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Accounting Standard Updates ("ASU") (Tables) | 6 Months Ended
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Dec. 31, 2023
Accounting Standard Updates ("ASU") |
Schedule of ACL from the adoption of ASC 326 | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | Allowance for | Allowance | Impact to
​ | credit losses | before adoption | allowance after ASC
​ | under ASC 326 | of ASC 326 | 326 adoption
(In Thousands) | (07/01/2023) | (06/30/2023) | (07/01/2023)
Assets: | ​ |  |  | ​ |  |  |  | ​ |
Mortgage loans: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ |
Single-family | $ | 6,325 | ​ | $ | 1,720 |  | $ | 4,605 | ​
Multi-family | ​ | 656 | ​ | ​ | 3,270 | ​ | ​ | (2,614) | ​
Commercial real estate | ​ | 82 | ​ | ​ | 868 | ​ | ​ | (786) | ​
Construction | ​ | 62 | ​ | ​ | 15 | ​ | ​ | 47 | ​
Other | ​ | 5 | ​ | ​ | 2 | ​ | ​ | 3 | ​
Commercial business loans | ​ | 13 | ​ | ​ | 67 | ​ | ​ | (54) | ​
Consumer loans | ​ | — | ​ | ​ | 4 | ​ | ​ | (4) | ​
ACL on loans | $ | 7,143 | ​ | $ | 5,946 | ​ | $ | 1,197 | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Liabilities: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Unfunded loan commitment reserve | $ | 42 | ​ | $ | 42 | ​ | $ | — | ​

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