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Consolidated Statements of Operations - USD ($)
$ in Thousands
12 Months Ended
Jun. 30, 2023
Jun. 30, 2022
Interest income:    
Loans receivable, net $ 42,191 $ 32,161
Investment securities 2,169 1,906
FHLB - San Francisco stock 556 489
Interest-earning deposits 1,076 174
Total interest income 45,992 34,730
Interest expense:    
Deposits 3,146 1,144
Borrowings 5,861 1,991
Total interest expense 9,007 3,135
Net interest income 36,985 31,595
Provision (recovery) for loan losses 374 (2,462)
Net interest income, after provision (recovery) for loan losses 36,611 34,057
Non-interest income:    
Loan servicing and other fees 414 1,056
Other 840 719
Total non-interest income 4,075 4,716
Non-interest expense:    
Salaries and employee benefits 17,737 15,833
Premises and occupancy 3,447 3,189
Equipment expense 1,152 1,282
Professional expense 1,517 1,419
Sales and marketing expense 622 642
Deposit insurance premium and regulatory assessments 657 543
Other 3,138 3,007
Total non-interest expense 28,270 25,915
Income before income taxes 12,416 12,858
Provision for income taxes 3,824 3,765
Net income $ 8,592 $ 9,093
Basic earnings per share $ 1.20 $ 1.23
Diluted earnings per share $ 1.19 $ 1.22
Deposit account fees    
Non-interest income:    
Total non-interest income $ 1,296 $ 1,302
Card and processing fees    
Non-interest income:    
Total non-interest income $ 1,525 $ 1,639