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Condensed Consolidated Statements of Operations - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Dec. 31, 2020
Dec. 31, 2019
Dec. 31, 2020
Dec. 31, 2019
Interest income:        
Loans receivable, net $ 8,344 $ 10,320 $ 17,261 $ 20,395
Investment securities 448 567 926 1,181
FHLB - San Francisco stock 100 145 200 288
Interest-earning deposits 17 189 41 435
Total interest income 8,909 11,221 18,428 22,299
Interest expense:        
Checking and money market deposits 79 117 170 227
Savings deposits 54 131 132 265
Time deposits 335 530 717 1,062
Borrowings 803 804 1,605 1,524
Total interest expense 1,271 1,582 2,624 3,078
Net interest income 7,638 9,639 15,804 19,221
Provision (recovery) for loan losses 39 (22) 259 (203)
Net interest income, after provision (recovery) for loan losses 7,599 9,661 15,545 19,424
Non-interest income:        
Other 157 155 237 255
Total non-interest income 974 1,344 2,133 2,414
Non-interest expense:        
Salaries and employee benefits 4,301 4,999 8,744 9,984
Premises and occupancy 865 880 1,768 1,758
Equipment 273 262 548 541
Professional expenses 402 331 816 739
Sales and marketing expenses 227 212 340 329
Deposit insurance premiums and regulatory assessments 141 59 275 43
Other 707 811 1,410 1,398
Total non-interest expense 6,916 7,554 13,901 14,792
Income before income taxes 1,657 3,451 3,777 7,046
Provision for income taxes 481 1,053 1,116 2,086
Net income $ 1,176 $ 2,398 $ 2,661 $ 4,960
Basic earnings per share $ 0.16 $ 0.32 $ 0.36 $ 0.66
Diluted earnings per share 0.16 0.31 0.36 0.65
Cash dividends per share (in dollars per share) $ 0.14 $ 0.14 $ 0.28 $ 0.28
Loan servicing and other fees        
Non-interest income:        
Total non-interest income $ 120 $ 367 $ 525 $ 500
Deposit account fees        
Non-interest income:        
Total non-interest income 329 451 639 898
Card and processing fees        
Non-interest income:        
Total non-interest income $ 368 $ 371 $ 732 $ 761