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Condensed Consolidated Statements of Operations - USD ($)
$ in Thousands
3 Months Ended
Sep. 30, 2019
Sep. 30, 2018
Interest income:    
Loans receivable, net $ 10,075 $ 10,174
Investment securities 614 345
FHLB - San Francisco stock 143 143
Interest-earning deposits 246 338
Total interest income 11,078 11,000
Interest expense:    
Checking and money market deposits 110 108
Savings deposits 134 151
Time deposits 532 621
Borrowings 720 763
Total interest expense 1,496 1,643
Net interest income 9,582 9,357
Provision (recovery) for loan losses (181) (237)
Net interest income, after provision (recovery) for loan losses 9,763 9,594
Non-interest income:    
Gain (loss) on sale of loans, net [1] (86) 3,132
Other 186 190
Total non-interest income 1,070 4,549
Non-interest expense:    
Salaries and employee benefits 4,985 8,250
Premises and occupancy 878 1,345
Equipment 279 421
Professional expenses 408 447
Sales and marketing expenses 117 169
Deposit insurance premiums and regulatory assessments (16) 165
Other 587 907
Total non-interest expense 7,238 11,704
Income before income taxes 3,595 2,439
Provision for income taxes 1,033 616
Net income $ 2,562 $ 1,823
Basic earnings per share (in dollars per share) $ 0.34 $ 0.25
Diluted earnings per share (in dollars per share) 0.33 0.24
Cash dividends per share (in dollars per share) $ 0.14 $ 0.14
Loan servicing and other fees    
Non-interest income:    
Total non-interest income [1] $ 133 $ 324
Deposit account fees    
Non-interest income:    
Total non-interest income 447 505
Card and processing fees    
Non-interest income:    
Total non-interest income $ 390 $ 398
[1] Not in scope of ASC 606 .