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Provident Financial Holdings, Inc. Consolidated Statements of Operations - USD ($)
$ in Thousands
 12 Months Ended
Jun. 30, 2017
Jun. 30, 2016
Jun. 30, 2015
Interest income:      
Loans receivable, net $ 40,249 $ 37,658 $ 38,337
Investment securities 575 358 287
FHLB – San Francisco stock 967 721 796
Interest-earning deposits 626 567 276
Total interest income 42,417 39,304 39,696
Interest expense:      
Deposits 3,808 4,397 4,761
Borrowings 2,871 2,578 1,660
Total interest expense 6,679 6,975 6,421
Net interest income 35,738 32,329 33,275
Recovery from the allowance for loan losses (1,042) (1,715) (1,387)
Net interest income, after (recovery) provision for loan losses 36,780 34,044 34,662
Non-interest income:      
Loan servicing and other fees 1,251 1,068 1,085
Gain on sale of loans, net 25,680 31,521 34,210
Deposit account fees 2,194 2,319 2,412
(Loss) gain on sale and operations of real estate owned acquired in the settlement of loans, net (557) (95) 282
Card and processing fees 1,451 1,448 1,406
Other 802 800 992
Total non-interest income 30,821 37,061 40,387
Non-interest expense:      
Salaries and employee benefits 41,742 42,609 41,618
Premises and occupancy 5,061 4,646 4,666
Equipment expense 1,447 1,503 1,720
Professional expense 2,075 2,089 2,179
Sales and marketing expense 1,323 1,331 1,643
Deposit insurance premium and regulatory assessments 773 1,018 974
Other 6,364 5,063 5,169
Total non-interest expense 58,785 58,259 57,969
Income before income taxes 8,816 12,846 17,080
Provision for income taxes 3,609 5,372 7,277
Net income $ 5,207 $ 7,474 $ 9,803
Basic earnings per share (in dollars per share) $ 0.66 $ 0.90 $ 1.09
Diluted earnings per share (in dollars per share) 0.64 0.88 1.07
Cash dividends per share (in dollars per share) $ 0.52 $ 0.48 $ 0.45