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Derivative and Other Financial Instruments with Off-Balance Sheet Risks (Tables)
9 Months Ended
Mar. 31, 2024
Derivative and Other Financial Instruments with Off-Balance Sheet Risks  
Schedule of undisbursed funds commitments

    

    

Commitments

March 31, 2024

June 30, 2023

(In Thousands)

 

  

 

  

 

Undisbursed loan funds – Construction loans

$

586

$

2,032

Undisbursed lines of credit – Commercial business loans

 

465

 

607

Undisbursed lines of credit – Consumer loans

 

344

 

363

Commitments to extend credit on loans to be held for investment

 

5,112

 

2,394

Total

$

6,507

$

5,396

Schedule of summary of recourse liability

For the Quarter Ended 

    

For the Nine Months Ended

March 31, 

March 31, 

Recourse Liability

    

2024

    

2023

    

2024

    

2023

(In Thousands)

Balance, beginning of the period

$

31

$

160

$

33

$

160

(Recovery) provision for recourse liability

 

 

 

(2)

 

Net settlements in lieu of loan repurchases

 

 

 

 

Balance, end of the period

$

31

$

160

$

31

$

160