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Condensed Consolidated Statements of Operations - USD ($)
$ in Thousands
 3 Months Ended
Sep. 30, 2024
Sep. 30, 2023
Interest income:    
Loans receivable, net $ 13,023 $ 12,176
Investment securities 482 524
FHLB - San Francisco stock and other equity investments 210 179
Interest-earning deposits 360 463
Total interest income 14,075 13,342
Interest expense:    
Checking and money market deposits 53 57
Savings deposits 112 38
Time deposits 2,659 1,790
Borrowings 2,635 2,318
Total interest expense 5,459 4,203
Net interest income 8,616 9,139
(Recovery of) provision for credit losses (697) 545
Net interest income, after (recovery of) provision for credit losses 9,313 8,594
Non-interest income:    
Loan servicing and other fees 104 (21)
Other 177 131
Total non-interest income 899 751
Non-interest expense:    
Salaries and employee benefits 4,633 4,114
Premises and occupancy 951 903
Equipment 343 287
Professional 426 472
Sales and marketing 173 168
Deposit insurance premium and regulatory assessments 183 197
Other 814 715
Total non-interest expense 7,523 6,856
Income before income taxes 2,689 2,489
Provision for income taxes 789 727
Net income $ 1,900 $ 1,762
Basic earnings per share ( in dollars per share) $ 0.28 $ 0.25
Diluted earnings per share ( in dollars per share) $ 0.28 $ 0.25
Deposit account fees    
Non-interest income:    
Non-interest income $ 298 $ 288
Card and processing fees    
Non-interest income:    
Non-interest income $ 320 $ 353