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Loans Held for Investment - Schedule of Allowance For Credit Losses and Recorded Investment in Gross Loans, by Portfolio Type (Details) - USD ($) $ in Thousands | 12 Months Ended
--- | ---
Jun. 30, 2025 | Jun. 30, 2024
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |
ACL, beginning of period | $ 7,065 | $ 5,946
(Recovery of) provision for credit losses | (641) | (78)
ACL, end of period | 6,424 | 7,065
Allowance for credit losses: Individually evaluated for impairment |  | 37
Allowance for credit losses: Collectively evaluated for impairment | 6,424 | 7,028
Loans held for investment: Individually evaluated for allowances | 836 | 1,134
Loans held for investment: Collectively evaluated for allowances | 1,041,587 | 1,049,712
Total loans held for investment | $ 1,042,423 | $ 1,050,846
ACL on loans as a percentage of gross loans held for investment | 0.62% | 0.67%
ASC 326 | Impact of ASU adoption |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |
ACL, beginning of period |  | $ 1,197
Mortgage loans | Single-family |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |
ACL, beginning of period | $ 6,295 | 1,720
(Recovery of) provision for credit losses | (561) | (30)
ACL, end of period | 5,734 | 6,295
Allowance for credit losses: Individually evaluated for impairment |  | 37
Allowance for credit losses: Collectively evaluated for impairment | 5,734 | 6,258
Loans held for investment: Individually evaluated for allowances | 369 | 1,134
Loans held for investment: Collectively evaluated for allowances | 544,056 | 516,957
Total loans held for investment | $ 544,425 | $ 518,091
ACL on loans as a percentage of gross loans held for investment | 1.05% | 1.22%
Mortgage loans | Single-family | ASC 326 | Impact of ASU adoption |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |
ACL, beginning of period |  | $ 4,605
Mortgage loans | Multi-family |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |
ACL, beginning of period | $ 595 | 3,270
(Recovery of) provision for credit losses | 20 | (61)
ACL, end of period | 615 | 595
Allowance for credit losses: Collectively evaluated for impairment | 615 | 595
Loans held for investment: Individually evaluated for allowances | 467 |
Loans held for investment: Collectively evaluated for allowances | 422,950 | 445,182
Total loans held for investment | $ 423,417 | $ 445,182
ACL on loans as a percentage of gross loans held for investment | 0.15% | 0.13%
Mortgage loans | Multi-family | ASC 326 | Impact of ASU adoption |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |
ACL, beginning of period |  | $ (2,614)
Mortgage loans | Commercial real estate |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |
ACL, beginning of period | $ 66 | 868
(Recovery of) provision for credit losses | (11) | (16)
ACL, end of period | 55 | 66
Allowance for credit losses: Collectively evaluated for impairment | 55 | 66
Loans held for investment: Collectively evaluated for allowances | 72,766 | 83,349
Total loans held for investment | $ 72,766 | $ 83,349
ACL on loans as a percentage of gross loans held for investment | 0.08% | 0.08%
Mortgage loans | Commercial real estate | ASC 326 | Impact of ASU adoption |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |
ACL, beginning of period |  | $ (786)
Mortgage loans | Construction |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |
ACL, beginning of period | $ 97 | 15
(Recovery of) provision for credit losses | (85) | 35
ACL, end of period | 12 | 97
Allowance for credit losses: Collectively evaluated for impairment | 12 | 97
Loans held for investment: Collectively evaluated for allowances | 402 | 2,692
Total loans held for investment | $ 402 | $ 2,692
ACL on loans as a percentage of gross loans held for investment | 2.99% | 3.60%
Mortgage loans | Construction | ASC 326 | Impact of ASU adoption |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |
ACL, beginning of period |  | $ 47
Mortgage loans | Other |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |
ACL, beginning of period | $ 1 | 2
(Recovery of) provision for credit losses | 1 | (4)
ACL, end of period | 2 | 1
Allowance for credit losses: Collectively evaluated for impairment | 2 | 1
Loans held for investment: Collectively evaluated for allowances | 89 | 95
Total loans held for investment | $ 89 | $ 95
ACL on loans as a percentage of gross loans held for investment | 2.25% | 1.05%
Mortgage loans | Other | ASC 326 | Impact of ASU adoption |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |
ACL, beginning of period |  | $ 3
Commercial business loans |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |
ACL, beginning of period | $ 11 | 67
(Recovery of) provision for credit losses | (5) | (2)
ACL, end of period | 6 | 11
Allowance for credit losses: Collectively evaluated for impairment | 6 | 11
Loans held for investment: Collectively evaluated for allowances | 1,267 | 1,372
Total loans held for investment | $ 1,267 | $ 1,372
ACL on loans as a percentage of gross loans held for investment | 0.47% | 0.80%
Commercial business loans | ASC 326 | Impact of ASU adoption |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |
ACL, beginning of period |  | $ (54)
Consumer loans |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |
ACL, beginning of period |  | 4
Loans held for investment: Collectively evaluated for allowances | $ 57 | 65
Total loans held for investment | $ 57 | 65
Consumer loans | ASC 326 | Impact of ASU adoption |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |
ACL, beginning of period |  | $ (4)

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