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Loans Held for Investment (Tables) | 12 Months Ended
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Jun. 30, 2022
Loans Held for Investment |
Schedule of loans held for investment | ​ Loans held for investment consisted of the following at June 30, 2022 and 2021: ​
​ | ​ | ​ | ​ | ​ | ​ | ​
(In Thousands) | ​ | June 30, 2022 |  | June 30, 2021
Mortgage loans: |  | ​ |  |  | ​ |
Single-family | ​ | $ | 378,234 | ​ | $ | 268,272
Multi-family | ​ |  | 464,676 | ​ |  | 484,408
Commercial real estate | ​ |  | 90,429 | ​ |  | 95,279
Construction | ​ |  | 3,216 | ​ |  | 3,040
Other | ​ |  | 123 | ​ |  | 139
Commercial business loans | ​ |  | 1,206 | ​ |  | 849
Consumer loans | ​ |  | 86 | ​ |  | 95
Total loans held for investment, gross | ​ |  | 937,970 | ​ |  | 852,082
​ | ​ |  |  | ​ |  |
Advance payments of escrows | ​ |  | 47 | ​ |  | 157
Deferred loan costs, net | ​ |  | 7,539 | ​ |  | 6,308
Allowance for loan losses | ​ |  | (5,564) | ​ |  | (7,587)
Total loans held for investment, net | ​ | $ | 939,992 | ​ | $ | 850,960
​
Schedule of loans held for investment, contractual repricing | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | Adjustable Rate | ​ | ​ | ​ | ​ | ​ | ​
​ |  | ​ | ​ |  | After |  | After |  | After |  | ​ | ​ |  | ​ | ​
​ | ​ | ​ | Within | ​ | One Year | ​ | 3 Years | ​ | 5 Years | ​ | ​ | ​ | ​ | ​ | ​
(In Thousands) | ​ | One Year | ​ | Through 3 Years | ​ | Through 5 Years | ​ | Through 10 Years | ​ | Fixed Rate | ​ | Total
Mortgage loans: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Single-family | ​ | $ | 49,101 | ​ | $ | 25,507 | ​ | $ | 35,862 | ​ | $ | 170,359 | ​ | $ | 97,405 | ​ | $ | 378,234
Multi-family | ​ |  | 135,586 | ​ |  | 131,136 | ​ |  | 146,148 | ​ |  | 51,634 | ​ |  | 172 | ​ |  | 464,676
Commercial real estate | ​ |  | 46,777 | ​ |  | 20,934 | ​ |  | 21,382 | ​ |  | — | ​ |  | 1,336 | ​ |  | 90,429
Construction | ​ |  | 2,142 | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | 1,074 | ​ |  | 3,216
Other | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | 123 | ​ |  | 123
Commercial business loans | ​ |  | 869 | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | 337 | ​ |  | 1,206
Consumer loans | ​ |  | 86 | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | 86
Total loans held for investment, gross | ​ | $ | 234,561 | ​ | $ | 177,577 | ​ | $ | 203,392 | ​ | $ | 221,993 | ​ | $ | 100,447 | ​ | $ | 937,970
Schedule of gross loans held for investment by loan types and risk category | The following tables summarize gross loans held for investment by loan types and risk category at the dates indicated: ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | June 30, 2022
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | Commercial | ​ | ​ | ​ | ​ | Other | ​ | Commercial | ​ | ​ | ​ | ​ | ​
(In Thousands) |  | Single-family |  | Multi-family |  | Real Estate |  | Construction |  | Mortgage |  | Business |  | Consumer |  | Total
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Pass | ​ | $ | 376,502 | ​ | $ | 464,676 | ​ | $ | 90,429 | ​ | $ | 3,216 | ​ | $ | 123 | ​ | $ | 1,206 | ​ | $ | 86 | ​ | $ | 936,238
Special Mention | ​ |  | 224 | ​ |  | — | ​ |  | — | ​ |  | — | ​ | ​ | — | ​ |  | — | ​ |  | — | ​ |  | 224
Substandard | ​ |  | 1,508 | ​ |  | — | ​ |  | — | ​ |  | — | ​ | ​ | — | ​ |  | — | ​ |  | — | ​ |  | 1,508
Total loans held for investment, gross | ​ | $ | 378,234 | ​ | $ | 464,676 | ​ | $ | 90,429 | ​ | $ | 3,216 | ​ | $ | 123 | ​ | $ | 1,206 | ​ | $ | 86 | ​ | $ | 937,970
​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | June 30, 2021
​ |  | ​ | ​ |  | ​ | ​ |  | Commercial |  | ​ | ​ |  | ​ | Other | ​ | Commercial |  | ​ | ​ |  | ​ | ​
(In Thousands) | ​ | Single-family | ​ | Multi-family | ​ | Real Estate | ​ | Construction | ​ | ​ | Mortgage | ​ | Business | ​ | Consumer | ​ | Total
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Pass | ​ | $ | 258,217 | ​ | $ | 483,289 | ​ | $ | 95,279 | ​ | $ | 3,040 | ​ | $ | 139 | ​ | $ | 849 | ​ | $ | 95 | ​ | $ | 840,908
Special Mention | ​ |  | 1,767 | ​ |  | — | ​ |  | — | ​ |  | — | ​ | ​ | — | ​ |  | — | ​ |  | — | ​ |  | 1,767
Substandard | ​ |  | 8,288 | ​ |  | 1,119 | ​ |  | — | ​ |  | — | ​ | ​ | — | ​ |  | — | ​ |  | — | ​ |  | 9,407
Total loans held for investment, gross | ​ | $ | 268,272 | ​ | $ | 484,408 | ​ | $ | 95,279 | ​ | $ | 3,040 | ​ | $ | 139 | ​ | $ | 849 | ​ | $ | 95 | ​ | $ | 852,082
​
Schedule of allowance for loan losses and recorded investment | The following tables summarize the Corporation’s allowance for loan losses and recorded investment in gross loans, by portfolio type, at the dates and for the years indicated. ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | Year Ended June 30, 2022 |
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | Commercial | ​ | ​ | ​ | ​ | ​ | ​ | ​ | Commercial | ​ | ​ | ​ | ​ | ​ | ​ | ​
(In Thousands) |  | Single-family |  | Multi-family |  | Real Estate |  | Construction |  | Other Mortgage |  | Business |  | Consumer |  | Total |
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ |
Allowance at beginning of period | ​ | $ | 2,000 | ​ | $ | 4,485 | ​ | $ | 1,006 | ​ | $ | 51 | ​ | $ | 3 | ​ | $ | 36 | ​ | $ | 6 | ​ | $ | 7,587 | ​
(Recovery) provision for loan losses | ​ |  | (1,056) | ​ |  | (1,203) | ​ |  | (190) | ​ |  | (28) | ​ |  | — | ​ |  | 16 | ​ |  | (1) | ​ |  | (2,462) | ​
Recoveries | ​ |  | 439 | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | 439 | ​
Charge-offs | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​
Allowance for loan losses, end of period | ​ | $ | 1,383 | ​ | $ | 3,282 | ​ | $ | 816 | ​ | $ | 23 | ​ | $ | 3 | ​ | $ | 52 | ​ | $ | 5 | ​ | $ | 5,564 | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Allowance: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Individually evaluated for allowances | ​ | $ | 38 | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ | $ | 38 | ​
Collectively evaluated for allowances | ​ |  | 1,345 | ​ |  | 3,282 | ​ |  | 816 | ​ |  | 23 | ​ |  | 3 | ​ |  | 52 | ​ |  | 5 | ​ |  | 5,526 | ​
Allowance for loan losses, end of period | ​ | $ | 1,383 | ​ | $ | 3,282 | ​ | $ | 816 | ​ | $ | 23 | ​ | $ | 3 | ​ | $ | 52 | ​ | $ | 5 | ​ | $ | 5,564 | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Gross Loans: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Individually evaluated for allowances | ​ | $ | 1,275 | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ | $ | 1,275 | ​
Collectively evaluated for allowances | ​ |  | 376,959 | ​ |  | 464,676 | ​ |  | 90,429 | ​ |  | 3,216 | ​ |  | 123 | ​ |  | 1,206 | ​ |  | 86 | ​ |  | 936,695 | ​
Total loans held for investment, gross | ​ | $ | 378,234 | ​ | $ | 464,676 | ​ | $ | 90,429 | ​ | $ | 3,216 | ​ | $ | 123 | ​ | $ | 1,206 | ​ | $ | 86 | ​ | $ | 937,970 | ​
Allowance for loan losses as a percentage of gross loans held for investment | ​ |  | 0.37 | % |  | 0.71 | % |  | 0.90 | % |  | 0.72 | % |  | 2.44 | % |  | 4.31 | % |  | 5.81 | % |  | 0.59 | %
Net (recoveries) charge-offs to average loans receivable, net during the period | ​ |  | (0.15) | % |  | — | % |  | — | % |  | — | % |  | — | % |  | — | % |  | — | % |  | (0.05) | %
​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | Year Ended June 30, 2021 |
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | Commercial | ​ | ​ | ​ | ​ | ​ | ​ | ​ | Commercial | ​ | ​ | ​ | ​ | ​ | ​ | ​
(In Thousands) |  | Single-family |  | Multi-family |  | Real Estate |  | Construction |  | Other Mortgage |  | Business |  | Consumer |  | Total |
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ |
Allowance at beginning of period | ​ | $ | 2,622 | ​ | $ | 4,329 | ​ | $ | 1,110 | ​ | $ | 171 | ​ | $ | 3 | ​ | $ | 24 | ​ | $ | 6 | ​ | $ | 8,265 | ​
(Recovery) provision for loan losses | ​ |  | (653) | ​ |  | 156 | ​ |  | (104) | ​ |  | (120) | ​ |  | — | ​ |  | 12 | ​ |  | 1 | ​ |  | (708) | ​
Recoveries | ​ |  | 31 | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | 1 | ​ |  | 32 | ​
Charge-offs | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | (2) | ​ |  | (2) | ​
Allowance for loan losses, end of period | ​ | $ | 2,000 | ​ | $ | 4,485 | ​ | $ | 1,006 | ​ | $ | 51 | ​ | $ | 3 | ​ | $ | 36 | ​ | $ | 6 | ​ | $ | 7,587 | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Allowance: | ​ |  | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Individually evaluated for allowances | ​ | $ | 384 | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ | $ | 384 | ​
Collectively evaluated for allowances | ​ |  | 1,616 | ​ |  | 4,485 | ​ |  | 1,006 | ​ |  | 51 | ​ |  | 3 | ​ |  | 36 | ​ |  | 6 | ​ |  | 7,203 | ​
Allowance for loan losses, end of period | ​ | $ | 2,000 | ​ | $ | 4,485 | ​ | $ | 1,006 | ​ | $ | 51 | ​ | $ | 3 | ​ | $ | 36 | ​ | $ | 6 | ​ | $ | 7,587 | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Gross Loans: | ​ |  | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Individually evaluated for allowances | ​ | $ | 8,039 | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ | $ | 8,039 | ​
Collectively evaluated for allowances | ​ |  | 260,233 | ​ |  | 484,408 | ​ |  | 95,279 | ​ |  | 3,040 | ​ |  | 139 | ​ |  | 849 | ​ |  | 95 | ​ |  | 844,043 | ​
Total loans held for investment, gross | ​ | $ | 268,272 | ​ | $ | 484,408 | ​ | $ | 95,279 | ​ | $ | 3,040 | ​ | $ | 139 | ​ | $ | 849 | ​ | $ | 95 | ​ | $ | 852,082 | ​
Allowance for loan losses as a percentage of gross loans held for investment | ​ |  | 0.75 | % |  | 0.93 | % |  | 1.06 | % |  | 1.68 | % |  | 2.16 | % |  | 4.24 | % |  | 6.32 | % |  | 0.88 | %
Net (recoveries) charge-offs to average loans receivable, net during the period | ​ |  | (0.01) | % |  | — | % |  | — | % |  | — | % |  | — | % |  | — | % |  | 1.22 | % |  | (0.00) | %
​
Schedule of allowance for loan losses | The following summarizes the components of the net change in the allowance for loan losses for the years indicated: ​
​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | Year Ended June 30,
(In Thousands) |  | 2022 |  | 2021
​ | ​ | ​ | ​ | ​ | ​ | ​
Balance, beginning of year | ​ | $ | 7,587 | ​ | $ | 8,265
Recovery from the allowance for loan losses | ​ |  | (2,462) | ​ |  | (708)
Recoveries | ​ |  | 439 | ​ |  | 32
Charge-offs | ​ |  | — | ​ |  | (2)
Balance, end of year | ​ | $ | 5,564 | ​ | $ | 7,587
​
Schedule of recorded investment in non-performing loans | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | At or For the Year Ended June 30, 2022
​ | ​ | Unpaid | ​ | ​ | ​ | ​ | ​ | ​ | ​ | Net | ​ | Average | ​ | Interest
​ | ​ | Principal | ​ | Related | ​ | Recorded | ​ | ​ | ​ | Recorded | ​ | Recorded | ​ | Income
(In Thousands) |  | Balance |  | Charge-offs |  | Investment |  | Allowance(1) |  | Investment |  | Investment |  | Recognized
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Mortgage loans: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Single-family: |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |
With a related allowance | ​ | $ | 993 | ​ | $ | — | ​ | $ | 993 | ​ | $ | (85) | ​ | $ | 908 | ​ | $ | 2,594 | ​ | $ | 98
Without a related allowance(2) | ​ |  | 548 | ​ |  | (33) | ​ |  | 515 | ​ |  | — | ​ |  | 515 | ​ |  | 635 | ​ |  | 232
Total single-family loans | ​ |  | 1,541 | ​ |  | (33) | ​ |  | 1,508 | ​ |  | (85) | ​ |  | 1,423 | ​ |  | 3,229 | ​ |  | 330
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Multi-family: | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |
With a related allowance | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | 957 | ​ |  | 46
Total multi-family loans | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | 957 | ​ |  | 46
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Total non-performing loans | ​ | $ | 1,541 | ​ | $ | (33) | ​ | $ | 1,508 | ​ | $ | (85) | ​ | $ | 1,423 | ​ | $ | 4,186 | ​ | $ | 376
​
(1) | Consists of collectively and individually evaluated allowances, specifically assigned to the individual loan.
(2) | There was no related allowance for loan losses because these loans have been charged-off to their fair value or the fair value of the collateral is higher than the loan balance.
​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | At or For the Year Ended June 30, 2021
​ | ​ | Unpaid | ​ | Related | ​ | ​ | ​ | ​ | ​ | Net | ​ | Average | ​ | Interest
​ | ​ | Principal | ​ | Charge-offs | ​ | Recorded | ​ | ​ | ​ | Recorded | ​ | Recorded | ​ | Income
(In Thousands) |  | Balance |  | Related |  | Investment |  | Allowance(1) |  | Investment |  | Investment |  | Recognized
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Mortgage loans: |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |
Single-family: |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |
With a related allowance | ​ | $ | 7,400 | ​ | $ | — | ​ | $ | 7,400 | ​ | $ | (434) | ​ | $ | 6,966 | ​ | $ | 7,187 | ​ | $ | 140
Without a related allowance(2) | ​ |  | 1,335 | ​ |  | (436) | ​ |  | 899 | ​ |  | — | ​ |  | 899 | ​ |  | 1,516 | ​ |  | —
Total single-family loans | ​ |  | 8,735 | ​ |  | (436) | ​ |  | 8,299 | ​ |  | (434) | ​ |  | 7,865 | ​ |  | 8,703 | ​ |  | 140
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Multi-family: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
With a related allowance | ​ |  | 1,119 | ​ |  | — | ​ |  | 1,119 | ​ |  | (338) | ​ |  | 781 | ​ |  | 374 | ​ |  | 15
Total mutlti-family loans | ​ |  | 1,119 | ​ |  | — | ​ |  | 1,119 | ​ |  | (338) | ​ |  | 781 | ​ |  | 374 | ​ |  | 15
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Commercial business loans: | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |
With a related allowance | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | 13 | ​ |  | 1
Total commercial business loans | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | 13 | ​ |  | 1
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Total non-performing loans | ​ | $ | 9,854 | ​ | $ | (436) | ​ | $ | 9,418 | ​ | $ | (772) | ​ | $ | 8,646 | ​ | $ | 9,090 | ​ | $ | 156
(1) | Consists of collectively and individually evaluated allowances, specifically assigned to the individual loan.
(2) | There was no related allowance for loan losses because these loans have been charged-off to their fair value or the fair value of the collateral is higher than the loan balance.
Schedule of loan forbearance related to COVID-19 hardship requests | ​ As of June 30, 2022, loan forbearance related to COVID-19 hardship requests are described below: ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | Forbearance Granted | ​ | Forbearance Completed(1) | ​ | Forbearance Remaining
​ |  | Number of |  | ​ |  | Number of |  | ​ |  | Number of |  | ​
(Dollars In Thousands) | ​ | Loans | ​ | Amount | ​ | Loans | ​ | Amount | ​ | Loans | ​ | Amount
Single-family loans |  | 59 | ​ | $ | 22,980 |  | 59 | ​ | $ | 22,980 |  | — | ​ | $ | —
Multi-family loans |  | 5 | ​ |  | 2,268 |  | 5 | ​ |  | 2,268 |  | — | ​ |  | —
Commercial real estate loans |  | 3 | ​ |  | 1,954 |  | 3 | ​ |  | 1,954 |  | — | ​ |  | —
Total loan forbearance |  | 67 | ​ | $ | 27,202 |  | 67 | ​ | $ | 27,202 |  | — | ​ | $ | —
(1) | Includes 19 single-family loans totaling $6.9 million where forbearance was subsequently extended and were classified as restructured non-performing loans, consistent with the Interagency Statement. As of June 30, 2022, five loans totaling $2.2 million were paid off and 13 loans totaling $3.9 million were upgraded to the pass category, while one loan totaling $760,000 remained as non-performing.
​
Schedule of past due status of gross loans held for investment, net of fair value adjustments | The following tables provide information on the past due status of the Corporation’s loans held for investment, gross, at the dates indicated.
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | June 30, 2022
​ | ​ | ​ | ​ | ​ | 30-89 Days Past | ​ | ​ | ​ | ​ | Total Loans Held for
(In Thousands) |  | Current |  | Due |  | Non-Accrual(1) |  | Investment, Gross
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Mortgage loans: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Single-family | ​ | $ | 376,726 | ​ | $ | — | ​ | $ | 1,508 | ​ | $ | 378,234
Multi-family | ​ |  | 464,676 | ​ |  | — | ​ |  | — | ​ |  | 464,676
Commercial real estate | ​ |  | 90,429 | ​ |  | — | ​ |  | — | ​ |  | 90,429
Construction | ​ |  | 3,216 | ​ |  | — | ​ |  | — | ​ |  | 3,216
Other | ​ |  | 123 | ​ |  | — | ​ |  | — | ​ |  | 123
Commercial business loans | ​ |  | 1,206 | ​ |  | — | ​ |  | — | ​ |  | 1,206
Consumer loans | ​ |  | 83 | ​ |  | 3 | ​ |  | — | ​ |  | 86
Total loans held for investment, gross | ​ | $ | 936,459 | ​ | $ | 3 | ​ | $ | 1,508 | ​ | $ | 937,970
​
(1) | All loans 90 days or greater past due are placed on non-accrual status.
​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | June 30, 2021
​ |  | ​ | ​ |  | 30-89 Days Past |  | ​ | ​ |  | Total Loans Held for
(In Thousands) | ​ | Current | ​ | Due | ​ | Non-Accrual(1) | ​ | Investment, Gross
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Mortgage loans: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Single-family | ​ | $ | 259,984 | ​ | $ | — | ​ | $ | 8,288 | ​ | $ | 268,272
Multi-family | ​ |  | 483,289 | ​ |  | — | ​ |  | 1,119 | ​ |  | 484,408
Commercial real estate | ​ |  | 95,279 | ​ |  | — | ​ |  | — | ​ |  | 95,279
Construction | ​ |  | 3,040 | ​ |  | — | ​ |  | — | ​ |  | 3,040
Other | ​ | ​ | 139 | ​ |  | — | ​ |  | — | ​ |  | 139
Commercial business loans | ​ |  | 849 | ​ |  | — | ​ |  | — | ​ |  | 849
Consumer loans | ​ |  | 88 | ​ |  | 7 | ​ |  | — | ​ |  | 95
Total loans held for investment, gross | ​ | $ | 842,668 | ​ | $ | 7 | ​ | $ | 9,407 | ​ | $ | 852,082
​
(1) | All loans 90 days or greater past due are placed on non-accrual status.
​
Schedule of troubled debt restructurings by nonaccrual versus accrual status | The following table summarizes at the dates indicated the restructured loan balances, net of allowance for loan losses or charge-offs, by loan type and non-accrual versus accrual status at June 30, 2022 and 2021 : ​
​ | ​ | ​ | ​ | ​ | ​ | ​
​ |  | At June 30,
(In Thousands) | ​ | 2022 | ​ | 2021
Restructured loans on non-accrual status: | ​ | ​ | ​ | ​ | ​ | ​
Mortgage loans: |  | ​ |  |  | ​ |
Single-family | ​ | $ | 722 | ​ | $ | 6,983
Total | ​ |  | 722 | ​ |  | 6,983
​ | ​ | ​ | ​ | ​ | ​ | ​
Restructured loans on accrual status: | ​ |  |  | ​ |  |
Mortgage loans: | ​ |  |  | ​ |  |
Single-family | ​ |  | 3,748 | ​ |  | 876
Total | ​ |  | 3,748 | ​ |  | 876
Total restructured loans | ​ | $ | 4,470 | ​ | $ | 7,859
​
Schedule of recorded investment in restructured loans | The following tables show the restructured loans by type, net of allowance for loan losses or charge-offs, at June 30, 2022 and 2021:
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | At June 30, 2022
​ | ​ | Unpaid | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | Net
​ | ​ | Principal | ​ | Related | ​ | Recorded | ​ | ​ | ​ | ​ | Recorded
(In Thousands) |  | Balance |  | Charge-offs |  | Investment |  | Allowance(1) |  | Investment
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Mortgage loans: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Single-family: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
With a related allowance | ​ | $ | 760 | ​ | $ | — | ​ | $ | 760 | ​ | $ | (38) | ​ | $ | 722
Without a related allowance(2) | ​ |  | 3,748 | ​ |  | — | ​ |  | 3,748 | ​ |  | — | ​ |  | 3,748
Total single-family | ​ |  | 4,508 | ​ |  | — | ​ |  | 4,508 | ​ |  | (38) | ​ |  | 4,470
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Total restructured loans | ​ | $ | 4,508 | ​ | $ | — | ​ | $ | 4,508 | ​ | $ | (38) | ​ | $ | 4,470
​
(1) | Consists of collectively and individually evaluated allowances, specifically assigned to the individual loan.
(2) | There was no related allowance for loan losses because these loans have been charged-off to their fair value or the fair value of the collateral is higher than the loan balance.
​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | At June 30, 2021
​ | ​ | Unpaid | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | Net
​ | ​ | Principal | ​ | Related | ​ | Recorded | ​ | ​ | ​ | ​ | Recorded
(In Thousands) |  | Balance |  | Charge-offs |  | Investment |  | Allowance(1) |  | Investment
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Mortgage loans: |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |
Single-family: |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |
With a related allowance | ​ | $ | 7,151 | ​ | $ | — | ​ | $ | 7,151 | ​ | $ | (384) | ​ | $ | 6,767
Without a related allowance(2) | ​ |  | 1,457 | ​ |  | (365) | ​ |  | 1,092 | ​ |  | — | ​ |  | 1,092
Total single-family | ​ |  | 8,608 | ​ |  | (365) | ​ |  | 8,243 | ​ |  | (384) | ​ |  | 7,859
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Total restructured loans | ​ | $ | 8,608 | ​ | $ | (365) | ​ | $ | 8,243 | ​ | $ | (384) | ​ | $ | 7,859
​
(1) | Consists of collectively and individually evaluated allowances, specifically assigned to the individual loan.
(2) | There was no related allowance for loan losses because these loans have been charged-off to their fair value or the fair value of the collateral is higher than the loan balance.
​
Summary of Related Party Loan Activity | ​
​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | Year Ended June 30,
(In Thousands) |  | 2022 |  | 2021
​ | ​ | ​ | ​ | ​ | ​ | ​
Balance, beginning of year | ​ | $ | — | ​ | $ | 1
Sales and payments | ​ |  | — | ​ |  | (1)
Balance, end of year | ​ | $ | — | ​ | $ | —
​

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