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Income Taxes - Deferred Tax Assets and Liabilities (Details) - USD ($)
Jun. 30, 2023
Jun. 30, 2022
Deferred Tax Assets [Abstract]    
Loss reserves $ 2,032,000 $ 1,968,000
Non-accrued interest 188,000 199,000
Deferred compensation 2,339,000 2,903,000
Accrued vacation 194,000 178,000
Depreciation 155,000 211,000
State tax 199,000 64,000
Unrealized loss on investment securities 19,000 1,000
Lease liability 691,000 0
Other 288,000 245,000
Total deferred tax assets 6,105,000 5,769,000
Deferred Tax Liabilities [Abstract]    
FHLB - San Francisco stock dividends (645,000) (645,000)
Right-of-use asset (684,000) 0
Prepaid expenses (45,000) (28,000)
Unrealized gain on interest-only strips (3,000) (2,000)
Deferred loan costs, net (4,510,000) (3,662,000)
Total deferred tax liabilities (5,887,000) (4,337,000)
Net deferred tax assets $ 218,000 $ 1,432,000