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Consolidated Statements of Operations - USD ($)
$ in Thousands
 12 Months Ended
Jun. 30, 2020
Jun. 30, 2019
Interest income:    
Loans receivable, net $ 39,145 $ 40,092
Investment securities 2,120 2,042
FHLB - San Francisco stock 534 707
Interest-earning deposits 657 1,537
Total interest income 42,456 44,378
Interest expense:    
Deposits 2,943 3,381
Borrowings 3,112 2,827
Total interest expense 6,055 6,208
Net interest income 36,401 38,170
Provision (recovery) for loan losses 1,119 (475)
Net interest income, after provision (recovery) for loan losses 35,282 38,645
Non-interest income:    
Loan servicing and other fees 819 1,051
(Loss) gain on sale of loans, net (132) 7,135
Other 769 829
Total non-interest income 4,520 12,511
Non-interest expense:    
Salaries and employee benefits [1] 18,913 30,149
Premises and occupancy [2] 3,465 5,038 [3]
Equipment expense [4] 1,129 2,474
Professional expense 1,439 1,864
Sales and marketing expense 773 980
Deposit insurance premiums and regulatory assessments 227 590
Other 2,954 4,141
Total non-interest expense 28,900 45,236
Income before income taxes 10,902 5,920
Provision for income taxes 3,213 1,503
Net income $ 7,689 $ 4,417
Basic earnings per share $ 1.03 $ 0.59
Diluted earnings per share 1.01 0.58
Cash dividends per share (in dollars per share) $ 0.56 $ 0.56
Deposit account fees    
Non-interest income:    
Total non-interest income $ 1,610 $ 1,928
Card and processing fees    
Non-interest income:    
Total non-interest income $ 1,454 $ 1,568
[1] Includes $1.7 million of non-recurring expenses related to scaling back origination of saleable single-family mortgage loans for the fiscal year ended June 30, 2019.
[2] Includes $0.3 million of non-recurring expenses related to scaling back the origination of saleable single-family mortgage loans for the fiscal year ended June 30, 2019.
[3] Includes $0.3 million of non-recurring expenses related to scaling back the origination of saleable single-family mortgage loans for the fiscal year ended June 30, 2019.
[4] Includes $0.8 million of non-recurring expenses related to scaling back the origination of saleable single-family mortgage loans for the fiscal year ended June 30, 2019.