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Consolidated Statements of Financial Condition - USD ($)
$ in Thousands
Jun. 30, 2025
Jun. 30, 2024
Assets    
Cash and cash equivalents $ 53,090 $ 51,376
Investment securities - held to maturity, at cost with no allowance for credit losses 109,399 130,051
Investment securities - available for sale, at fair value 1,607 1,849
Loans held for investment, net of allowance for credit losses of $6.4 million and $7.1 million, respectively; includes $1.0 million and $1.0 million of loans held at fair value, respectively; $734.4 million and $861.1 million pledged to Federal Home Loan Bank ("FHLB") - San Francisco, respectively; $227.0 million and $178.6 million pledged to Federal Reserve Bank ("FRB") - San Francisco, respectively 1,045,745 1,052,979
Accrued interest receivable 4,215 4,287
FHLB - San Francisco and other equity investments, includes $730 and $540 of other equity investments at fair value, respectively 10,298 10,108
Premises and equipment, net 9,324 9,313
Prepaid expenses and other assets 11,935 12,237
Total assets 1,245,613 1,272,200
Liabilities:    
Noninterest-bearing deposits 83,566 95,627
Interest-bearing deposits 805,206 792,721
Total deposits 888,772 888,348
Borrowings 213,073 238,500
Accounts payable, accrued interest and other liabilities 15,223 15,411
Total liabilities 1,117,068 1,142,259
Commitments and Contingencies (Note 13)
Stockholders' equity:    
Preferred stock, $0.01 par value (2,000,000 shares authorized; none issued and outstanding)
Common stock, $0.01 par value; (40,000,000 shares authorized; 18,229,615 and 18,229,615 shares issued; 6,577,718 and 6,847,821 shares outstanding, respectively) 183 183
Additional paid-in capital 99,149 98,532
Retained earnings 212,403 209,914
Treasury stock at cost (11,651,897 and 11,381,794 shares, respectively) (183,207) (178,685)
Accumulated other comprehensive income (loss), net of tax 17 (3)
Total stockholders' equity 128,545 129,941
Total liabilities and stockholders' equity $ 1,245,613 $ 1,272,200