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Holding Company Condensed Financial Information | 12 Months Ended
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Jun. 30, 2025
Holding Company Condensed Financial Information |
Holding Company Condensed Financial Information | Note 18: Holding Company Condensed Financial Information ​ This information should be read in conjunction with the other notes to the consolidated financial statements. The following is the Condensed Statements of Financial Condition for Provident Financial Holdings (Holding Company only) as of June 30, 2025, and 2024 and Condensed Statements of Operations and Cash Flows for the fiscal years ended June 30, 2025 and 2024. ​ Condensed Statements of Financial Condition ​
​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | June 30,
(In Thousands) |  | 2025 |  | 2024
​ | ​ | ​ | ​ | ​ | ​ | ​
Assets | ​ | ​ | ​ | ​ | ​ | ​
Cash and cash equivalents | ​ | $ | 3,367 | ​ | $ | 3,385
Investment in subsidiary | ​ |  | 125,226 | ​ |  | 126,601
Other assets | ​ |  | 65 | ​ |  | 64
​ | ​ | $ | 128,658 | ​ | $ | 130,050
​ | ​ |  |  | ​ |  |
Liabilities and Stockholders’ Equity | ​ |  |  | ​ |  |
Other liabilities | ​ | $ | 113 | ​ | $ | 109
Stockholders’ equity | ​ |  | 128,545 | ​ |  | 129,941
​ | ​ | $ | 128,658 | ​ | $ | 130,050
​ ​ Condensed Statements of Operations ​
​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | Year Ended June 30,
(In Thousands) |  | 2025 |  | 2024
​ | ​ | ​ | ​ | ​ | ​ | ​
Dividend from the Bank | ​ | $ | 9,000 | ​ | $ | 7,000
Interest and other income | ​ |  | 2 | ​ |  | 2
Total income | ​ |  | 9,002 | ​ |  | 7,002
​ | ​ |  |  | ​ |  |
General and administrative expenses | ​ |  | 1,147 | ​ |  | 1,294
Earnings before income taxes and equity in undistributed earnings of the Bank | ​ |  | 7,855 | ​ |  | 5,708
​ | ​ |  |  | ​ |  |
Income tax benefit | ​ |  | (338) | ​ |  | (382)
Earnings before equity in undistributed earnings of the Bank | ​ |  | 8,193 | ​ |  | 6,090
​ | ​ |  |  | ​ |  |
Equity in undistributed earnings of the Bank | ​ |  | (1,938) | ​ |  | 1,261
Net income | ​ | $ | 6,255 | ​ | $ | 7,351
​ Condensed Statements of Cash Flows ​
​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | Year Ended June 30,
(In Thousands) |  | 2025 |  | 2024
​ | ​ | ​ | ​ | ​ | ​ | ​
Cash flow from operating activities: |  | ​ |  |  | ​ |
Net income | ​ | $ | 6,255 | ​ | $ | 7,351
Adjustments to reconcile net income to net cash provided by operating activities: | ​ |  |  | ​ |  |
Equity in undistributed earnings of the Bank | ​ |  | 1,938 | ​ |  | (1,261)
(Increase) decrease in other assets | ​ |  | (1) | ​ |  | 3
Increase in other liabilities | ​ |  | 4 | ​ |  | 43
Net cash provided by operating activities | ​ |  | 8,196 | ​ |  | 6,136
​ | ​ |  |  | ​ |  |
Cash flow from financing activities: | ​ |  |  | ​ |  |
Treasury stock purchases | ​ |  | (4,448) | ​ |  | (2,601)
Cash dividends | ​ |  | (3,766) | ​ |  | (3,887)
Net cash used for financing activities | ​ |  | (8,214) | ​ |  | (6,488)
Net decrease in cash during the year | ​ |  | (18) | ​ |  | (352)
Cash and cash equivalents at beginning of year | ​ |  | 3,385 | ​ |  | 3,737
Cash and cash equivalents at end of year | ​ | $ | 3,367 | ​ | $ | 3,385
​

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- Definition The entire disclosure for condensed financial information, including the financial position, cash flows, and the results of operations of the registrant (parent company) as of the same dates or for the same periods for which audited consolidated financial statements are being presented. Alternatively, the details of this disclosure can be reported by the specific parent company taxonomy elements, indicating the appropriate date and period contexts in an instance document. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 235 -SubTopic 10 -Name Accounting Standards Codification -Section S99 -Paragraph 3 -Subparagraph (SX 210.12-04(a)) -Publisher FASB -URI https://asc.fasb.org/1943274/2147480678/235-10-S99-3 Reference 2: http://www.xbrl.org/2003/role/recommendedDisclosureRef -Topic 810 -SubTopic 10 -Name Accounting Standards Codification -Section 45 -Paragraph 11 -Publisher FASB -URI https://asc.fasb.org/1943274/2147481231/810-10-45-11 + Details
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