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Provident Financial Holdings, Inc. Condensed Consolidated Statements of Operations (Unaudited) - USD ($)
$ in Thousands
 3 Months Ended
Sep. 30, 2017
Sep. 30, 2016
Interest income:    
Loans receivable, net $ 10,157 $ 10,480
Investment securities 257 84
FHLB – San Francisco stock 141 185
Interest-earning deposits 190 55
Total interest income 10,745 10,804
Interest expense:    
Checking and money market deposits 103 98
Savings deposits 149 144
Time deposits 639 772
Borrowings 736 702
Total interest expense 1,627 1,716
Net interest income 9,118 9,088
Provision (recovery) for loan losses 169 (150)
Net interest income, after provision (recovery) for loan losses 8,949 9,238
Non-interest income:    
Loan servicing and other fees 363 [1] 267 [2]
Gain on sale of loans, net [3] 4,847 7,996
Deposit account fees 558 550
Loss on sale and operations of real estate owned acquired in the settlement of loans, net (40) (103)
Card and processing fees 381 364
Other 243 178
Total non-interest income 6,352 9,252
Non-interest expense:    
Salaries and employee benefits 9,269 11,314
Premises and occupancy 1,314 1,289
Equipment 362 362
Professional expenses 520 505
Sales and marketing expenses 203 296
Deposit insurance premiums and regulatory assessments 184 248
Other [4] 3,882 1,618
Total non-interest expense 15,734 15,632
(Loss) income before income taxes (433) 2,858
Provision for income taxes (208) 1,264
Net (loss) income $ (225) $ 1,594
Basic earnings per share $ (0.03) $ 0.20
Diluted earnings per share (0.03) 0.20
Cash dividends per share $ 0.14 $ 0.13
Litigation Settlement, Expense $ 2,750  
[1] Includes an inter-company charge of $240 credited to PBM by the Bank during the period to compensate PBM for originating loans held for investment.
[2] Includes an inter-company charge of $95 credited to PBM by the Bank during the period to compensate PBM for originating loans held for investment.
[3] Includes an inter-company charge of $59 credited to PBM by the Bank during the period to compensate PBM for servicing fees on loans sold on a servicing retained basis.
[4] Includes $2.75 million of litigation settlement expense for the quarter ended September 30, 2017.