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Condensed Consolidated Statements of Operations - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Mar. 31, 2023
Mar. 31, 2022
Mar. 31, 2023
Mar. 31, 2022
Interest income:        
Loans receivable, net $ 11,028 $ 7,581 $ 30,365 $ 23,676
Investment securities 548 515 1,632 1,366
FHLB - San Francisco stock 146 123 414 368
Interest-earning deposits 286 39 666 105
Total interest income 12,008 8,258 33,077 25,515
Interest expense:        
Checking and money market deposits 56 54 177 169
Savings deposits 42 42 130 128
Time deposits 781 178 1,364 592
Borrowings 1,728 446 3,655 1,537
Total interest expense 2,607 720 5,326 2,426
Net interest income 9,401 7,538 27,751 23,089
Provision (recovery) for loan losses 169 (645) 430 (2,051)
Net interest income, after provision (recovery) for loan losses 9,232 8,183 27,321 25,140
Non-interest income:        
Loan servicing and other fees 104 237 327 867
Other 188 170 506 536
Total non-interest income 981 1,114 2,940 3,551
Non-interest expense:        
Salaries and employee benefits 4,359 4,203 12,882 11,778
Premises and occupancy 843 836 2,500 2,499
Equipment expense 279 330 848 932
Professional expense 260 299 1,162 1,108
Sales and marketing expense 182 186 504 477
Deposit insurance premium and regulatory assessments 191 136 465 409
Other 810 909 2,302 2,263
Total non-interest expense 6,924 6,899 20,663 19,466
Income before income taxes 3,289 2,398 9,598 9,225
Provision for income taxes 966 699 2,814 2,595
Net income $ 2,323 $ 1,699 $ 6,784 $ 6,630
Basic earnings per share $ 0.33 $ 0.23 $ 0.94 $ 0.89
Diluted earnings per share $ 0.33 $ 0.23 $ 0.94 $ 0.89
Deposit account fees        
Non-interest income:        
Total non-interest income $ 328 $ 329 $ 998 $ 966
Card and processing fees        
Non-interest income:        
Total non-interest income $ 361 $ 378 $ 1,109 $ 1,182