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Condensed Consolidated Statements of Operations - USD ($)
$ in Thousands
 3 Months Ended 6 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2024
Dec. 31, 2023
Interest income:        
Loans receivable, net $ 13,050 $ 12,509 $ 26,073 $ 24,685
Investment securities 471 524 953 1,048
FHLB - San Francisco stock and other equity investments 213 197 423 376
Interest-earning deposits 287 435 647 898
Total interest income 14,021 13,665 28,096 27,007
Interest expense:        
Checking and money market deposits 51 72 104 129
Savings deposits 117 73 229 111
Time deposits 2,506 2,128 5,165 3,918
Borrowings 2,588 2,618 5,223 4,936
Total interest expense 5,262 4,891 10,721 9,094
Net interest income 8,759 8,774 17,375 17,913
Recovery of credit losses 586 (720) (111) (175)
Net interest income, after provision for (recovery of) credit losses 8,173 9,494 17,486 18,088
Non-interest income:        
Loan servicing and other fees 60 124 164 103
Other 203 119 380 250
Total non-interest income 845 875 1,744 1,626
Non-interest expense:        
Salaries and employee benefits 4,826 4,569 9,459 8,683
Premises and occupancy 917 903 1,868 1,806
Equipment 379 346 722 633
Professional 412 410 838 882
Sales and marketing 187 181 360 349
Deposit insurance premium and regulatory assessments 190 209 373 406
Other 883 726 1,697 1,441
Total non-interest expense 7,794 7,344 15,317 14,200
Income before income taxes 1,224 3,025 3,913 5,514
Provision for income taxes 352 884 1,141 1,611
Net income $ 872 $ 2,141 $ 2,772 $ 3,903
Basic earnings per share ( in dollars per share) $ 0.13 $ 0.31 $ 0.41 $ 0.56
Diluted earnings per share ( in dollars per share) $ 0.13 $ 0.31 $ 0.41 $ 0.56
Deposit account fees        
Non-interest income:        
Non-interest income $ 282 $ 299 $ 580 $ 587
Card and processing fees        
Non-interest income:        
Non-interest income $ 300 $ 333 $ 620 $ 686