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Loans Held for Investment - Schedule of Allowance For Credit Losses and Recorded Investment in Gross Loans, by Portfolio Type (Details) - USD ($) $ in Thousands | 3 Months Ended | 9 Months Ended |
--- | --- | --- | ---
Mar. 31, 2025 | Mar. 31, 2024 | Mar. 31, 2025 | Mar. 31, 2024 | Jun. 30, 2024
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
ACL, beginning of period | $ 6,956 | $ 7,000 | $ 7,065 | $ 5,946 |
(Recovery of) provision for credit losses | (379) | 108 | (488) | (35) |
ACL, end of period | 6,577 | 7,108 | 6,577 | 7,108 |
Allowance for credit losses: Individually evaluated for impairment |  | 37 |  | 37 |
Allowance for credit losses: Collectively evaluated for impairment | 6,577 | 7,071 | 6,577 | 7,071 |
Loans held for investment: Individually evaluated for allowances | 479 | 1,138 | 479 | 1,138 |
Loans held for investment: Collectively evaluated for allowances | 1,055,027 | 1,062,177 | 1,055,027 | 1,062,177 |
Total loans held for investment | $ 1,055,506 | $ 1,063,315 | $ 1,055,506 | $ 1,063,315 | $ 1,050,846
ACL on loans as a percentage of gross loans held for investment | 0.62% | 0.67% | 0.62% | 0.67% |
ASC 326 | Impact of ASU adoption |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
ACL, end of period |  | $ 1,197 |  | $ 1,197 |
Mortgage loans | Single-family |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
ACL, beginning of period | $ 6,261 | 6,235 | $ 6,295 | 1,720 |
(Recovery of) provision for credit losses | (460) | 136 | (494) | 46 |
ACL, end of period | 5,801 | 6,371 | 5,801 | 6,371 |
Allowance for credit losses: Individually evaluated for impairment |  | 37 |  | 37 |
Allowance for credit losses: Collectively evaluated for impairment | 5,801 | 6,334 | 5,801 | 6,334 |
Loans held for investment: Individually evaluated for allowances | 9 | 1,138 | 9 | 1,138 |
Loans held for investment: Collectively evaluated for allowances | 545,368 | 515,901 | 545,368 | 515,901 |
Total loans held for investment | $ 545,377 | $ 517,039 | $ 545,377 | $ 517,039 | 518,091
ACL on loans as a percentage of gross loans held for investment | 1.06% | 1.23% | 1.06% | 1.23% |
Mortgage loans | Single-family | ASC 326 | Impact of ASU adoption |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
ACL, end of period |  | $ 4,605 |  | $ 4,605 |
Mortgage loans | Multi-family |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
ACL, beginning of period | $ 549 | 642 | $ 595 | 3,270 |
(Recovery of) provision for credit losses | 126 | (41) | 80 | (55) |
ACL, end of period | 675 | 601 | 675 | 601 |
Allowance for credit losses: Collectively evaluated for impairment | 675 | 601 | 675 | 601 |
Loans held for investment: Individually evaluated for allowances | 470 |  | 470 |  |
Loans held for investment: Collectively evaluated for allowances | 429,077 | 457,401 | 429,077 | 457,401 |
Total loans held for investment | $ 429,547 | $ 457,401 | $ 429,547 | $ 457,401 | 445,182
ACL on loans as a percentage of gross loans held for investment | 0.16% | 0.13% | 0.16% | 0.13% |
Mortgage loans | Multi-family | ASC 326 | Impact of ASU adoption |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
ACL, end of period |  | $ (2,614) |  | $ (2,614) |
Mortgage loans | Commercial real estate |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
ACL, beginning of period | $ 59 | 73 | $ 66 | 868 |
(Recovery of) provision for credit losses | (1) | (8) | (8) | (17) |
ACL, end of period | 58 | 65 | 58 | 65 |
Allowance for credit losses: Collectively evaluated for impairment | 58 | 65 | 58 | 65 |
Loans held for investment: Collectively evaluated for allowances | 75,349 | 83,136 | 75,349 | 83,136 |
Total loans held for investment | $ 75,349 | $ 83,136 | $ 75,349 | $ 83,136 | 83,349
ACL on loans as a percentage of gross loans held for investment | 0.08% | 0.08% | 0.08% | 0.08% |
Mortgage loans | Commercial real estate | ASC 326 | Impact of ASU adoption |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
ACL, end of period |  | $ (786) |  | $ (786) |
Mortgage loans | Construction |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
ACL, beginning of period | $ 48 | 36 | $ 97 | 15 |
(Recovery of) provision for credit losses | (35) | 8 | (84) | (18) |
ACL, end of period | 13 | 44 | 13 | 44 |
Allowance for credit losses: Collectively evaluated for impairment | 13 | 44 | 13 | 44 |
Loans held for investment: Collectively evaluated for allowances | 837 | 2,745 | 837 | 2,745 |
Total loans held for investment | $ 837 | $ 2,745 | $ 837 | $ 2,745 | 2,692
ACL on loans as a percentage of gross loans held for investment | 1.55% | 1.60% | 1.55% | 1.60% |
Mortgage loans | Construction | ASC 326 | Impact of ASU adoption |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
ACL, end of period |  | $ 47 |  | $ 47 |
Mortgage loans | Other |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
ACL, beginning of period | $ 2 | 2 | $ 1 | 2 |
(Recovery of) provision for credit losses | (1) | (1) |  | (4) |
ACL, end of period | 1 | 1 | 1 | 1 |
Allowance for credit losses: Collectively evaluated for impairment | 1 | 1 | 1 | 1 |
Loans held for investment: Collectively evaluated for allowances | 89 | 99 | 89 | 99 |
Total loans held for investment | $ 89 | $ 99 | $ 89 | $ 99 | 95
ACL on loans as a percentage of gross loans held for investment | 1.12% | 1.01% | 1.12% | 1.01% |
Mortgage loans | Other | ASC 326 | Impact of ASU adoption |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
ACL, end of period |  | $ 3 |  | $ 3 |
Commercial business loans |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
ACL, beginning of period | $ 37 | 12 | $ 11 | 67 |
(Recovery of) provision for credit losses | (8) | 14 | 18 | 13 |
ACL, end of period | 29 | 26 | 29 | 26 |
Allowance for credit losses: Collectively evaluated for impairment | 29 | 26 | 29 | 26 |
Loans held for investment: Collectively evaluated for allowances | 4,255 | 2,835 | 4,255 | 2,835 |
Total loans held for investment | $ 4,255 | $ 2,835 | $ 4,255 | $ 2,835 | 1,372
ACL on loans as a percentage of gross loans held for investment | 0.68% | 0.92% | 0.68% | 0.92% |
Commercial business loans | ASC 326 | Impact of ASU adoption |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
ACL, end of period |  | $ (54) |  | $ (54) |
Consumer loans |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
ACL, beginning of period |  |  |  | 4 |
Loans held for investment: Collectively evaluated for allowances | $ 52 | 60 | $ 52 | 60 |
Total loans held for investment | $ 52 | 60 | $ 52 | 60 | $ 65
Consumer loans | ASC 326 | Impact of ASU adoption |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
ACL, end of period |  | $ (4) |  | $ (4) |

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