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Condensed Consolidated Statements of Operations (Unaudited) - USD ($)
$ in Thousands
 3 Months Ended 6 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Dec. 31, 2023
Dec. 31, 2022
Interest income:        
Loans receivable, net $ 12,509 $ 10,237 $ 24,685 $ 19,337
Investment securities 524 548 1,048 1,084
FHLB - San Francisco stock 197 145 376 268
Interest-earning deposits 435 241 898 380
Total interest income 13,665 11,171 27,007 21,069
Interest expense:        
Checking and money market deposits 72 61 129 121
Savings deposits 73 44 111 88
Time deposits 2,128 370 3,918 583
Borrowings 2,618 1,311 4,936 1,927
Total interest expense 4,891 1,786 9,094 2,719
Net interest income 8,774 9,385 17,913 18,350
(Recovery of) provision for credit losses (720)   (175)  
(Recovery of) provision for credit losses   191   261
Net interest income, after (recovery of) provision for credit losses 9,494 9,194 18,088 18,089
Non-interest income:        
Loan Servicing and other fees 124 115 103 223
Other 119 147 250 318
Total non-interest income 875 956 1,626 1,959
Non-interest expense:        
Salaries and employee benefits 4,569 4,384 8,683 8,523
Premises and occupancy 903 796 1,806 1,657
Equipment 346 258 633 569
Professional 410 310 882 902
Sales and marketing 181 175 349 322
Deposit insurance premium and regulatory assessments 209 139 406 274
Other 726 736 1,441 1,492
Total non-interest expense 7,344 6,798 14,200 13,739
Income before income taxes 3,025 3,352 5,514 6,309
Provision for income taxes 884 981 1,611 1,848
Net income $ 2,141 $ 2,371 $ 3,903 $ 4,461
Basic earnings per share $ 0.31 $ 0.33 $ 0.56 $ 0.62
Diluted earnings per share $ 0.31 $ 0.33 $ 0.56 $ 0.61
Deposit account fees        
Non-interest income:        
Total non-interest income $ 299 $ 327 $ 587 $ 670
Card and processing fees        
Non-interest income:        
Total non-interest income $ 333 $ 367 $ 686 $ 748