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Condensed Consolidated Statements of Operations (Unaudited) - USD ($)
$ in Thousands
 3 Months Ended 6 Months Ended
Dec. 31, 2018
Dec. 31, 2017
Dec. 31, 2018
Dec. 31, 2017
Interest income:        
Loans receivable, net $ 10,331 $ 9,735 $ 20,505 $ 19,892
Investment securities 444 319 789 576
FHLB - San Francisco stock 278 143 421 284
Interest-earning deposits 387 168 725 358
Total interest income 11,440 10,365 22,440 21,110
Interest expense:        
Checking and money market deposits 117 112 225 215
Savings deposits 147 149 298 298
Time deposits 630 625 1,251 1,264
Borrowings 715 728 1,478 1,464
Total interest expense 1,609 1,614 3,252 3,241
Net interest income 9,831 8,751 19,188 17,869
(Recovery) provision for loan losses (217) (11) (454) 158
Net interest income, after (recovery) provision for loan losses 10,048 8,762 19,642 17,711
Non-interest income:        
Gain on sale of loans, net [2] 2,263 [1] 4,317 [3] 5,395 [4] 9,164 [5]
Loss on sale and operations of real estate owned acquired in the settlement of loans, net (7) (22) (6) (62)
Other 161 220 350 463
Total non-interest income 3,595 5,741 8,144 12,093
Non-interest expense:        
Salaries and employee benefits 7,211 8,633 15,461 17,902
Premises and occupancy 1,274 1,260 2,619 2,574
Equipment 495 375 916 737
Professional expenses 411 521 858 1,041
Sales and marketing expenses 253 301 422 504
Deposit insurance premiums and regulatory assessments 172 218 337 402
Other [6] 1,059 1,905 1,966 5,787
Total non-interest expense 10,875 13,213 22,579 28,947
Income before income taxes 2,768 1,290 5,207 857
Provision for income taxes [7] 810 2,067 1,426 1,859
Net income (loss) $ 1,958 $ (777) $ 3,781 $ (1,002)
Basic earnings (loss) per share (in dollars per share) $ 0.26 $ (0.10) $ 0.51 $ (0.13)
Diluted earnings (loss) per share (in dollars per share) 0.26 (0.10) 0.50 (0.13)
Cash dividends per share (in dollars per share) $ 0.14 $ 0.14 $ 0.28 $ 0.28
Loan servicing and other fees        
Non-interest income:        
Total non-interest income [2] $ 277 [8] $ 317 [9] $ 601 [10] $ 680 [11]
Deposit account fees        
Non-interest income:        
Total non-interest income 509 536 1,014 1,094
Card and processing fees        
Non-interest income:        
Total non-interest income $ 392 $ 373 $ 790 $ 754
[1] Includes an inter-company charge of $14 credited to PBM by the Bank during the period to compensate PBM for servicing fees on loans sold on a servicing retained basis.
[2] Not in scope of ASC 606.
[3] Includes an inter-company charge of $79 credited to PBM by the Bank during the period to compensate PBM for servicing fees on loans sold on a servicing retained basis.
[4] Includes an inter-company charge of $20 credited to PBM by the Bank during the period to compensate PBM for servicing fees on loans sold on a servicing retained basis.
[5] Includes an inter-company charge of $138 credited to PBM by the Bank during the period to compensate PBM for servicing fees on loans sold on a servicing retained basis.
[6] Includes $650,000 and $3.4 million of litigation settlement expense for the quarter and six months ended December 31, 2017, respectively.
[7] Includes a net tax charge of $1.8 million resulting from the revaluation of net deferred tax assets consistent with the Tax Cuts and Jobs Act for both the quarter and six months ended December 31, 2017.
[8] Includes an inter-company charge of $258 credited to PBM by the Bank during the period to compensate PBM for originating loans held for investment.
[9] Includes an inter-company charge of $99 credited to PBM by the Bank during the period to compensate PBM for originating loans held for investment.
[10] Includes an inter-company charge of $426 credited to PBM by the Bank during the period to compensate PBM for originating loans held for investment.
[11] Includes an inter-company charge of $339 credited to PBM by the Bank during the period to compensate PBM for originating loans held for investment.