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Condensed Consolidated Statements of Cash Flows - USD ($)
$ in Thousands
 9 Months Ended
Mar. 31, 2024
Mar. 31, 2023
Cash flows from operating activities:    
Net income $ 5,398 $ 6,784
Adjustments to reconcile net income to net cash provided by operating activities :    
Depreciation and amortization 2,306 2,412
(Recovery of) provision for credit losses (51)  
(Recovery of) provision for credit losses   430
Stock-based compensation 164 660
Provision for deferred income taxes 60 824
Decrease in accounts payable, accrued interest and other liabilities (347) (151)
(Increase) decrease in prepaid expenses and other assets (1,089) 879
Net cash provided by operating activities 6,441 11,838
Cash flows from investing activities:    
Net decrease (increase) in loans held for investment 10,070 (138,869)
Maturity of investment securities - held to maturity 0 400
Principal payments from investment securities - held to maturity 17,950 23,386
Principal payments from investment securities - available for sale 263 387
Purchase of premises and equipment (1,495) (730)
Net cash provided by (used for) investing activities 26,788 (115,426)
Cash flows from financing activities:    
Net (decrease) increase in deposits (42,449) 27,542
Proceeds from long-term borrowings 42,500 35,000
Repayments of long-term borrowings (30,009) (20,000)
(Repayments of) proceeds from short-term borrowings, net (12,500) 105,010
Treasury stock purchases (1,964) (3,592)
Cash dividends (2,925) (3,015)
Net cash (used for) provided by financing activities (47,347) 140,945
Net (decrease) increase in cash and cash equivalents (14,118) 37,357
Cash and cash equivalents at beginning of period 65,849 23,414
Cash and cash equivalents at end of period 51,731 60,771
Supplemental information:    
Cash paid for interest 13,962 4,422
Cash paid for income taxes $ 2,490 $ 2,000