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Organization and Summary of Significant Accounting Policies (Tables) | 12 Months Ended
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Jun. 30, 2020
Organization and Summary of Significant Accounting Policies |
Activity in Recourse Liabilities |
|  | For Year Ended June 30,
(In Thousands) |  | 2020 |  | 2019
Balance, beginning of year |  | $ | 250 |  | $ | 283
Recourse reserve (recovery) |  |  | 20 |  |  | (33)
Balance, end of the year |  | $ | 270 |  | $ | 250
Schedule of Estimated Useful Lives | Premises and equipment at June 30, 2020 and 2019 consisted of the following:
|  | June 30,
(In Thousands) |  | 2020 |  | 2019
Land |  | $ | 2,853 |  | $ | 2,853
Buildings |  |  | 9,734 |  |  | 9,759
Leasehold improvements |  |  | 3,243 |  |  | 3,252
Furniture and equipment |  |  | 5,290 |  |  | 5,438
Automobiles |  |  | 167 |  |  | 170
Operating lease – right of use assets(1) |  |  | 2,525 |  |  | —
|  |  | 23,812 |  |  | 21,472
Less accumulated depreciation and amortization |  |  | (13,558) |  |  | (13,246)
Total premises and equipment, net |  | $ | 10,254 |  | $ | 8,226
(1)Net of accumulated amortization.

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- Definition Tabular disclosure of physical assets used in the normal conduct of business and not intended for resale. Includes, but is not limited to, balances by class of assets, depreciation and depletion expense and method used, including composite depreciation, and accumulated deprecation. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02(13)) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 360 -SubTopic 10 -Section 50 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=6391035&loc=d3e2868-110229 + Details
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