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Loans Held for Investment - Schedule of Allowance For Credit Losses and Recorded Investment in Gross Loans, by Portfolio Type (Details) - USD ($) $ in Thousands | 3 Months Ended | 6 Months Ended |
--- | --- | --- | ---
Dec. 31, 2024 | Dec. 31, 2023 | Dec. 31, 2024 | Dec. 31, 2023 | Jun. 30, 2024
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
ACL, beginning of period | $ 6,329 | $ 7,679 | $ 7,065 | $ 5,946 |
Provision for (Recovery of) credit losses | 627 | (679) | (109) | (143) |
ACL, end of period | 6,956 | 7,000 | 6,956 | 7,000 |
Allowance for credit losses: Individually evaluated for impairment |  | 37 |  | 37 |
Allowance for credit losses: Collectively evaluated for impairment | 6,956 | 6,963 | 6,956 | 6,963 |
Loans held for investment: Individually evaluated for allowances | 742 | 810 | 742 | 810 |
Loans held for investment: Collectively evaluated for allowances | 1,050,106 | 1,072,596 | 1,050,106 | 1,072,596 |
Total loans held for investment | $ 1,050,848 | $ 1,073,406 | $ 1,050,848 | $ 1,073,406 | $ 1,050,846
ACL on loans as a percentage of gross loans held for investment | 0.66% | 0.65% | 0.66% | 0.65% |
ASC 326 | Impact of ASU adoption |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
ACL, end of period |  | $ 1,197 |  | $ 1,197 |
Mortgage loans | Single-family |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
ACL, beginning of period | $ 5,679 | 6,875 | $ 6,295 | 1,720 |
Provision for (Recovery of) credit losses | 582 | (640) | (34) | (90) |
ACL, end of period | 6,261 | 6,235 | 6,261 | 6,235 |
Allowance for credit losses: Individually evaluated for impairment |  | 37 |  | 37 |
Allowance for credit losses: Collectively evaluated for impairment | 6,261 | 6,198 | 6,261 | 6,198 |
Loans held for investment: Individually evaluated for allowances | 742 | 810 | 742 | 810 |
Loans held for investment: Collectively evaluated for allowances | 532,398 | 521,134 | 532,398 | 521,134 |
Total loans held for investment | $ 533,140 | $ 521,944 | $ 533,140 | $ 521,944 | 518,091
ACL on loans as a percentage of gross loans held for investment | 1.17% | 1.19% | 1.17% | 1.19% |
Mortgage loans | Single-family | ASC 326 | Impact of ASU adoption |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
ACL, end of period |  | $ 4,605 |  | $ 4,605 |
Mortgage loans | Multi-family |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
ACL, beginning of period | $ 503 | 659 | $ 595 | 3,270 |
Provision for (Recovery of) credit losses | 46 | (17) | (46) | (14) |
ACL, end of period | 549 | 642 | 549 | 642 |
Allowance for credit losses: Collectively evaluated for impairment | 549 | 642 | 549 | 642 |
Loans held for investment: Collectively evaluated for allowances | 433,724 | 458,502 | 433,724 | 458,502 |
Total loans held for investment | $ 433,724 | $ 458,502 | $ 433,724 | $ 458,502 | 445,182
ACL on loans as a percentage of gross loans held for investment | 0.13% | 0.14% | 0.13% | 0.14% |
Mortgage loans | Multi-family | ASC 326 | Impact of ASU adoption |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
ACL, end of period |  | $ (2,614) |  | $ (2,614) |
Mortgage loans | Commercial real estate |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
ACL, beginning of period | $ 58 | 76 | $ 66 | 868 |
Provision for (Recovery of) credit losses | 1 | (3) | (7) | (9) |
ACL, end of period | 59 | 73 | 59 | 73 |
Allowance for credit losses: Collectively evaluated for impairment | 59 | 73 | 59 | 73 |
Loans held for investment: Collectively evaluated for allowances | 77,984 | 88,640 | 77,984 | 88,640 |
Total loans held for investment | $ 77,984 | $ 88,640 | $ 77,984 | $ 88,640 | 83,349
ACL on loans as a percentage of gross loans held for investment | 0.08% | 0.08% | 0.08% | 0.08% |
Mortgage loans | Commercial real estate | ASC 326 | Impact of ASU adoption |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
ACL, end of period |  | $ (786) |  | $ (786) |
Mortgage loans | Construction |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
ACL, beginning of period | $ 78 | 54 | $ 97 | 15 |
Provision for (Recovery of) credit losses | (30) | (18) | (49) | (26) |
ACL, end of period | 48 | 36 | 48 | 36 |
Allowance for credit losses: Collectively evaluated for impairment | 48 | 36 | 48 | 36 |
Loans held for investment: Collectively evaluated for allowances | 1,480 | 2,534 | 1,480 | 2,534 |
Total loans held for investment | $ 1,480 | $ 2,534 | $ 1,480 | $ 2,534 | 2,692
ACL on loans as a percentage of gross loans held for investment | 3.24% | 1.42% | 3.24% | 1.42% |
Mortgage loans | Construction | ASC 326 | Impact of ASU adoption |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
ACL, end of period |  | $ 47 |  | $ 47 |
Mortgage loans | Other |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
ACL, beginning of period | $ 1 | 4 | $ 1 | 2 |
Provision for (Recovery of) credit losses | 1 | (2) | 1 | (3) |
ACL, end of period | 2 | 2 | 2 | 2 |
Allowance for credit losses: Collectively evaluated for impairment | 2 | 2 | 2 | 2 |
Loans held for investment: Collectively evaluated for allowances | 90 | 102 | 90 | 102 |
Total loans held for investment | $ 90 | $ 102 | $ 90 | $ 102 | 95
ACL on loans as a percentage of gross loans held for investment | 2.22% | 1.96% | 2.22% | 1.96% |
Mortgage loans | Other | ASC 326 | Impact of ASU adoption |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
ACL, end of period |  | $ 3 |  | $ 3 |
Commercial business loans |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
ACL, beginning of period | $ 10 | 11 | $ 11 | 67 |
Provision for (Recovery of) credit losses | 27 | 1 | 26 | (1) |
ACL, end of period | 37 | 12 | 37 | 12 |
Allowance for credit losses: Collectively evaluated for impairment | 37 | 12 | 37 | 12 |
Loans held for investment: Collectively evaluated for allowances | 4,371 | 1,616 | 4,371 | 1,616 |
Total loans held for investment | $ 4,371 | $ 1,616 | $ 4,371 | $ 1,616 | 1,372
ACL on loans as a percentage of gross loans held for investment | 0.85% | 0.74% | 0.85% | 0.74% |
Commercial business loans | ASC 326 | Impact of ASU adoption |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
ACL, end of period |  | $ (54) |  | $ (54) |
Consumer loans |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
ACL, beginning of period |  |  |  | 4 |
Loans held for investment: Collectively evaluated for allowances | $ 59 | 68 | $ 59 | 68 |
Total loans held for investment | $ 59 | 68 | $ 59 | 68 | $ 65
Consumer loans | ASC 326 | Impact of ASU adoption |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
ACL, end of period |  | $ (4) |  | $ (4) |

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