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Provident Financial Holdings, Inc. Consolidated Statements of Cash Flows - USD ($)
12 Months Ended
Jun. 30, 2018
Jun. 30, 2017
Jun. 30, 2016
Cash flows from operating activities:      
Net income $ 2,131,000 $ 5,207,000 $ 7,474,000
Adjustments to reconcile net income to net cash provided by operating activities:      
Depreciation and amortization 3,130,000 2,640,000 1,909,000
Recovery from the allowance for loan losses (536,000) (1,042,000) (1,715,000)
(Recovery) provision of losses on real estate owned (561,000) 440,000 (60,000)
Gain on sale of loans, net (15,802,000) (25,680,000) (31,521,000)
Loss (gain) on sale of real estate owned, net 558,000 (138,000) (52,000)
Stock-based compensation 1,054,000 1,490,000 1,098,000
Provision for deferred income taxes 165,000 1,194,000 217,000
Tax effect from stock-based compensation 189,000 0 0
Increase (decrease) in accounts payable, accrued interest and other liabilities 2,174,000 3,408,000 (422,000)
(Increase) decrease in prepaid expenses and other assets (824,000) (1,521,000) 137,000
Loans originated for sale (1,185,996,000) (1,913,038,000) (1,962,869,000)
Proceeds from sale of loans 1,222,493,000 2,010,539,000 2,033,815,000
Net cash provided by operating activities 27,986,000 83,442,000 47,789,000
Cash flows from investing activities:      
Increase in loans held for investment, net (223,000) (66,349,000) (32,123,000)
Payments to Acquire Investments (54,148,000) (35,302,000) (41,683,000)
Proceeds from Maturities, Prepayments and Calls of Available-for-sale Securities 200,000 1,000,000 0
Proceeds from Sale and Maturity of Held-to-maturity Securities 25,497,000 13,134,000 2,328,000
Principal payments from investment securities held to maturity 27,200,000 15,100,000 4,800,000
Proceeds from Sale and Maturity of Available-for-sale Securities 1,734,000 1,950,000 2,500,000
Proceeds from Sale of Held-to-maturity Securities 0 147,000 0
Payments to Acquire Federal Home Loan Bank Stock (91,000) (14,000) 0
Proceeds from sale of real estate owned 2,635,000 2,409,000 6,573,000
Purchase of premises and equipment (2,909,000) (1,491,000) (1,517,000)
Net cash used for investing activities (27,305,000) (84,516,000) (63,922,000)
Cash flows from financing activities:      
(Decrease) increase in deposits, net (18,923,000) 137,000 2,298,000
Proceeds from long-term borrowings 10,000,000 20,000,000 0
Repayments of long-term borrowings (10,063,000) (73,000) (68,000)
Employee Stock Ownership Plan (ESOP), Debt Structure, Direct Loan, Employer Cash Payments Used for Debt Service 0 15,000,000 0
Treasury stock purchases (7,347,000) (8,714,000) (13,038,000)
Proceeds from exercise of stock options 677,000 942,000 590,000
Payments Related to Tax Withholding for Share-based Compensation (322,000) (536,000) (54,000)
Tax effect from stock-based compensation 0 57,000 222,000
Cash dividends (4,228,000) (4,119,000) (4,014,000)
Net cash (used for) provided by financing activities (30,206,000) 22,694,000 (14,064,000)
Net (decrease) increase in cash and cash equivalents (29,525,000) 21,620,000 (30,197,000)
Cash and cash equivalents at beginning of year 72,826,000 51,206,000 81,403,000
Cash and cash equivalents at end of year 43,301,000 72,826,000 51,206,000
Supplemental information:      
Cash paid for interest 6,410,000 6,645,000 6,985,000
Cash paid for income taxes 2,765,000 3,039,000 3,845,000
Transfer of loans held for sale to held for investment 1,692,000 3,776,000 4,889,000
Real estate acquired in the settlement of loans 2,171,000 1,845,000 6,347,000
Payments to Acquire Mortgage Backed Securities (MBS) categorized as Available-for-sale 53,900,000 34,500,000 41,700,000
Employee Stock [Member]      
Adjustments to reconcile net income to net cash provided by operating activities:      
Tax effect from stock-based compensation $ 0 $ (57,000) $ (222,000)