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v3.25.2

Segment Reporting (Tables) | 12 Months Ended
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Jun. 30, 2025
Segment Reporting |
Schedule of the financial performance measures that the CODM | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | At or For the Year Ended June 30, | ​
(In Thousands, Except Per Share Information) |  | 2025 |  | 2024 | ​
​ |  | ​ |  |  | ​ |  | ​
Interest income | ​ | $ | 56,624 | ​ | $ | 54,730 | ​
Interest expense | ​ |  | 21,155 | ​ |  | 19,807 | ​
Net interest income | ​ | ​ | 35,469 | ​ | ​ | 34,923 | ​
Recovery of credit losses | ​ | ​ | (666) | ​ | ​ | (63) | ​
Net interest income, after recovery of credit losses | ​ | ​ | 36,135 | ​ | ​ | 34,986 | ​
Non-interest income | ​ | ​ | 3,531 | ​ | ​ | 3,941 | ​
Non-interest expense | ​ | ​ | 30,793 | ​ | ​ | 28,540 | ​
Income before taxes | ​ | ​ | 8,873 | ​ | ​ | 10,387 | ​
Provision for income taxes | ​ | ​ | 2,618 | ​ | ​ | 3,036 | ​
Net income | ​ | $ | 6,255 | ​ | $ | 7,351 | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Diluted earnings per share | ​ | $ | 0.93 | ​ | $ | 1.06 | ​
Return on average assets | ​ | ​ | 0.50 | % | ​ | 0.57 | %
Return on average equity | ​ | ​ | 4.79 | % | ​ | 5.62 | %
Net interest margin | ​ | ​ | 2.93 | % | ​ | 2.78 | %
Efficiency ratio | ​ | ​ | 78.96 | % | ​ | 73.44 | %
Loans held for investment growth | ​ | ​ | (0.69) | % | ​ | (2.29) | %
Deposit growth | ​ | ​ | 0.05 | % | ​ | (6.55) | %
Loans held for investment as a percentage of total deposits | ​ | ​ | 117.66 | % | ​ | 118.53 | %
Core deposits as a percentage of total deposits | ​ | ​ | 64.86 | % | ​ | 69.17 | %
Tier 1 leverage capital ratio | ​ | ​ | 10.11 | % | ​ | 10.02 | %
Non-performing assets as a percentage of total assets | ​ | ​ | 0.11 | % | ​ | 0.20 | %
​

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- Definition Tabular disclosure of the profit or loss and total assets for each reportable segment. An entity discloses certain information on each reportable segment if the amounts (a) are included in the measure of segment profit or loss reviewed by the chief operating decision maker or (b) are otherwise regularly provided to the chief operating decision maker, even if not included in that measure of segment profit or loss. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Name Accounting Standards Codification -Topic 280 -SubTopic 10 -Section 50 -Paragraph 25 -Publisher FASB -URI https://asc.fasb.org/1943274/2147482810/280-10-50-25 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Name Accounting Standards Codification -Topic 280 -SubTopic 10 -Section 50 -Paragraph 22 -Publisher FASB -URI https://asc.fasb.org/1943274/2147482810/280-10-50-22 Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef -Name Accounting Standards Codification -Topic 280 -SubTopic 10 -Section 50 -Paragraph 30 -Publisher FASB -URI https://asc.fasb.org/1943274/2147482810/280-10-50-30 + Details
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