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Reportable Segments (Tables) | 12 Months Ended
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Jun. 30, 2019
Segment Reporting [Abstract] |
Schedule of Segment Reporting Information, by Segment |
| Year Ended June 30, |
(In Thousands) | 2019 | 2018
Net interest income | $ | 38,170 |  |  |  | $ | 36,300 |
Provision (recovery) for loan losses | (475 | ) |  | (536 | )
Net interest income, after provision (recovery) for loan losses | 38,645 |  |  | 36,836 |
Non-interest income: |  |
Loan servicing and other fees | 1,051 |  |  | 1,575 |
Gain on sale of loans, net | 7,135 |  |  | 15,802 |
Deposit account fees | 1,928 |  |  | 2,119 |
Loss on sale and operations of real estate owned acquired in the settlement of loans, net | (4 | ) |  | (86 | )
Card and processing fees | 1,568 |  |  | 1,541 |
Other | 833 |  |  | 944 |
Total non-interest income | 12,511 |  |  | 21,895 |
Non-interest expense: |  |  |
Salaries and employee benefits(1) | 30,149 |  |  | 34,821 |
Premises and occupancy(2) | 5,038 |  |  | 5,134 |
Operating and administrative expenses(3) | 10,049 |  |  | 13,249 |
Total non-interest expense | 45,236 |  |  | 53,204 |
Income (loss) before taxes | 5,920 |  |  | 5,527 |
Provision (benefit) for income taxes(4) | 1,503 |  |  | 3,396 |
Net income (loss) | $ | 4,417 |  |  |  | $ | 2,131 |
Total assets, end of period | $ | 1,084,850 |  |  |  | $ | 1,175,549 |
(1) | Includes $1.7 million of non-recurring expenses related to scaling back of the origination of saleable single-family mortgage loans for the fiscal year ended June 30, 2019.
(2) | Includes $0.3 million of non-recurring expenses related to scaling back of the origination of saleable single-family mortgage loans for the fiscal year ended June 30, 2019.
(3) | Includes $0.8 million of non-recurring equipment expenses related to scaling back of the origination of saleable single-family mortgage loans for the fiscal year ended June 30, 2019; and includes $3.4 million of litigation settlement expenses for the fiscal year ended June 30, 2018.
(4) | Includes a net tax charge of $1.8 million resulting from the revaluation of net deferred tax assets consistent with the Tax Act for the fiscal year ended June 30, 2018.

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- Definition Tabular disclosure of the profit or loss and total assets for each reportable segment. An entity discloses certain information on each reportable segment if the amounts (a) are included in the measure of segment profit or loss reviewed by the chief operating decision maker or (b) are otherwise regularly provided to the chief operating decision maker, even if not included in that measure of segment profit or loss. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 280 -SubTopic 10 -Section 50 -Paragraph 22 -URI http://asc.fasb.org/extlink&oid=115929826&loc=d3e8736-108599 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 280 -SubTopic 10 -Section 50 -Paragraph 25 -URI http://asc.fasb.org/extlink&oid=115929826&loc=d3e8813-108599 Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 350 -SubTopic 20 -Section 50 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=108376223&loc=d3e13816-109267 Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 280 -SubTopic 10 -Section 50 -Paragraph 21 -Subparagraph (b) -URI http://asc.fasb.org/extlink&oid=115929826&loc=d3e8721-108599 Reference 5: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 280 -SubTopic 10 -Section 50 -Paragraph 30 -URI http://asc.fasb.org/extlink&oid=115929826&loc=d3e8906-108599 + Details
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