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Operating Segment Reports (Tables)
 3 Months Ended
Sep. 30, 2018
Segment Reporting [Abstract]  
Schedule of condensed consolidated statements of operations and total assets for operating segment
    For the Quarter Ended September 30, 2018  
(In Thousands)   Provident
Bank		     Provident
Bank 
Mortgage		     Consolidated
Totals		  
Net interest income   $ 9,000     $ 357     $ 9,357  
(Recovery) provision for loan losses     (332 )     95       (237 )
Net interest income, after (recovery) provision for loan losses     9,332       262       9,594  
                         
Non-interest income:                        
Loan servicing and other fees (1)     133       191       324  
Gain on sale of loans, net (2)     34       3,098       3,132  
Deposit account fees     505       —       505  
Gain on sale and operations of real estate owned acquired in the settlement of loans, net     1       —       1  
Card and processing fees     398       —       398  
Other     189       —       189  
Total non-interest income     1,260       3,289       4,549  
                         
Non-interest expense:                        
Salaries and employee benefits     4,836       3,414       8,250  
Premises and occupancy     908       437       1,345  
Operating and administrative expenses     926       1,183       2,109  
Total non-interest expense     6,670       5,034       11,704  
Income (loss) before income taxes     3,922       (1,483 )     2,439  
Provision (benefit) for income taxes     1,055       (439 )     616  
Net income (loss)   $ 2,867     $ (1,044 )   $ 1,823  
Total assets, end of period   $ 1,078,441     $ 79,039     $ 1,157,480  

 

(1) Includes an inter-company charge of $168 credited to PBM by the Bank during the period to compensate PBM for originating loans held for investment.
(2) Includes an inter-company charge of $6 credited to PBM by the Bank during the period to compensate PBM for servicing fees on loans sold on a servicing retained basis.

  

    For the Quarter Ended September 30, 2017  
(In Thousands)   Provident
Bank		     Provident
Bank 
Mortgage		     Consolidated
Totals		  
Net interest income   $ 8,550     $ 568     $ 9,118  
Provision for loan losses     169       —       169  
Net interest income after provision for loan losses     8,381       568       8,949  
                         
Non-interest income:                        
Loan servicing and other fees (1)     47       316       363  
Gain on sale of loans, net (2)     —       4,847       4,847  
Deposit account fees     558       —       558  
Loss on sale and operations of real estate owned acquired in the settlement of loans, net     (40 )     —       (40 )
Card and processing fees     381       —       381  
Other     243       —       243  
Total non-interest income     1,189       5,163       6,352  
                         
Non-interest expense:                        
Salaries and employee benefits     4,502       4,767       9,269  
Premises and occupancy     827       487       1,314  
Operating and administrative expenses     2,251       2,900       5,151  
Total non-interest expense     7,580       8,154       15,734  
Income (loss) before income taxes     1,990       (2,423 )     (433 )
Provision (benefit) for income taxes     811       (1,019 )     (208 )
Net income (loss)   $ 1,179     $ (1,404 )   $ (225 )
Total assets, end of period   $ 1,066,294     $ 127,492     $ 1,193,786  

 

(1) Includes an inter-company charge of $240 credited to PBM by the Bank during the period to compensate PBM for originating loans held for investment.
(2) Includes an inter-company charge of $59 credited to PBM by the Bank during the period to compensate PBM for servicing fees on loans sold on a servicing retained basis.