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Loans Held for Investment - Schedule of Allowance For Credit Losses and Recorded Investment in Gross Loans, by Portfolio Type (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2024
Dec. 31, 2023
Jun. 30, 2024
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]          
ACL, beginning of period $ 6,329 $ 7,679 $ 7,065 $ 5,946  
Provision for (Recovery of) credit losses 627 (679) (109) (143)  
ACL, end of period 6,956 7,000 6,956 7,000  
Allowance for credit losses: Individually evaluated for impairment   37   37  
Allowance for credit losses: Collectively evaluated for impairment 6,956 6,963 6,956 6,963  
Loans held for investment: Individually evaluated for allowances 742 810 742 810  
Loans held for investment: Collectively evaluated for allowances 1,050,106 1,072,596 1,050,106 1,072,596  
Total loans held for investment $ 1,050,848 $ 1,073,406 $ 1,050,848 $ 1,073,406 $ 1,050,846
ACL on loans as a percentage of gross loans held for investment 0.66% 0.65% 0.66% 0.65%  
ASC 326 | Impact of ASU adoption          
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]          
ACL, end of period   $ 1,197   $ 1,197  
Mortgage loans | Single-family          
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]          
ACL, beginning of period $ 5,679 6,875 $ 6,295 1,720  
Provision for (Recovery of) credit losses 582 (640) (34) (90)  
ACL, end of period 6,261 6,235 6,261 6,235  
Allowance for credit losses: Individually evaluated for impairment   37   37  
Allowance for credit losses: Collectively evaluated for impairment 6,261 6,198 6,261 6,198  
Loans held for investment: Individually evaluated for allowances 742 810 742 810  
Loans held for investment: Collectively evaluated for allowances 532,398 521,134 532,398 521,134  
Total loans held for investment $ 533,140 $ 521,944 $ 533,140 $ 521,944 518,091
ACL on loans as a percentage of gross loans held for investment 1.17% 1.19% 1.17% 1.19%  
Mortgage loans | Single-family | ASC 326 | Impact of ASU adoption          
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]          
ACL, end of period   $ 4,605   $ 4,605  
Mortgage loans | Multi-family          
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]          
ACL, beginning of period $ 503 659 $ 595 3,270  
Provision for (Recovery of) credit losses 46 (17) (46) (14)  
ACL, end of period 549 642 549 642  
Allowance for credit losses: Collectively evaluated for impairment 549 642 549 642  
Loans held for investment: Collectively evaluated for allowances 433,724 458,502 433,724 458,502  
Total loans held for investment $ 433,724 $ 458,502 $ 433,724 $ 458,502 445,182
ACL on loans as a percentage of gross loans held for investment 0.13% 0.14% 0.13% 0.14%  
Mortgage loans | Multi-family | ASC 326 | Impact of ASU adoption          
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]          
ACL, end of period   $ (2,614)   $ (2,614)  
Mortgage loans | Commercial real estate          
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]          
ACL, beginning of period $ 58 76 $ 66 868  
Provision for (Recovery of) credit losses 1 (3) (7) (9)  
ACL, end of period 59 73 59 73  
Allowance for credit losses: Collectively evaluated for impairment 59 73 59 73  
Loans held for investment: Collectively evaluated for allowances 77,984 88,640 77,984 88,640  
Total loans held for investment $ 77,984 $ 88,640 $ 77,984 $ 88,640 83,349
ACL on loans as a percentage of gross loans held for investment 0.08% 0.08% 0.08% 0.08%  
Mortgage loans | Commercial real estate | ASC 326 | Impact of ASU adoption          
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]          
ACL, end of period   $ (786)   $ (786)  
Mortgage loans | Construction          
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]          
ACL, beginning of period $ 78 54 $ 97 15  
Provision for (Recovery of) credit losses (30) (18) (49) (26)  
ACL, end of period 48 36 48 36  
Allowance for credit losses: Collectively evaluated for impairment 48 36 48 36  
Loans held for investment: Collectively evaluated for allowances 1,480 2,534 1,480 2,534  
Total loans held for investment $ 1,480 $ 2,534 $ 1,480 $ 2,534 2,692
ACL on loans as a percentage of gross loans held for investment 3.24% 1.42% 3.24% 1.42%  
Mortgage loans | Construction | ASC 326 | Impact of ASU adoption          
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]          
ACL, end of period   $ 47   $ 47  
Mortgage loans | Other          
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]          
ACL, beginning of period $ 1 4 $ 1 2  
Provision for (Recovery of) credit losses 1 (2) 1 (3)  
ACL, end of period 2 2 2 2  
Allowance for credit losses: Collectively evaluated for impairment 2 2 2 2  
Loans held for investment: Collectively evaluated for allowances 90 102 90 102  
Total loans held for investment $ 90 $ 102 $ 90 $ 102 95
ACL on loans as a percentage of gross loans held for investment 2.22% 1.96% 2.22% 1.96%  
Mortgage loans | Other | ASC 326 | Impact of ASU adoption          
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]          
ACL, end of period   $ 3   $ 3  
Commercial business loans          
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]          
ACL, beginning of period $ 10 11 $ 11 67  
Provision for (Recovery of) credit losses 27 1 26 (1)  
ACL, end of period 37 12 37 12  
Allowance for credit losses: Collectively evaluated for impairment 37 12 37 12  
Loans held for investment: Collectively evaluated for allowances 4,371 1,616 4,371 1,616  
Total loans held for investment $ 4,371 $ 1,616 $ 4,371 $ 1,616 1,372
ACL on loans as a percentage of gross loans held for investment 0.85% 0.74% 0.85% 0.74%  
Commercial business loans | ASC 326 | Impact of ASU adoption          
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]          
ACL, end of period   $ (54)   $ (54)  
Consumer loans          
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]          
ACL, beginning of period       4  
Loans held for investment: Collectively evaluated for allowances $ 59 68 $ 59 68  
Total loans held for investment $ 59 68 $ 59 68 $ 65
Consumer loans | ASC 326 | Impact of ASU adoption          
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]          
ACL, end of period   $ (4)   $ (4)