XML 31 R14.htm IDEA: XBRL DOCUMENT
v3.22.2.2

Deposits | 12 Months Ended
--- | ---
Jun. 30, 2022
Deposits |
Deposits | Note 6: Deposits ​ Deposits at June 30, 2022 and 2021 consisted of the following: ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | June 30, 2022 | ​ | June 30, 2021 |
(Dollars in Thousands) |  | Interest Rate |  | Amount |  | Interest Rate |  | Amount |
Checking deposits – non interest-bearing |  | — | ​ | $ | 125,089 |  | — | ​ | $ | 123,179 | ​
Checking deposits – interest-bearing(1) |  | 0.00% - 0.20% | ​ |  | 335,788 |  | 0.00% - 0.20% | ​ |  | 327,388 | ​
Savings deposits(1) |  | 0.00% - 0.70% | ​ |  | 333,581 |  | 0.00% - 0.70% | ​ |  | 307,299 | ​
Money market deposits(1) |  | 0.00% - 2.00% | ​ |  | 39,897 |  | 0.00% - 2.00% | ​ |  | 39,670 | ​
Time deposits:(1) |  |  | ​ |  |  |  |  | ​ |  |  | ​
Under $100 |  | 0.00% - 2.13% | ​ |  | 60,721 |  | 0.00% - 2.13% | ​ |  | 71,026 | ​
$100 and over |  | 0.05% - 2.13% | ​ |  | 60,428 |  | 0.05% - 2.13% | ​ |  | 69,411 | ​
Total deposits | ​ | ​ | ​ | $ | 955,504 |  | ​ | ​ | $ | 937,973 | ​
Weighted-average interest rate on deposits |  | ​ | ​ |  | 0.11 | % | ​ | ​ |  | 0.15 | %
​
(1) | Certain interest-bearing checking, savings, money market and time deposits require a minimum balance to earn interest.
​ The aggregate annual maturities of time deposits at June 30, 2022 and 2021 were as follows: ​
​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | June 30,
(In Thousands) |  | 2022 |  | 2021
One year or less | ​ | $ | 78,644 | ​ | $ | 76,705
Over one to two years | ​ |  | 20,600 | ​ |  | 37,687
Over two to three years | ​ |  | 13,890 | ​ |  | 11,230
Over three to four years | ​ |  | 3,552 | ​ |  | 11,923
Over four to five years | ​ |  | 3,186 | ​ |  | 2,493
Over five years | ​ |  | 1,277 | ​ |  | 399
Total time deposits | ​ | $ | 121,149 | ​ | $ | 140,437
​ Interest expense on deposits for the years indicated is summarized as follows: ​
​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | Year Ended June 30,
(In Thousands) |  | 2022 |  | 2021
Checking deposits – interest-bearing | ​ | $ | 149 | ​ | $ | 188
Savings deposits | ​ |  | 172 | ​ |  | 208
Money market deposits | ​ |  | 71 | ​ |  | 80
Time deposits | ​ |  | 752 | ​ |  | 1,269
Total interest expense on deposits | ​ | $ | 1,144 | ​ | $ | 1,745
​ The Bank is required to maintain reserve balances with the Federal Reserve Bank of San Francisco. Effective March 26, 2020, the Federal Reserve lowered the reserve ratios on transaction accounts maintained at a depository institution to zero percent so there was no required reserve balance at June 30, 2022 and 2021.

X
- Definition The entire disclosure for deposit liabilities including data and tables. It may include a description of the entity's deposit liabilities, the aggregate amount of time deposits (including certificates of deposit) in denominations of $100,000 or more at the balance sheet date; the aggregate amount of any demand deposits that have been reclassified as loan balances, such as overdrafts, at the balance sheet date; deposits that are received on terms other than those in the normal course of business, the amount of accrued interest on deposit liabilities; securities, mortgage loans or other financial instruments that serve as collateral for deposits; for time deposits having a remaining term of more than one year, the aggregate amount of maturities for each of the five years following the balance sheet date; and the weighted average interest rate for all deposit liabilities held by the entity. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 405 -Section 50 -Paragraph 1 -URI https://asc.fasb.org/extlink&oid=116652737&loc=d3e64164-112818 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 210 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-03.12) -URI https://asc.fasb.org/extlink&oid=126897435&loc=d3e534808-122878 Reference 3: http://www.xbrl.org/2003/role/disclosureRef -Publisher SEC -Name Regulation S-K (SK) -Number 229 -Section 1406 -Paragraph (e) Reference 4: http://www.xbrl.org/2003/role/disclosureRef -Publisher SEC -Name Regulation S-K (SK) -Number 229 -Section 1406 + Details
Name: | us-gaap_DepositLiabilitiesDisclosuresTextBlock
Namespace Prefix: | us-gaap_
Data Type: | dtr-types:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- References No definition available. + Details
Name: | us-gaap_DepositsAbstract
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration