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v3.24.2.u1

Capital (Details) | 12 Months Ended |
--- | --- | ---
Jun. 30, 2024 USD ($) | Jun. 30, 2023 USD ($) | Jul. 01, 2023 USD ($)
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items] |  |  |
Minimum percentage of conservation buffer required for CET1 capital | 0.025 |  |
Percentage of conservation buffer for CET1 capital | 0.0250 | 0.0250 |
Percentage of conservation buffer for Tier 1 capital | 0.0250 | 0.0250 |
Percentage of conservation buffer for Total capital | 0.0250 | 0.0250 |
Cash dividends declared and paid | $ 7,000,000.0 | $ 9,500,000 |
Retained earnings | 209,914,000 | 207,274,000 |
Impact of ASU adoption | ASC 326 |  |  |
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items] |  |  |
Retained earnings | 824,000 |  | $ (824,000)
Provident Financial Holding |  |  |
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items] |  |  |
Tier 1 Leverage Capital, Actual, Amount | 126,601,000 | 125,979,000 |
Total Risk-Based Capital, Actual, Amount | $ 133,723,000 | $ 131,967,000 |
Risk Based Capital Required for Capital Adequacy to Risk Weighted Assets | 0.105% | 0.105% |
Tier 1 Leverage Capital, Actual, Ratio | 0.1002 | 0.0959 |
Tier 1 Risk-Based Capital, Actual, Ratio | 0.1929 | 0.1850 |
Tier One Risk Based Capital Required for Capital Adequacy | $ 55,777,000 | $ 57,890,000 |
Tier One Risk Based Capital Required for Capital Adequacy, Ratio | 0.0850 | 0.0850 |
Total Risk-Based Capital, Actual, Ratio | 0.2038% | 0.1938% |
Tier 1 Leverage Capital, For Capital Adequacy Purposes, Amount | $ 50,555,000 | $ 52,521,000 |
Total Risk-Based Capital, For Capital Adequacy Purposes, Amount | $ 68,900,000 | $ 71,511,000 |
Tier 1 Leverage Capital, For Capital Adequacy Purposes, Ratio (greater than or equal to) | 0.0400 | 0.0400 |
Tier 1 Leverage Capital, To Be Well Capitalized Under Prompt Corrective Action Provisions, Amount | $ 63,194,000 | $ 65,651,000 |
Tier 1 Risk-Based Capital, To Be Well Capitalized Under Prompt Corrective Action Provisions, Amount | 52,496,000 | 54,485,000 |
Total Risk-Based Capital, To Be Well Capitalized Under Prompt Corrective Action Provisions, Amount | $ 65,620,000 | $ 68,106,000 |
Tier 1 Leverage Capital, To Be Well Capitalized Under Prompt Corrective Action Provisions, Ratio (greater than or equal to) | 0.0500 | 0.0500 |
CET1 Risk Based Capital | $ 126,601,000 | $ 125,979,000 |
CET1 Risk Based Capital to Risk Weighted Assets | 0.1929% | 0.185% |
CET1 Risk Based Capital Required for Capital Adequacy | $ 45,934,000 | $ 47,674,000 |
CET1 Leverage Capital, For Capital Adequacy Purposes, Ratio (greater than or equal to) | 0.07% | 0.07% |
CET1 Risk Based Capital Required to be Well Capitalized | $ 42,653,000 | $ 44,269,000 |
CET1 Risk Based Capital Required to be Well Capitalized to Risk Weighted Assets | 0.065% | 0.065% |
Tier One Risk Based Capital | $ 126,601,000 | $ 125,979,000 |
Tier 1 Risk-Based Capital, To Be Well Capitalized Under Prompt Corrective Action Provisions, Ratio (greater than or equal to) | 0.0800 | 0.0800 |
Total Risk-Based Capital, Ratio (greater than or equal to) | 0.10% | 0.10% |

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