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Condensed Consolidated Statements of Operations - USD ($)
$ in Thousands
 3 Months Ended
Sep. 30, 2023
Sep. 30, 2022
Interest income:    
Loans receivable, net $ 12,176 $ 9,100
Investment securities 524 536
FHLB - San Francisco stock 179 123
Interest-earning deposits 463 139
Total interest income 13,342 9,898
Interest expense:    
Checking and money market deposits 57 60
Savings deposits 38 44
Time deposits 1,790 213
Borrowings 2,318 616
Total interest expense 4,203 933
Net interest income 9,139 8,965
Provision for credit losses 545  
Provision for credit losses   70
Net interest income, after provision for credit losses 8,594 8,895
Non-interest income:    
Loan Servicing and other fees (21) 108
Other 131 171
Total non-interest income 751 1,003
Non-interest expense:    
Salaries and employee benefits 4,114 4,139
Premises and occupancy 903 861
Equipment expense 287 311
Professional expense 472 592
Sales and marketing expense 168 147
Deposit insurance premium and regulatory assessments 197 135
Other 715 756
Total non-interest expense 6,856 6,941
Income before income taxes 2,489 2,957
Provision for income taxes 727 867
Net income $ 1,762 $ 2,090
Basic earnings per share $ 0.25 $ 0.29
Diluted earnings per share $ 0.25 $ 0.29
Deposit account fees    
Non-interest income:    
Total non-interest income $ 288 $ 343
Card and processing fees    
Non-interest income:    
Total non-interest income $ 353 $ 381