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Consolidated Statements of Operations - USD ($)
$ in Thousands
 3 Months Ended
Sep. 30, 2021
Sep. 30, 2020
Interest income:    
Loans receivable, net $ 8,175 $ 8,917
Investment securities 418 478
FHLB - San Francisco stock 122 100
Interest-earning deposits 31 24
Total interest income 8,746 9,519
Interest expense:    
Checking and money market deposits 57 91
Savings deposits 41 78
Time deposits 215 382
Borrowings 545 802
Total interest expense 858 1,353
Net interest income 7,888 8,166
(Recovery) provision for loan losses (339) 220
Net interest income, after (recovery) provision for loan losses 8,227 7,946
Non-interest income:    
Loan servicing and other fees 186 405
Other 166 80
Total non-interest income 1,069 1,159
Non-interest expense:    
Salaries and employee benefits [1] 3,120 4,443
Premises and occupancy 905 903
Equipment expense 288 275
Professional expense 461 414
Sales and marketing expense 142 113
Deposit insurance premium and regulatory assessments 137 134
Other 615 703
Total non-interest expense 5,668 6,985
Income before income taxes 3,628 2,120
Provision for income taxes 961 635
Net income $ 2,667 $ 1,485
Basic earnings per share $ 0.35 $ 0.20
Diluted earnings per share 0.35 0.20
Cash dividends per share $ 0.14 $ 0.14
Deposit related fees    
Non-interest income:    
Total non-interest income $ 312 $ 310
Card and processing fees    
Non-interest income:    
Total non-interest income $ 405 $ 364
[1] Includes a $1.2 million credit from the Employee Retention Tax Credit for the quarter ended September 30, 2021.