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Condensed Consolidated Statements of Operations - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Mar. 31, 2022
Mar. 31, 2021
Mar. 31, 2022
Mar. 31, 2021
Interest income:        
Loans receivable, net $ 7,581 $ 7,860 $ 23,676 $ 25,121
Investment securities 515 452 1,366 1,378
FHLB - San Francisco stock 123 100 368 300
Interest-earning deposits 39 18 105 59
Total interest income 8,258 8,430 25,515 26,858
Interest expense:        
Checking and money market deposits 54 50 169 220
Savings deposits 42 38 128 170
Time deposits 178 292 592 1,009
Borrowings 446 593 1,537 2,198
Total interest expense 720 973 2,426 3,597
Net interest income 7,538 7,457 23,089 23,261
(Recovery) provision for loan losses (645) (200) (2,051) 59
Net interest income, after (recovery) provision for loan losses 8,183 7,657 25,140 23,202
Non-interest income:        
Loan servicing and other fees 237 355 867 880
Other 170 160 536 397
Total non-interest income 1,114 1,199 3,551 3,332
Non-interest expense:        
Salaries and employee benefits [1] 4,203 4,241 11,778 12,985
Premises and occupancy 836 863 2,499 2,631
Equipment expense 330 312 932 860
Professional expense 299 367 1,108 1,183
Sales and marketing expense 186 130 477 470
Deposit insurance premium and regulatory assessments 136 154 409 429
Other 909 842 2,263 2,252
Total non-interest expense 6,899 6,909 19,466 20,810
Income before income taxes 2,398 1,947 9,225 5,724
Provision for income taxes 699 386 2,595 1,502
Net income $ 1,699 $ 1,561 $ 6,630 $ 4,222
Basic earnings per share $ 0.23 $ 0.21 $ 0.89 $ 0.57
Diluted earnings per share $ 0.23 $ 0.21 $ 0.89 $ 0.56
Deposit related fees        
Non-interest income:        
Total non-interest income $ 329 $ 318 $ 966 $ 957
Card and processing fees        
Non-interest income:        
Total non-interest income $ 378 $ 366 $ 1,182 $ 1,098
[1] Includes a $1.2 million credit from the Employee Retention Tax Credit (“ERTC”) for the nine months ended March 31, 2022.