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Derivative and Other Financial Instruments with Off-Balance Sheet Risks (Tables)
12 Months Ended
Jun. 30, 2022
Derivative and Other Financial Instruments with Off-Balance Sheet Risks  
Schedule of undisbursed funds commitments

    

June 30, 

Commitments

2022

2021

(In Thousands)

 

  

 

  

Undisbursed loan funds – Construction loans

$

3,384

$

4,479

Undisbursed lines of credit – Commercial business loans

 

541

 

460

Undisbursed lines of credit – Consumer loans

 

390

 

425

Commitments to extend credit on loans to be held for investment

 

43,386

 

21,887

Total

$

47,701

$

27,251

Schedule of allowance for loan losses of undisbursed funds and commitments on loans held for investment

Year Ended

June 30, 

(In Thousands)

    

2022

    

2021

Balance, beginning of the year

$

127

$

126

Provision

 

3

 

1

Balance, end of the year

$

130

$

127