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Consolidated Statements of Operations - USD ($)
$ in Thousands
12 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Interest income:    
Loans receivable, net $ 52,543 $ 50,194
Investment securities 1,858 2,060
FHLB - San Francisco and other equity investments 845 802
Interest-earning deposits 1,378 1,674
Total interest income 56,624 54,730
Interest expense:    
Deposits 11,226 9,666
Borrowings 9,929 10,141
Total interest expense 21,155 19,807
Net interest income 35,469 34,923
Recovery of credit losses (666) (63)
Net interest income, after recovery of credit losses 36,135 34,986
Non-interest income:    
Loan servicing and other fees 419 337
Other 735 1,066
Total non-interest income 3,531 3,941
Non-interest expense:    
Salaries and employee benefits 19,006 17,642
Premises and occupancy 3,634 3,586
Equipment 1,542 1,309
Professional 1,579 1,530
Sales and marketing 714 709
Deposit insurance premium and regulatory assessments 740 780
Other 3,578 2,984
Total non-interest expense 30,793 28,540
Income before income taxes 8,873 10,387
Provision for income taxes 2,618 3,036
Net income $ 6,255 $ 7,351
Basic earnings per share ( in dollars per share) $ 0.93 $ 1.06
Diluted earnings per share ( in dollars per share) $ 0.93 $ 1.06
Deposit account fees    
Non-interest income:    
Non-interest income $ 1,112 $ 1,154
Card and processing fees    
Non-interest income:    
Non-interest income $ 1,265 $ 1,384