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Loans Held for Investment - Schedule of Allowance For Credit Losses and Recorded Investment in Gross Loans, by Portfolio Type (Details) - USD ($) $ in Thousands | 3 Months Ended |
--- | --- | ---
Sep. 30, 2024 | Sep. 30, 2023 | Jun. 30, 2024
Allowance for Loan and Lease Losses [Roll Forward] |  |  |
ACL, beginning of the period |  | $ 5,946 |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |
ACL, beginning of period | $ 7,065 |  |
(Recovery of) provision for credit losses | (736) | 536 |
ACL, end of period | 6,329 | 7,679 |
Allowance for credit losses: Individually evaluated for impairment |  | 37 |
Allowance for credit losses: Collectively evaluated for impairment | 6,329 | 7,642 |
Loans held for investment: Individually evaluated for allowances | 732 | 990 |
Loans held for investment: Collectively evaluated for allowances | 1,044,935 | 1,069,478 |
Total loans held for investment, gross | $ 1,045,667 | $ 1,070,468 | $ 1,050,846
ACL on loans as a percentage of gross loans held for investment | 0.61% | 0.72% |
ASC 326 | Impact of ASU adoption |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |
ACL, end of period |  | $ 1,197 |
Mortgage loans | Single-family |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |
ACL, beginning of the period |  | 1,720 |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |
ACL, beginning of period | $ 6,295 |  |
(Recovery of) provision for credit losses | (616) | 550 |
ACL, end of period | 5,679 | 6,875 |
Allowance for credit losses: Individually evaluated for impairment |  | 37 |
Allowance for credit losses: Collectively evaluated for impairment | 5,679 | 6,838 |
Loans held for investment: Individually evaluated for allowances | 732 | 990 |
Loans held for investment: Collectively evaluated for allowances | 523,503 | 520,586 |
Total loans held for investment, gross | $ 524,235 | $ 521,576 | 518,091
ACL on loans as a percentage of gross loans held for investment | 1.08% | 1.32% |
Mortgage loans | Single-family | ASC 326 | Impact of ASU adoption |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |
ACL, end of period |  | $ 4,605 |
Mortgage loans | Multi-family |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |
ACL, beginning of the period |  | 3,270 |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |
ACL, beginning of period | $ 595 |  |
(Recovery of) provision for credit losses | (92) | 3 |
ACL, end of period | 503 | 659 |
Allowance for credit losses: Collectively evaluated for impairment | 503 | 659 |
Loans held for investment: Collectively evaluated for allowances | 435,782 | 457,351 |
Total loans held for investment, gross | $ 435,782 | $ 457,351 | 445,182
ACL on loans as a percentage of gross loans held for investment | 0.12% | 0.14% |
Mortgage loans | Multi-family | ASC 326 | Impact of ASU adoption |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |
ACL, end of period |  | $ (2,614) |
Mortgage loans | Commercial real estate |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |
ACL, beginning of the period |  | 868 |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |
ACL, beginning of period | $ 66 |  |
(Recovery of) provision for credit losses | (8) | (6) |
ACL, end of period | 58 | 76 |
Allowance for credit losses: Collectively evaluated for impairment | 58 | 76 |
Loans held for investment: Collectively evaluated for allowances | 81,169 | 87,954 |
Total loans held for investment, gross | $ 81,169 | $ 87,954 | 83,349
ACL on loans as a percentage of gross loans held for investment | 0.07% | 0.09% |
Mortgage loans | Commercial real estate | ASC 326 | Impact of ASU adoption |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |
ACL, end of period |  | $ (786) |
Mortgage loans | Construction |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |
ACL, beginning of the period |  | 15 |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |
ACL, beginning of period | $ 97 |  |
(Recovery of) provision for credit losses | (19) | (8) |
ACL, end of period | 78 | 54 |
Allowance for credit losses: Collectively evaluated for impairment | 78 | 54 |
Loans held for investment: Collectively evaluated for allowances | 2,816 | 2,100 |
Total loans held for investment, gross | $ 2,816 | $ 2,100 | 2,692
ACL on loans as a percentage of gross loans held for investment | 2.77% | 2.57% |
Mortgage loans | Construction | ASC 326 | Impact of ASU adoption |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |
ACL, end of period |  | $ 47 |
Mortgage loans | Other |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |
ACL, beginning of the period |  | 2 |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |
ACL, beginning of period | $ 1 |  |
(Recovery of) provision for credit losses |  | (1) |
ACL, end of period | 1 | 4 |
Allowance for credit losses: Collectively evaluated for impairment | 1 | 4 |
Loans held for investment: Collectively evaluated for allowances | 92 | 104 |
Total loans held for investment, gross | $ 92 | $ 104 | 95
ACL on loans as a percentage of gross loans held for investment | 1.09% | 3.85% |
Mortgage loans | Other | ASC 326 | Impact of ASU adoption |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |
ACL, end of period |  | $ 3 |
Commercial business loans |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |
ACL, beginning of the period |  | 67 |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |
ACL, beginning of period | $ 11 |  |
(Recovery of) provision for credit losses | (1) | (2) |
ACL, end of period | 10 | 11 |
Allowance for credit losses: Collectively evaluated for impairment | 10 | 11 |
Loans held for investment: Collectively evaluated for allowances | 1,510 | 1,321 |
Total loans held for investment, gross | $ 1,510 | $ 1,321 | 1,372
ACL on loans as a percentage of gross loans held for investment | 0.66% | 0.83% |
Commercial business loans | ASC 326 | Impact of ASU adoption |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |
ACL, end of period |  | $ (54) |
Consumer loans |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |
ACL, beginning of the period |  | 4 |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |
Loans held for investment: Collectively evaluated for allowances | $ 63 | 62 |
Total loans held for investment, gross | $ 63 | 62 | $ 65
Consumer loans | ASC 326 | Impact of ASU adoption |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |
ACL, end of period |  | $ (4) |

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