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Capital Capital (Tables)
 12 Months Ended
Jun. 30, 2017
Banking and Thrift [Abstract]  
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations
Provident Financial Holdings, Inc. and the Bank's actual and required minimum capital amounts and ratios at the dates indicated are as follows (dollars in thousands):
 
 
 
Regulatory Requirements
 
Actual
 
Minimum for Capital
Adequacy Purposes
 
Minimum to Be
Well Capitalized
 
Amount
 
Ratio
 
Amount
 
Ratio
 
Amount
 
Ratio
 
 
 
 
 
 
 
 
 
 
 
 
Provident Financial Holdings, Inc.:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
As of June 30, 2017
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Tier 1 leverage capital (to adjusted average assets)
$
127,956
 
 
10.77
%
 
 
$
47,506
 
 
4.00
%
 
 
$
59,383
 
 
5.00
%
 
CET1 capital (to risk-weighted assets)
$
127,956
 
 
17.57
%
 
 
$
41,885
 
 
5.75
%
 
 
$
47,348
 
 
6.50
%
 
Tier 1 capital (to risk-weighted assets)
$
127,956
 
 
17.57
%
 
 
$
52,811
 
 
7.25
%
 
 
$
58,274
 
 
8.00
%
 
Total capital (to risk-weighted assets)
$
136,271
 
 
18.71
%
 
 
$
67,380
 
 
9.25
%
 
 
$
72,843
 
 
10.00
%
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
As of June 30, 2016
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Tier 1 leverage capital (to adjusted average assets)
$
133,081
 
 
11.40
%
 
 
$
46,706
 
 
4.00
%
 
 
$
58,382
 
 
5.00
%
 
CET1 capital (to risk-weighted assets)
$
133,081
 
 
17.89
%
 
 
$
38,117
 
 
5.13
%
 
 
$
48,343
 
 
6.50
%
 
Tier 1 capital (to risk-weighted assets)
$
133,081
 
 
17.89
%
 
 
$
49,273
 
 
6.63
%
 
 
$
59,500
 
 
8.00
%
 
Total capital (to risk-weighted assets)
$
141,955
 
 
19.09
%
 
 
$
64,148
 
 
8.63
%
 
 
$
74,375
 
 
10.00
%
 
 
 
 
 
 
 
 
 
 
 
 
 
Provident Savings Bank, F.S.B.:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
As of June 30, 2017
 
 
 
 
 
 
 
 
 
 
 
Tier 1 leverage capital (to adjusted average assets)
$
117,530
 
 
9.90
%
 
 
$
47,503
 
 
4.00
%
 
 
$
59,379
 
 
5.00
%
 
CET1 capital (to risk-weighted assets)
$
117,530
 
 
16.14
%
 
 
$
41,877
 
 
5.75
%
 
 
$
47,339
 
 
6.50
%
 
Tier 1 capital (to risk-weighted assets)
$
117,530
 
 
16.14
%
 
 
$
52,801
 
 
7.25
%
 
 
$
58,263
 
 
8.00
%
 
Total capital (to risk-weighted assets)
$
125,845
 
 
17.28
%
 
 
$
67,367
 
 
9.25
%
 
 
$
72,829
 
 
10.00
%
 
 
 
 
 
 
 
 
 
 
 
 
 
As of June 30, 2016
 
 
 
 
 
 
 
 
 
 
 
Tier 1 leverage capital (to adjusted average assets)
$
120,192
 
 
10.29
%
 
 
$
46,706
 
 
4.00
%
 
 
$
58,382
 
 
5.00
%
 
CET1 capital (to risk-weighted assets)
$
120,192
 
 
16.16
%
 
 
$
38,112
 
 
5.13
%
 
 
$
48,337
 
 
6.50
%
 
Tier 1 capital (to risk-weighted assets)
$
120,192
 
 
16.16
%
 
 
$
49,266
 
 
6.63
%
 
 
$
59,491
 
 
8.00
%
 
Total capital (to risk-weighted assets)
$
129,066
 
 
17.36
%
 
 
$
64,139
 
 
8.63
%
 
 
$
74,364
 
 
10.00
%