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v3.25.2

Capital (Details) $ in Thousands | 12 Months Ended |
--- | --- | ---
Jun. 30, 2025 USD ($) | Jun. 30, 2024 USD ($) | Jun. 30, 2023 USD ($)
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items] |  |  |
Percentage of conservation buffer for CET1 capital | 0.025 | 0.025 |
Percentage of conservation buffer for Tier 1 capital | 0.0250 | 0.0250 |
Percentage of conservation buffer for Total capital | 0.0250 | 0.0250 |
Cash dividends declared and paid | $ 9,000 | $ 7,000 |
Tier 1 Leverage Capital, Actual, Ratio | 0.1011 | 0.1002 |
Retained earnings | $ 212,403 | $ 209,914 |
Impact of ASU adoption | ASC 326 |  |  |
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items] |  |  |
Retained earnings |  |  | $ 824
Provident Financial Holding |  |  |
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items] |  |  |
Tier 1 Leverage Capital, Actual, Amount | $ 125,198 | $ 126,601 |
Tier 1 Leverage Capital, Actual, Ratio | 0.1011 | 0.1002 |
Tier 1 Leverage Capital, For Capital Adequacy Purposes, Amount | $ 49,536 | $ 50,555 |
Tier 1 Leverage Capital, For Capital Adequacy Purposes, Ratio (greater than or equal to) | 0.04 | 0.04 |
Tier 1 Leverage Capital, To Be Well Capitalized Under Prompt Corrective Action Provisions, Amount | $ 61,921 | $ 63,194 |
Tier 1 Leverage Capital, To Be Well Capitalized Under Prompt Corrective Action Provisions, Ratio (greater than or equal to) | 0.05 | 0.05 |
CET1 Risk Based Capital | $ 125,198 | $ 126,601 |
CET1 Risk Based Capital to Risk Weighted Assets | 0.195% | 0.1929% |
CET1 Risk Based Capital Required for Capital Adequacy | $ 44,941 | $ 45,934 |
CET1 Risk Based Capital, For Capital Adequacy Purposes, Ratio (greater than or equal to) | 0.07% | 0.07% |
CET1 Risk Based Capital Required to be Well Capitalized | $ 41,731 | $ 42,653 |
CET1 Risk Based Capital Required to be Well Capitalized to Risk Weighted Assets | 0.065% | 0.065% |
Tier 1 Risk-Based Capital, Actual, Amount | $ 125,198 | $ 126,601 |
Tier 1 Risk-Based Capital, Actual, Ratio | 0.195 | 0.1929 |
Tier 1 Risk-Based Capital, Required for Capital Adequacy | $ 54,571 | $ 55,777 |
Tier 1 Risk-Based Capital, Required for Capital Adequacy, Ratio | 0.085 | 0.085 |
Tier 1 Risk-Based Capital, To Be Well Capitalized Under Prompt Corrective Action Provisions, Amount | $ 51,361 | $ 52,496 |
Tier 1 Risk-Based Capital, To Be Well Capitalized Under Prompt Corrective Action Provisions, Ratio (greater than or equal to) | 0.08 | 0.08 |
Total Risk-Based Capital, Actual, Amount | $ 131,654 | $ 133,723 |
Total Risk-Based Capital, Actual, Ratio | 0.2051% | 0.2038% |
Total Risk-Based Capital, For Capital Adequacy Purposes, Amount | $ 67,411 | $ 68,900 |
Total Risk-Based Capital, For Capital Adequacy Purposes, Ratio | 0.105% | 0.105% |
Total Risk-Based Capital, To Be Well Capitalized Under Prompt Corrective Action Provisions, Amount | $ 64,201 | $ 65,620 |
Total Risk-Based Capital, To Be Well Capitalized Under Prompt Corrective Action Provisions, Ratio (greater than or equal to) | 0.10% | 0.10% |

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