tr><tr>
<td width="8%"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td width="40%"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Chief Executive Officer&#160;</font></td>
<td width="52%"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">and Chief Financial Officer&#160;</font></td>
</tr></table>
</div>

<div><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160;</font><br>
&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160;</font>

<div>
<hr style="COLOR: black" align="left" noshade size="2" width="100%">
</div>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>3
<FILENAME>prov8k91216exh9910.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 prov8k91216exh9910.jpg
M_]C_X  02D9)1@ ! 0$ 8 !@  #_X0!F17AI9@  34T *@    @ ! $:  4
M   !    /@$;  4    !    1@$H  ,    !  (   $Q  (    0    3@
M      !@     0   &     !4&%I;G0N3D54('8U+C P /_; $,  @$! @$!
M @(" @(" @(#!0,# P,#!@0$ P4'!@<'!P8'!P@)"PD(" H(!P<*#0H*"PP,
M# P'"0X/#0P."PP,#/_; $,! @(" P,#!@,#!@P(!P@,# P,# P,# P,# P,
M# P,# P,# P,# P,# P,# P,# P,# P,# P,# P,# P,# P,#/_  !$( $H
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MN;K"P\3%QL?(R<K2T]35UM?8V=KBX^3EYN?HZ>KR\_3U]O?X^?K_V@ , P$
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ME*YFGMV*A[52Q4-AOU4_9W_:Q\)_M&7?B33=%U*RD\0>#=0.F:[IJ3AYM.G
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M/^"@OAWXM?M]?#_P_P" =)N?B1\--&O](TG11XNM_)U>(B2)9FMKN(I<P*S
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M6^&/^$R\>:'XSN)=)T?[-)<_;I#:[67RXR';"LQPI[5_64>E?S4?#C1[Q?\
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M/A;\.]+^$?PUT'PIH=N+71?#>GP:78PC_EE!#&L:+^"J* /YTO\ @D[IT_\
MP29_X.8O&'P;OI6L?#?C*YOM LQ(Q5)H)Q]LT]O?[J(#ZL:T?V.= _X>X?\
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M/2/^"@?_  7T^''Q3\'R:OI^@^+/$W@XMI]R[(UG/&MC#/"P!VL%E1QN'#
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M3XSUKPCHOB"VN-.UCPOJ4/\ :%A<6DX^>*&7<LL15@KHS&3:\:'!QBOU[HH
M_ #PQ_P:Q?%[X-:$_A_2=/\ @SXN.D:XNM:#XS.KZEHWB*W:-PT<<H\J:W9
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*G;J1_NTR@#__V0$!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>4
<FILENAME>prov8k91216exh9911.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 prov8k91216exh9911.jpg
M_]C_X  02D9)1@ ! 0$ 8 !@  #_X0!F17AI9@  34T *@    @ ! $:  4
M   !    /@$;  4    !    1@$H  ,    !  (   $Q  (    0    3@
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MN;K"P\3%QL?(R<K2T]35UM?8V=KBX^3EYN?HZ>KR\_3U]O?X^?K_V@ , P$
M A$#$0 _ /W\HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** ,[Q/XOTGP3H\VH:SJ>GZ386Z[I;F\N$@BC'J68@"OAS]IW_@X_
M_9=_9NUE=%@\;+XZ\123+;1Z?X:3[9ND9MH4RC$?4XX)KT[_ (*D?\$I/ O_
M  5'^#W_  C_ (FO-8T/6+!6;2]6T^Z=&M'/]^+.R5"<9##/H17\\NC_ /!
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M^"G_  4J\,7FI?"CQ=%K$VFA3?:;<PM:ZA8YZ&2%^<'^\N5]Z_##Q7_P;_\
MP?UK_@@O;?M$:3?:]I7Q"L_"B^(IVDO/,L[IU/SQF,CY=PX!!X.*^9O^#77X
MF:U\/_\ @LG\,[/29ITM/$T5_IFI0H3MG@-G+)\P_P!EXT8>A6@#^C'_ (*7
M_P#!;;X'_P#!+.UM[7Q]JM_J?BB_B\ZT\/:+"MQJ$J?WV#,J1J?5V&>V:^!M
M(_X/;_A/<>(%AOO@M\0;73"^&NH=2M)I@OKY1VC\-_XU^,?_  6I^+>K_&O_
M (*D?&;4M:NIKB:U\27&G0!V+"&&!O+1%]  O3WK]+/^"E?_  0N^"?[-O\
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MUH^5=4\NV620C:$!RQY/!K\X_P#@GQ^S%XF_X*7?\%"O#'AM;>XU&X\4:_\
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M 'T_^UKX0U'X@_LP?$#0M)MVO-4UCP_>V=I I ,LKPNJJ,\<D@5^?W_!*/\
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MO\4/&W[-O[6!A^%\5YX]\8_%.VUWPE<GR?M<UBMPK-)%(3E%V[CC(/-?=_\
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MO&OP[\ MI<_Q0_X1I]$AD-M+-/;0+_I<5N'R@FC4D*6&,CBOKK_A\S_U3?\
M\N#_ .YJ/^'S.?\ FF__ )<'_P!S4 ?F[X?_ ."4O[06H? /]KC3X/AOXTLV
M^*EKX9N- M->U:UN[^_FM[K?<M*\96,2 9)&!@$#)K[G_P""Q_[$'C[]JW_@
MEC\,/AKX:\,W&N:]I>M>'I-5T^.98VBMX(RMP2Q8?=R1P<^E=W_P^8_ZIO\
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M ."./QH\5Z5^U?IO@OP=;:;H/B#XB:7XI\.:$;A+6Q\365NN9K=0IPFXD\,
M#7W%_P /F?\ JF__ )<'_P!S4?\ #YG_ *IO_P"7!_\ <U $?P _:.^,VA>'
M_AWI_AK]DEOA[I6KZ\NE^)K:XU2VA_LBT2!?]-185PZ[AM ;!PH]:^YJ^'?^
M'S7_ %3?_P N#_[FH_X?-?\ 5-__ "X/_N:@#[BKX=_X+-?\TW_[B?\ [9T?
M\/FO^J;_ /EP?_<U?*'_  4]_P""GO\ PM3_ (0?_BA_L'V'[?\ \QGS=^_[
+-_TP7&-OOUH _]D!

end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
