XML 133 R111.htm IDEA: XBRL DOCUMENT v3.25.2
Segment Reporting (Details)
$ / shares in Units, $ in Thousands
12 Months Ended
Jun. 30, 2025
USD ($)
segment
$ / shares
Jun. 30, 2024
USD ($)
$ / shares
Quarterly Results of Operations (Unaudited)    
Number of reportable segments | segment 1  
Interest income $ 56,624 $ 54,730
Interest expense 21,155 19,807
Net interest income 35,469 34,923
Recovery of credit losses (666) (63)
Net interest income, after recovery of credit losses 36,135 34,986
Non-interest income 3,531 3,941
Total non-interest expense 30,793 28,540
Income before taxes 8,873 10,387
Provision for income taxes 2,618 3,036
Net Income (Loss) $ 6,255 $ 7,351
Diluted earnings per share | $ / shares $ 0.93 $ 1.06
Return on average assets 0.50% 0.57%
Return on average equity 4.79% 5.62%
Net interest margin 2.93% 2.78%
Efficiency ratio 78.96% 73.44%
Loans held for investment growth (0.69%) (2.29%)
Deposit growth 0.05% (6.55%)
Loans held for investment as a percentage of total deposits 117.66% 118.53%
Core deposits as a percentage of total deposits 64.86% 69.17%
Tier 1 leverage capital ratio 0.1011 0.1002
Non-performing assets as a percentage of total assets 0.11% 0.20%