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Loans Held for Investment - Schedule of Gross Loans Held for Investment by Loan Types and Risk Category (Details) - USD ($)
$ in Thousands
Dec. 31, 2024
Jun. 30, 2024
Dec. 31, 2023
Investment in loans by risk categories by year of origination      
Year 1 $ 92,963 $ 35,227  
Year 2 95,334 103,571  
Year 3 299,445 306,108  
Year 4 235,197 240,496  
Year 5 82,091 86,089  
Prior 241,511 278,060  
Revolving Loans 4,307 1,295  
Total 1,050,848 1,050,846 $ 1,073,406
Mortgage loans | Single-family      
Investment in loans by risk categories by year of origination      
Year 1 64,156 19,476  
Year 2 53,394 60,688  
Year 3 201,366 205,817  
Year 4 145,793 149,084  
Year 5 17,203 19,606  
Prior 51,220 63,406  
Revolving Loans 8 14  
Total 533,140 518,091 521,944
Mortgage loans | Single-family | Pass      
Investment in loans by risk categories by year of origination      
Year 1 64,156 19,476  
Year 2 53,394 60,688  
Year 3 201,366 205,817  
Year 4 145,262 149,084  
Year 5 17,203 19,606  
Prior 49,246 59,702  
Revolving Loans 8 14  
Total 530,635 514,387  
Mortgage loans | Single-family | Special Mention      
Investment in loans by risk categories by year of origination      
Prior   1,111  
Total   1,111  
Mortgage loans | Single-family | Substandard      
Investment in loans by risk categories by year of origination      
Year 4 531    
Prior 1,974 2,593  
Total 2,505 2,593  
Mortgage loans | Multi-family      
Investment in loans by risk categories by year of origination      
Year 1 21,990 10,374  
Year 2 28,739 28,892  
Year 3 74,938 75,876  
Year 4 85,448 87,394  
Year 5 59,421 60,938  
Prior 163,188 181,708  
Total 433,724 445,182 458,502
Mortgage loans | Multi-family | Pass      
Investment in loans by risk categories by year of origination      
Year 1 21,990 10,374  
Year 2 28,739 28,892  
Year 3 74,938 75,876  
Year 4 84,977 86,916  
Year 5 59,421 60,938  
Prior 160,951 180,119  
Total 431,016 443,115  
Mortgage loans | Multi-family | Special Mention      
Investment in loans by risk categories by year of origination      
Prior 632    
Total 632    
Mortgage loans | Multi-family | Substandard      
Investment in loans by risk categories by year of origination      
Year 4 471 478  
Prior 1,605 1,589  
Total 2,076 2,067  
Mortgage loans | Commercial real estate      
Investment in loans by risk categories by year of origination      
Year 1 5,320 3,874  
Year 2 13,201 13,763  
Year 3 23,027 23,298  
Year 4 3,956 4,018  
Year 5 5,377 5,450  
Prior 27,103 32,946  
Total 77,984 83,349 88,640
Mortgage loans | Commercial real estate | Pass      
Investment in loans by risk categories by year of origination      
Year 1 5,202 3,874  
Year 2 12,784 13,763  
Year 3 23,027 23,298  
Year 4 3,956 4,018  
Year 5 5,377 5,450  
Prior 27,103 32,946  
Total 77,449 83,349  
Mortgage loans | Commercial real estate | Substandard      
Investment in loans by risk categories by year of origination      
Year 1 118    
Year 2 417    
Total 535    
Mortgage loans | Construction      
Investment in loans by risk categories by year of origination      
Year 1 1,480 1,480  
Year 2   228  
Year 3   984  
Total 1,480 2,692 2,534
Mortgage loans | Construction | Pass      
Investment in loans by risk categories by year of origination      
Year 1 1,480 1,480  
Year 2   228  
Year 3   984  
Total 1,480 2,692  
Mortgage loans | Other      
Investment in loans by risk categories by year of origination      
Year 5 90 95  
Total 90 95 102
Mortgage loans | Other | Pass      
Investment in loans by risk categories by year of origination      
Year 5 90 95  
Total 90 95  
Commercial business loans      
Investment in loans by risk categories by year of origination      
Year 3 114 133  
Revolving Loans 4,257 1,239  
Total 4,371 1,372 1,616
Commercial business loans | Pass      
Investment in loans by risk categories by year of origination      
Year 3 114 133  
Revolving Loans 4,257 1,239  
Total 4,371 1,372  
Consumer loans      
Investment in loans by risk categories by year of origination      
Year 1 17 23  
Revolving Loans 42 42  
Total 59 65 $ 68
Consumer loans | Not graded      
Investment in loans by risk categories by year of origination      
Year 1 17 23  
Total 17 23  
Consumer loans | Pass      
Investment in loans by risk categories by year of origination      
Revolving Loans 42 42  
Total $ 42 $ 42