XML 30 R8.htm IDEA: XBRL DOCUMENT v3.25.2
Consolidated Statements of Cash Flows - USD ($)
$ in Thousands
 12 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Cash flows from operating activities:    
Net income $ 6,255 $ 7,351
Adjustments to reconcile net income to net cash provided by operating activities :    
Depreciation and amortization 3,486 3,155
Recovery of credit losses (666) (63)
Net unrealized gain on other equity investments (190) (540)
Stock-based compensation 543 240
Provision (benefit) for deferred income taxes 1,430 (58)
Decrease in accounts payable, accrued interest and other liabilities (1,907) (2,399)
Increase in prepaid expenses and other assets (266) (2,001)
Net cash provided by operating activities 8,685 5,685
Cash flows from investing activities:    
Decrease in loans held for investment, net 6,437 22,604
Purchase of investment securities - held to maturity (981)  
Principal payments from investment securities - held to maturity 21,260 23,754
Principal payments from investment securities - available for sale 273 356
Purchase of FHLB - San Francisco stock   (63)
Purchase of premises and equipment (530) (1,589)
Net cash provided by investing activities 26,459 45,062
Cash flows from financing activities:    
Increase (decrease) in deposits, net 424 (62,223)
Proceeds from long-term borrowings 87,000 85,500
Repayment of short-term borrowings, net (77,512) (30,009)
Repayments of short-term borrowings, net (35,000) (52,000)
Treasury stock purchases (4,448) (2,601)
Withholding taxes on stock-based compensation (128)  
Cash dividends (3,766) (3,887)
Net cash used for financing activities (33,430) (65,220)
Net increase (decrease) in cash and cash equivalents 1,714 (14,473)
Cash and cash equivalents at beginning of year 51,376 65,849
Cash and cash equivalents at end of year 53,090 51,376
Supplemental information:    
Cash paid for interest 21,403 19,762
Cash paid for income taxes $ 1,916 $ 3,090