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Capital (Tables) | 12 Months Ended
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Jun. 30, 2025
Capital |
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations | The Bank’s actual and required minimum capital amounts and ratios at the dates indicated are as follows (dollars in thousands): ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | Regulatory Requirements |
​ | ​ | ​ | ​ | ​ | ​ | ​ | Minimum for Capital | ​ | Minimum to Be |
​ | ​ | Actual | ​ | Adequacy Purposes(1) | ​ | Well Capitalized |
​ |  | Amount |  | Ratio |  | Amount |  | Ratio |  | Amount |  | Ratio |
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Provident Savings Bank, F.S.B.: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
As of June 30, 2025 | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Tier 1 leverage capital (to adjusted average assets) | ​ | $ | 125,198 |  | 10.11 | % | $ | 49,536 |  | 4.00 | % | $ | 61,921 |  | 5.00 | %
CET1 capital (to risk-weighted assets) | ​ | $ | 125,198 |  | 19.50 | % | $ | 44,941 |  | 7.00 | % | $ | 41,731 |  | 6.50 | %
Tier 1 capital (to risk-weighted assets) | ​ | $ | 125,198 |  | 19.50 | % | $ | 54,571 |  | 8.50 | % | $ | 51,361 |  | 8.00 | %
Total capital (to risk-weighted assets) | ​ | $ | 131,654 |  | 20.51 | % | $ | 67,411 |  | 10.50 | % | $ | 64,201 |  | 10.00 | %
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
As of June 30, 2024(2) | ​ |  |  |  |  | ​ |  |  |  |  | ​ |  |  |  |  | ​
Tier 1 leverage capital (to adjusted average assets) | ​ | $ | 126,601 |  | 10.02 | % | $ | 50,555 |  | 4.00 | % | $ | 63,194 |  | 5.00 | %
CET1 capital (to risk-weighted assets) | ​ | $ | 126,601 |  | 19.29 | % | $ | 45,934 |  | 7.00 | % | $ | 42,653 |  | 6.50 | %
Tier 1 capital (to risk-weighted assets) | ​ | $ | 126,601 |  | 19.29 | % | $ | 55,777 |  | 8.50 | % | $ | 52,496 |  | 8.00 | %
Total capital (to risk-weighted assets) | ​ | $ | 133,723 |  | 20.38 | % | $ | 68,900 |  | 10.50 | % | $ | 65,620 |  | 10.00 | %
​
(1) | Inclusive of the conservation buffer of 2.50% for CET1 capital, Tier 1 capital and Total capital ratios.
(2) | The Bank elected to recognize the full $824 thousand adjustment to retained earnings resulting from the adoption of CECL on July 1, 2023 rather than electing the permissible three-year phase-in option.
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- Definition Tabular disclosure of the capital amounts and ratios as of the balance sheet date, indicating whether the entity or entities are in compliance with regulatory capital requirements, by entity. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 942 -SubTopic 505 -Name Accounting Standards Codification -Section 50 -Paragraph 1 -Subparagraph (c)(1) -Publisher FASB -URI https://asc.fasb.org/1943274/2147477270/942-505-50-1 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Topic 942 -SubTopic 505 -Name Accounting Standards Codification -Section 50 -Paragraph 1B -Publisher FASB -URI https://asc.fasb.org/1943274/2147477270/942-505-50-1B + Details
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