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Condensed Consolidated Statements of Financial Condition - USD ($)
$ in Thousands
Mar. 31, 2025
Jun. 30, 2024
Assets    
Cash and cash equivalents $ 50,915 $ 51,376
Investment securities - held to maturity, at cost with no allowance for credit losses 113,617 130,051
Investment securities - available for sale, at fair value 1,681 1,849
Loans held for investment, net of allowance for credit losses of $6.6 million and $7.1 million, respectively; includes $1.0 million and $1.0 million of loans held at fair value, respectively; $731.2 million and $861.1 million pledged to Federal Home Loan Bank ("FHLB") - San Francisco, respectively; $232.6 million and $178.6 million pledged to Federal Reserve Bank ("FRB") - San Francisco, respectively 1,058,980 1,052,979
Accrued interest receivable 4,263 4,287
FHLB - San Francisco stock and other equity investments, includes $721 and $540 of other equity investments at fair value, respectively 10,289 10,108
Premises and equipment, net 9,388 9,313
Prepaid expenses and other assets 11,047 12,237
Total assets 1,260,180 1,272,200
Liabilities:    
Noninterest-bearing deposits 89,103 95,627
Interest-bearing deposits 812,216 792,721
Total deposits 901,319 888,348
Borrowings 215,580 238,500
Accounts payable, accrued interest and other liabilities 14,406 15,411
Total liabilities 1,131,305 1,142,259
Commitments and Contingencies (Notes 6 and 9)
Stockholders' equity:    
Preferred stock, $0.01 par value (2,000,000 shares authorized; none issued and outstanding)
Common stock, $0.01 par value, (40,000,000 and 40,000,000 shares authorized, 18,229,615 and 18,229,615 shares issued, and 6,653,822 and 6,847,821 shares outstanding, respectively) 183 183
Additional paid-in capital 99,096 98,532
Retained earnings 211,701 209,914
Treasury stock at cost (11,575,793 and 11,381,794 shares, respectively) (182,121) (178,685)
Accumulated other comprehensive income (loss), net of tax 16 (3)
Total stockholders' equity 128,875 129,941
Total liabilities and stockholders' equity $ 1,260,180 $ 1,272,200