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Capital (Tables)
12 Months Ended
Jun. 30, 2020
Capital  
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Regulatory Requirements

 

 

 

 

 

 

 

 

Minimum for Capital

 

Minimum to Be

 

 

 

Actual

 

Adequacy Purposes(1)

 

Well Capitalized

 

 

    

Amount

    

Ratio

    

Amount

    

Ratio

    

Amount

    

Ratio

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Provident Savings Bank, F.S.B.:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

As of June 30, 2020

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Tier 1 leverage capital (to adjusted average assets)

 

$

116,967

 

10.13

%  

$

46,188

 

4.00

%  

$

57,735

 

5.00

%

CET1 capital (to risk-weighted assets)

 

$

116,967

 

17.51

%  

$

46,747

 

7.00

%  

$

43,408

 

6.50

%

Tier 1 capital (to risk-weighted assets)

 

$

116,967

 

17.51

%  

$

56,765

 

8.50

%  

$

53,426

 

8.00

%

Total capital (to risk-weighted assets)

 

$

125,316

 

18.76

%  

$

70,121

 

10.50

%  

$

66,782

 

10.00

%

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

As of June 30, 2019

 

 

  

 

  

 

 

  

 

  

 

 

  

 

  

 

Tier 1 leverage capital (to adjusted average assets)

 

$

115,009

 

10.50

%  

$

43,824

 

4.00

%  

$

54,779

 

5.00

%

CET1 capital (to risk-weighted assets)

 

$

115,009

 

18.00

%  

$

44,730

 

7.00

%  

$

41,535

 

6.50

%

Tier 1 capital (to risk-weighted assets)

 

$

115,009

 

18.00

%  

$

54,314

 

8.50

%  

$

51,119

 

8.00

%

Total capital (to risk-weighted assets)

 

$

122,225

 

19.13

%  

$

67,094

 

10.50

%  

$

63,899

 

10.00

%

 

(1)Inclusive of the conservation buffer of 2.50% for CET1 capital, Tier 1 capital and Total capital ratios.