<SEC-DOCUMENT>0000939057-19-000436.txt : 20191202
<SEC-HEADER>0000939057-19-000436.hdr.sgml : 20191202
<ACCEPTANCE-DATETIME>20191202135515
ACCESSION NUMBER:		0000939057-19-000436
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20191126
ITEM INFORMATION:		Submission of Matters to a Vote of Security Holders
FILED AS OF DATE:		20191202
DATE AS OF CHANGE:		20191202

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			PROVIDENT FINANCIAL HOLDINGS INC
		CENTRAL INDEX KEY:			0001010470
		STANDARD INDUSTRIAL CLASSIFICATION:	SAVINGS INSTITUTION, FEDERALLY CHARTERED [6035]
		IRS NUMBER:				330704889
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			0630

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-28304
		FILM NUMBER:		191262861

	BUSINESS ADDRESS:	
		STREET 1:		3756 CENTRAL AVE
		CITY:			RIVERSIDE
		STATE:			CA
		ZIP:			92506
		BUSINESS PHONE:		9096866060

	MAIL ADDRESS:	
		STREET 1:		3756 CENTRAL AVENUE
		CITY:			RIVERSIDE
		STATE:			CA
		ZIP:			92506
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>prov8k112619.htm
<DESCRIPTION>FORM 8-K
<TEXT>
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    <div style="text-align: center; line-height: 13.7pt; font-size: 12pt; font-weight: bold;">UNITED STATES</div>
    <div style="text-align: center; line-height: 13.7pt; font-size: 12pt; font-weight: bold;">SECURITIES AND EXCHANGE COMMISSION</div>
    <div style="text-align: center; line-height: 13.7pt; font-size: 12pt; font-weight: bold;">Washington, D.C. 20549</div>
    <div style="line-height: 13.7pt;"><br style="line-height: 13.7pt;">
    </div>
    <div style="text-align: center; line-height: 20.5pt; font-size: 18pt; font-weight: bold;">FORM 8-K</div>
    <div style="line-height: 13.7pt;"><br style="line-height: 13.7pt;">
    </div>
    <div style="text-align: center; line-height: 13.7pt; font-size: 12pt; font-weight: bold;">CURRENT REPORT</div>
    <div style="text-align: center; line-height: 13.7pt; font-size: 12pt; font-weight: bold;">Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934</div>
    <div style="line-height: 13.7pt;"><br style="line-height: 13.7pt;">
    </div>
    <div style="line-height: 13.7pt;"><br style="line-height: 13.7pt;">
    </div>
    <div style="text-align: center; line-height: 13.7pt; font-size: 12pt;">Date of Report (Date of earliest event reported): <font style="font-weight: bold;">November 26, 2019</font></div>
    <div style="line-height: 13.7pt;"><br style="line-height: 13.7pt;">
    </div>
    <div style="text-align: center; line-height: 20.5pt; font-size: 18pt; font-weight: bold;">PROVIDENT FINANCIAL HOLDINGS, INC.</div>
    <div style="text-align: center; line-height: 13.7pt; font-size: 12pt;">(Exact name of registrant as specified in its charter)</div>
    <div style="line-height: 13.7pt;"><br style="line-height: 13.7pt;">
    </div>
    <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" id="z83df862d66f943a2b3ba1f778d90186d">

        <tr>
          <td style="width: 33.33%; vertical-align: top;">
            <div style="text-align: center; line-height: 13.7pt; font-size: 12pt; font-weight: bold;">Delaware</div>
          </td>
          <td style="width: 33.33%; vertical-align: top;">
            <div style="text-align: center; line-height: 13.7pt; font-size: 12pt; font-weight: bold;">000-28304</div>
          </td>
          <td style="width: 33.33%; vertical-align: top;">
            <div style="text-align: center; line-height: 13.7pt; font-size: 12pt; font-weight: bold;">33-0704889</div>
          </td>
        </tr>
        <tr>
          <td style="width: 33.33%; vertical-align: top;">
            <div style="text-align: center; line-height: 13.7pt; font-size: 12pt;">(State or other jurisdiction</div>
            <div style="text-align: center; line-height: 13.7pt; font-size: 12pt;">of incorporation)</div>
          </td>
          <td style="width: 33.33%; vertical-align: top;">
            <div style="text-align: center; line-height: 13.7pt; font-size: 12pt;">(Commission</div>
            <div style="text-align: center; line-height: 13.7pt; font-size: 12pt;">File Number)</div>
          </td>
          <td style="width: 33.33%; vertical-align: top;">
            <div style="text-align: center; line-height: 13.7pt; font-size: 12pt;">(I.R.S. Employer</div>
            <div style="text-align: center; line-height: 13.7pt; font-size: 12pt;">Identification No.)</div>
          </td>
        </tr>

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    <div style="line-height: 13.7pt;"><br style="line-height: 13.7pt;">
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    <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" id="z00b0ef252926474598adaf8d3cfbea68">

        <tr>
          <td style="width: 50%; vertical-align: top;">
            <div style="text-align: center; line-height: 13.7pt; font-size: 12pt; font-weight: bold;">3756 Central Avenue, Riverside, California</div>
          </td>
          <td style="width: 50%; vertical-align: top;">
            <div style="text-align: center; line-height: 13.7pt; font-size: 12pt; font-weight: bold;">92506</div>
          </td>
        </tr>
        <tr>
          <td style="width: 50%; vertical-align: top;">
            <div style="text-align: center; line-height: 13.7pt; font-size: 12pt;">(Address of principal executive offices)</div>
          </td>
          <td style="width: 50%; vertical-align: top;">
            <div style="text-align: center; line-height: 13.7pt; font-size: 12pt;">(Zip Code)</div>
          </td>
        </tr>

    </table>
    <div style="line-height: 13.7pt;"><br style="line-height: 13.7pt;">
    </div>
    <div style="text-align: center; line-height: 13.7pt; font-size: 12pt;">Registrant&#8217;s telephone number, including area code:&#160; <font style="font-weight: bold;">(951) 686-6060</font></div>
    <div style="line-height: 13.7pt;"><br style="line-height: 13.7pt;">
    </div>
    <div style="line-height: 13.7pt;"><br style="line-height: 13.7pt;">
    </div>
    <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" id="zf15b475b4fac42b4839830c4a0a95933">

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          <td style="width: 100%; vertical-align: top;">
            <div style="line-height: 13.7pt; font-size: 12pt;">Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions.</div>
          </td>
        </tr>
        <tr>
          <td style="width: 100%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 100%; vertical-align: top;">
            <div style="text-indent: -18pt; margin-left: 18pt; line-height: 13.7pt;">[ &#160; ]<font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 18pt" id="TRGRRTFtoHTMLTab"> </font><font style="font-size: 12pt;">Written
                communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 100%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 100%; vertical-align: top;">
            <div style="text-indent: -18pt; margin-left: 18pt; line-height: 13.7pt;">[ &#160; ]<font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 18pt" id="TRGRRTFtoHTMLTab"> </font><font style="font-size: 12pt;">Soliciting material
                pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 100%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 100%; vertical-align: top;">
            <div style="text-indent: -18pt; margin-left: 18pt; line-height: 13.7pt;">[ &#160; ]<font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 18pt" id="TRGRRTFtoHTMLTab"> </font><font style="font-size: 12pt;">Pre-commencement
                communications pursuant to Rule 14d-2(b) under the Exchange Act&#160; &#160; &#160;&#160; </font></div>
            <div style="text-indent: -18pt; margin-left: 18pt; line-height: 13.7pt;"><font style="font-size: 12pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; (17 CFR 240.14d-2(b))</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 100%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 100%; vertical-align: top;">
            <div style="text-indent: -18pt; margin-left: 18pt; line-height: 13.7pt;">[ &#160; ]<font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 18pt" id="TRGRRTFtoHTMLTab"> </font><font style="font-size: 12pt;">Pre-commencement
                communications pursuant to Rule 13e-4(c) under the Exchange Act&#160;&#160;&#160; </font></div>
            <div style="text-indent: -18pt; margin-left: 18pt; line-height: 13.7pt;"><font style="font-size: 12pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; (17 CFR 240.13e-4(c))</font></div>
          </td>
        </tr>

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    <div style="text-align: justify; line-height: 11.4pt; margin-top: 6pt; margin-bottom: 7pt;">Securities registered pursuant to Section 12(b) of the Act:</div>
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        <tr>
          <td style="width: 37.5%; vertical-align: bottom;">
            <div style="text-align: center; line-height: 11.4pt;"><u>Title of each class</u></div>
            <div style="text-align: center; line-height: 11.4pt;">Common Stock, par value $.01 per share</div>
          </td>
          <td style="width: 19.23%; vertical-align: bottom;">
            <div style="text-align: center; line-height: 11.4pt;"><u>Trading Symbol(s)</u></div>
            <div style="text-align: center; line-height: 11.4pt;">PROV</div>
          </td>
          <td style="width: 43.27%; vertical-align: bottom;">
            <div style="text-align: center; line-height: 11.4pt;"><u>Name of each exchange on which registered</u></div>
            <div style="text-align: center; line-height: 11.4pt;">The NASDAQ Stock Market LLC</div>
          </td>
        </tr>

    </table>
    <div style="line-height: 13.15pt; margin-top: 2pt;"><br style="line-height: 13.15pt;">
    </div>
    <div style="line-height: 13.7pt;"><br style="line-height: 13.7pt;">
    </div>
    <div style="text-align: justify; margin-right: 16.75pt; line-height: 12pt; margin-bottom: 10.35pt; font-size: 12pt;">Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933
      (&#167;230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (&#167;240.12b-2 of this chapter).</div>
    <div style="line-height: 12pt; margin-bottom: 5.25pt; font-size: 12pt;">Emerging growth company [ ]</div>
    <div style="line-height: 12pt; margin-bottom: 5.25pt; font-size: 12pt;"> <br>
    </div>
    <div style="line-height: 12pt; margin-bottom: 5.25pt; font-size: 12pt;">If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial
      accounting standards provided pursuant to Section 13(a) of the Exchange Act. [ ] </div>
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    </div>
    <br>
    <div style="line-height: 13.7pt; font-size: 12pt; font-weight: bold;">Item 5.07&#160; Submission of Matters to a Vote of Security Holders.</div>
    <div style="line-height: 13.7pt;"><br style="line-height: 13.7pt;">
    </div>
    <div>
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              <div style="line-height: 13.7pt; font-size: 12pt;">(a)</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="text-align: justify; line-height: 13.7pt; font-size: 12pt;">The Corporation held its Annual Meeting of Shareholders on Tuesday, November 26, 2019 in Riverside, California. </div>
            </td>
          </tr>

      </table>
    </div>
    <div style="line-height: 13.7pt;"><br style="line-height: 13.7pt;">
    </div>
    <div>
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              <div style="line-height: 13.7pt; font-size: 12pt;">(b)</div>
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            <td style="width: auto; vertical-align: top;">
              <div style="text-align: justify; line-height: 13.7pt; font-size: 12pt;">There were present at the meeting in person or by proxy the holders of 6,963,686 shares of the Corporation&#8217;s common stock, representing 93.10 percent of the total votes
                eligible to be cast, constituting a majority and a quorum of the outstanding shares entitled to vote.&#160; The results of the vote for the three items presented at the meeting were as follows:</div>
            </td>
          </tr>

      </table>
    </div>
    <div style="line-height: 13.7pt;"><br style="line-height: 13.7pt;">
    </div>
    <div>
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              <div style="margin-left: 13.5pt; line-height: 13.7pt; font-size: 12pt;">1.</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="text-align: justify; line-height: 13.7pt; font-size: 12pt;"><u>Election of Directors</u>:</div>
              <div style="text-align: justify; line-height: 13.7pt; font-size: 12pt;">Shareholders elected the following nominees to the Board of Directors for a three-year term ending in 2022 by the following vote: </div>
            </td>
          </tr>

      </table>
    </div>
    <div style="line-height: 11.4pt;"><br style="line-height: 11.4pt;">
    </div>
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          <td colspan="1" style="width: 4%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
          <td style="width: 23.46%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
          <td colspan="2" style="vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="text-align: center; line-height: 11.4pt;">For</div>
          </td>
          <td style="width: 1.04%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
          <td colspan="2" style="vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="text-align: center; line-height: 11.4pt;">Withheld</div>
          </td>
          <td style="width: 1.04%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
          <td colspan="3" style="vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="text-align: center; line-height: 11.4pt;">Broker Non-Vote</div>
          </td>
        </tr>
        <tr>
          <td colspan="1" style="width: 4%; vertical-align: top; padding-bottom: 4px;">&#160;</td>
          <td style="width: 23.46%; vertical-align: top; border-bottom: 4px solid rgb(0, 0, 0);">
            <div style="line-height: 11.4pt;"><font style="line-height: 11.4pt;">&#160;</font></div>
            <div style="text-align: justify; line-height: 11.4pt;">Nominee</div>
          </td>
          <td style="width: 12%; vertical-align: top; border-bottom: 4px solid rgb(0, 0, 0);">
            <div style="text-align: center; line-height: 11.4pt;">Number</div>
            <div style="text-align: center; line-height: 11.4pt;">of Votes</div>
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          <td style="width: 12.23%; vertical-align: top; border-bottom: 4px solid rgb(0, 0, 0);">
            <div style="line-height: 11.4pt;"><font style="line-height: 11.4pt;">&#160;</font></div>
            <div style="text-align: center; line-height: 11.4pt;">Percentage</div>
          </td>
          <td style="width: 1.04%; vertical-align: top; padding-bottom: 4px;">&#160;</td>
          <td style="width: 12%; vertical-align: top; border-bottom: 4px solid rgb(0, 0, 0);">
            <div style="text-align: center; line-height: 11.4pt;">Number</div>
            <div style="text-align: center; line-height: 11.4pt;">of Votes</div>
          </td>
          <td style="width: 12.23%; vertical-align: top; border-bottom: 4px solid rgb(0, 0, 0);">
            <div style="line-height: 11.4pt;"><font style="line-height: 11.4pt;">&#160;</font></div>
            <div style="text-align: center; line-height: 11.4pt;">Percentage</div>
          </td>
          <td style="width: 1.04%; vertical-align: top; padding-bottom: 4px;">&#160;</td>
          <td style="width: 11%; vertical-align: top; border-bottom: 4px solid rgb(0, 0, 0);">
            <div style="text-align: center; line-height: 11.4pt;">Number</div>
            <div style="text-align: center; line-height: 11.4pt;">of Votes</div>
          </td>
          <td style="width: 1.04%; vertical-align: top; padding-bottom: 4px;">&#160;</td>
          <td style="width: 13.25%; vertical-align: top; border-bottom: 4px solid rgb(0, 0, 0);">
            <div style="line-height: 11.4pt;"><font style="line-height: 11.4pt;">&#160;</font></div>
            <div style="text-align: center; line-height: 11.4pt;">Percentage</div>
          </td>
        </tr>
        <tr>
          <td colspan="1" style="width: 4%; vertical-align: top;">&#160;</td>
          <td style="width: 23.46%; vertical-align: top; background-color: rgb(204, 238, 255);">
            <div style="text-align: justify; line-height: 11.4pt;">Joseph P. Barr</div>
          </td>
          <td style="width: 12%; vertical-align: top; background-color: rgb(204, 238, 255);">
            <div style="text-align: right; line-height: 11.4pt;">5,461,926</div>
          </td>
          <td style="width: 12.23%; vertical-align: top; background-color: rgb(204, 238, 255);">
            <div style="text-align: center; line-height: 11.4pt;">92.26</div>
          </td>
          <td style="width: 1.04%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 12%; vertical-align: top; background-color: rgb(204, 238, 255);">
            <div style="text-align: right; line-height: 11.4pt;">458,259</div>
          </td>
          <td style="width: 12.23%; vertical-align: top; background-color: rgb(204, 238, 255);">
            <div style="text-align: center; line-height: 11.4pt;">7.74</div>
          </td>
          <td style="width: 1.04%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 11%; vertical-align: top; background-color: rgb(204, 238, 255);">
            <div style="text-align: right; line-height: 11.4pt;">1,043,501</div>
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          <td style="width: 1.04%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 13.25%; vertical-align: top; background-color: rgb(204, 238, 255);">
            <div style="text-align: center; line-height: 11.4pt;">N/A</div>
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        </tr>
        <tr>
          <td colspan="1" style="width: 4%; vertical-align: top;">&#160;</td>
          <td style="width: 23.46%; vertical-align: top; background-color: rgb(255, 255, 255);">
            <div style="text-align: justify; line-height: 11.4pt;">Bruce W. Bennett</div>
          </td>
          <td style="width: 12%; vertical-align: top; background-color: rgb(255, 255, 255);">
            <div style="text-align: right; line-height: 11.4pt;">5,006,795</div>
          </td>
          <td style="width: 12.23%; vertical-align: top; background-color: rgb(255, 255, 255);">
            <div style="text-align: center; line-height: 11.4pt;">84.57</div>
          </td>
          <td style="width: 1.04%; vertical-align: top; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 12%; vertical-align: top; background-color: rgb(255, 255, 255);">
            <div style="text-align: right; line-height: 11.4pt;">913,390</div>
          </td>
          <td style="width: 12.23%; vertical-align: top; background-color: rgb(255, 255, 255);">
            <div style="text-align: center; line-height: 11.4pt;">15.43</div>
          </td>
          <td style="width: 1.04%; vertical-align: top; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 11%; vertical-align: top; background-color: rgb(255, 255, 255);">
            <div style="text-align: right; line-height: 11.4pt;">1,043,501</div>
          </td>
          <td style="width: 1.04%; vertical-align: top; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 13.25%; vertical-align: top; background-color: rgb(255, 255, 255);">
            <div style="text-align: center; line-height: 11.4pt;">N/A</div>
          </td>
        </tr>
        <tr>
          <td colspan="1" style="width: 4%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
          <td style="width: 23.46%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
            <div style="text-align: justify; line-height: 11.4pt;">Debbi H. Guthrie</div>
          </td>
          <td style="width: 12%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
            <div style="text-align: right; line-height: 11.4pt;">5,455,121</div>
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          <td style="width: 12.23%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
            <div style="text-align: center; line-height: 11.4pt;">92.14</div>
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          <td style="width: 12%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
            <div style="text-align: right; line-height: 11.4pt;">465,064</div>
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          <td style="width: 12.23%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
            <div style="text-align: center; line-height: 11.4pt;">7.86</div>
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          <td style="width: 11%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
            <div style="text-align: right; line-height: 11.4pt;">1,043,501</div>
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          <td style="width: 1.04%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 13.25%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
            <div style="text-align: center; line-height: 11.4pt;">N/A</div>
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    <div style="line-height: 11.4pt;"><br style="line-height: 11.4pt;">
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    <div style="text-align: justify; margin-left: 27pt; line-height: 13.7pt; font-size: 12pt;">The following directors, who were not up for re-election at the Annual Meeting of Shareholders, will continue to serve as directors: Craig G. Blunden, Judy A.
      Carpenter, Roy H. Taylor and William E. Thomas.</div>
    <div style="line-height: 13.7pt;"><br style="line-height: 13.7pt;">
    </div>
    <div>
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            <td style="width: 27.2pt; vertical-align: top; align: right;">
              <div style="margin-left: 9.2pt; line-height: 13.7pt; font-size: 12pt;">2.</div>
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            <td style="width: auto; vertical-align: top;">
              <div style="text-align: justify; line-height: 13.7pt; font-size: 12pt;"><u>Advisory Approval of Executive Compensation</u>:</div>
              <div style="text-align: justify; line-height: 13.7pt; font-size: 12pt;">Shareholders approved the advisory resolution for executive compensation by the following vote: </div>
            </td>
          </tr>

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    </div>
    <div style="line-height: 11.4pt;"><br style="line-height: 11.4pt;">
    </div>
    <table cellspacing="0" cellpadding="0" border="0" style="width: 50%; color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;" id="zb0c01ef708eb4a6e9d3fa6600186c375">

        <tr>
          <td colspan="1" style="width: 7%; vertical-align: top; padding-bottom: 4px;">&#160;</td>
          <td style="width: 42.19%; vertical-align: top; border-bottom: 4px solid rgb(0, 0, 0);">&#160;</td>
          <td style="width: 28.87%; vertical-align: top; border-bottom: 4px solid rgb(0, 0, 0);">
            <div style="text-align: right; line-height: 11.4pt;">Number</div>
            <div style="text-align: right; line-height: 11.4pt;">of Votes</div>
          </td>
          <td style="width: 28.94%; vertical-align: top; border-bottom: 4px solid rgb(0, 0, 0);">
            <div style="line-height: 11.4pt;"><font style="line-height: 11.4pt;">&#160;</font></div>
            <div style="text-align: right; line-height: 11.4pt;">Percentage</div>
          </td>
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        <tr>
          <td colspan="1" style="width: 7%; vertical-align: top;">&#160;</td>
          <td style="width: 42.19%; vertical-align: top; background-color: rgb(204, 238, 255);">
            <div style="text-align: justify; line-height: 11.4pt;">For</div>
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          <td style="width: 28.87%; vertical-align: top; background-color: rgb(204, 238, 255);">
            <div style="text-align: right; line-height: 11.4pt;">3,099,836</div>
          </td>
          <td style="width: 28.94%; vertical-align: top; background-color: rgb(204, 238, 255);">
            <div style="text-align: right; line-height: 11.4pt;">52.36</div>
          </td>
        </tr>
        <tr>
          <td colspan="1" style="width: 7%; vertical-align: top;">&#160;</td>
          <td style="width: 42.19%; vertical-align: top; background-color: rgb(255, 255, 255);">
            <div style="text-align: justify; line-height: 11.4pt;">Against</div>
          </td>
          <td style="width: 28.87%; vertical-align: top; background-color: rgb(255, 255, 255);">
            <div style="text-align: right; line-height: 11.4pt;">2,737,241</div>
          </td>
          <td style="width: 28.94%; vertical-align: top; background-color: rgb(255, 255, 255);">
            <div style="text-align: right; line-height: 11.4pt;">&#160;&#160;46.24</div>
          </td>
        </tr>
        <tr>
          <td colspan="1" style="width: 7%; vertical-align: top;">&#160;</td>
          <td style="width: 42.19%; vertical-align: top; background-color: rgb(204, 238, 255);">
            <div style="text-align: justify; line-height: 11.4pt;">Abstain</div>
          </td>
          <td style="width: 28.87%; vertical-align: top; background-color: rgb(204, 238, 255);">
            <div style="text-align: right; line-height: 11.4pt;">83,108</div>
          </td>
          <td style="width: 28.94%; vertical-align: top; background-color: rgb(204, 238, 255);">
            <div style="text-align: right; line-height: 11.4pt;">&#160;&#160;1.40</div>
          </td>
        </tr>
        <tr>
          <td colspan="1" style="width: 7%; vertical-align: top; background-color: rgb(255, 255, 255); padding-bottom: 4px;">&#160;</td>
          <td style="width: 42.19%; vertical-align: top; border-bottom: 4px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
            <div style="text-align: justify; line-height: 11.4pt;">Broker Non-Vote</div>
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          <td style="width: 28.87%; vertical-align: top; border-bottom: 4px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
            <div style="text-align: right; line-height: 11.4pt;">1,043,501</div>
          </td>
          <td style="width: 28.94%; vertical-align: top; border-bottom: 4px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
            <div style="text-align: right; line-height: 11.4pt;">&#160;&#160;N/A</div>
          </td>
        </tr>

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    <div style="line-height: 13.7pt;"><br style="line-height: 13.7pt;">
    </div>
    <div style="line-height: 13.7pt;"><br style="line-height: 13.7pt;">
    </div>
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    <div style="line-height: 13.7pt;"><br style="line-height: 13.7pt;">
    </div>
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              <div style="margin-left: 9pt; line-height: 13.7pt; font-size: 12pt;">3.</div>
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            <td style="width: auto; vertical-align: top;">
              <div style="text-align: justify; line-height: 13.7pt; font-size: 12pt;"><u>Ratification of Appointment of Independent Auditor</u>:</div>
              <div style="text-align: justify; line-height: 13.7pt; font-size: 12pt;">Shareholders ratified the appointment of Deloitte &amp; Touche, LLP as the Corporation&#8217;s independent auditor for the fiscal year ending June 30, 2020 by the following
                vote: </div>
            </td>
          </tr>

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    <div style="line-height: 11.4pt;"><br style="line-height: 11.4pt;">
    </div>
    <table cellspacing="0" cellpadding="0" border="0" style="width: 50%; color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;" id="z9527e6bad7ae40068b9d247d15b7dbff">

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          <td colspan="1" style="margin: 0px 0px 0px 5pt; vertical-align: top; width: 7%; padding-bottom: 4px;">&#160;</td>
          <td style="border-bottom: 4px solid rgb(0, 0, 0); margin: 0px 0px 0px 5pt; vertical-align: top; width: 41.3%;">&#160;</td>
          <td style="width: 28.26%; vertical-align: top; border-bottom: 4px solid rgb(0, 0, 0);">
            <div style="text-align: center; margin-left: 13.5pt; line-height: 11.4pt;">Number</div>
            <div style="text-align: center; margin-left: 13.5pt; line-height: 11.4pt;">of Votes</div>
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          <td style="width: 30.43%; vertical-align: top; border-bottom: 4px solid rgb(0, 0, 0);">
            <div style="line-height: 11.4pt;"><font style="line-height: 11.4pt;">&#160;</font></div>
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          </td>
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        <tr>
          <td colspan="1" style="width: 7%; vertical-align: top;">&#160;</td>
          <td style="width: 41.3%; vertical-align: top; background-color: rgb(204, 238, 255);">
            <div style="text-align: justify; margin-left: 13.5pt; line-height: 11.4pt;">For </div>
          </td>
          <td style="width: 28.26%; vertical-align: top; background-color: rgb(204, 238, 255);">
            <div style="text-align: right; margin-left: 13.5pt; line-height: 11.4pt;">6,946,378</div>
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          <td style="width: 30.43%; vertical-align: top; background-color: rgb(204, 238, 255);">
            <div style="text-align: right; margin-left: 13.5pt; line-height: 11.4pt;">99.76</div>
          </td>
        </tr>
        <tr>
          <td colspan="1" style="width: 7%; vertical-align: top;">&#160;</td>
          <td style="width: 41.3%; vertical-align: top; background-color: rgb(255, 255, 255);">
            <div style="text-align: justify; margin-left: 13.5pt; line-height: 11.4pt;">Against</div>
          </td>
          <td style="width: 28.26%; vertical-align: top; background-color: rgb(255, 255, 255);">
            <div style="text-align: right; margin-left: 13.5pt; line-height: 11.4pt;">13,490</div>
          </td>
          <td style="width: 30.43%; vertical-align: top; background-color: rgb(255, 255, 255);">
            <div style="text-align: right; margin-left: 13.5pt; line-height: 11.4pt;">&#160;0.19</div>
          </td>
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        <tr>
          <td colspan="1" style="width: 7%; vertical-align: top; padding-bottom: 4px;">&#160;</td>
          <td style="width: 41.3%; vertical-align: top; border-bottom: 4px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
            <div style="text-align: justify; margin-left: 13.5pt; line-height: 11.4pt;">Abstain</div>
          </td>
          <td style="width: 28.26%; vertical-align: top; border-bottom: 4px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
            <div style="text-align: right; margin-left: 13.5pt; line-height: 11.4pt;">3,818</div>
          </td>
          <td style="width: 30.43%; vertical-align: top; border-bottom: 4px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
            <div style="text-align: right; margin-left: 13.5pt; line-height: 11.4pt;">&#160;0.05</div>
          </td>
        </tr>

    </table>
    <div style="line-height: 13.7pt;"><br style="line-height: 13.7pt;">
    </div>
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              <div style="line-height: 13.7pt; font-size: 12pt;">(c)</div>
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              <div style="text-align: justify; line-height: 13.7pt; font-size: 12pt;">None.</div>
            </td>
          </tr>

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    </div>
    <div style="line-height: 13.7pt;"><br style="line-height: 13.7pt;">
    </div>
    <div style="line-height: 13.7pt;"><br style="line-height: 13.7pt;">
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    <div style="text-align: center; line-height: 13.7pt; font-size: 12pt; font-weight: bold;">SIGNATURES</div>
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    <div style="text-align: justify; line-height: 13.7pt; font-size: 12pt;">Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly
      authorized.</div>
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    </div>
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            <td style="width: 50%; font-size: 12pt;">Date:&#160; December 2, 2019<font style="display: inline-block; text-indent: 0px; width: 12pt;"> <br>
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            <td style="width: 50%; font-size: 12pt;">PROVIDENT FINANCIAL HOLDINGS, INC.</td>
          </tr>
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              <div style="font-size: 12pt;">&#160;</div>
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            <td style="width: 50.00%;">
              <div style="font-size: 12pt;">&#160;</div>
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            <td style="width: 50.00%;">
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            <td style="width: 50%; font-size: 12pt;"><u>/s/ Donavon P. Ternes&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <br>
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              <div style="font-size: 12pt;">Donavon P. Ternes <br>
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            <td style="width: 50%; font-size: 12pt;">
              <div>President, Chief Operating Officer and </div>
              <div>Chief Financial Officer </div>
              <div>(Principal Financial and Accounting Officer)</div>
            </td>
          </tr>

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    <div style="text-indent: 216pt; line-height: 13.7pt; font-size: 12pt;"> </div>
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