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Condensed Consolidated Statements of Operations - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Mar. 31, 2025
Mar. 31, 2024
Mar. 31, 2025
Mar. 31, 2024
Interest income:        
Loans receivable, net $ 13,368 $ 12,683 $ 39,441 $ 37,368
Investment securities 459 517 1,412 1,565
FHLB - San Francisco stock and other equity investments 213 210 636 586
Interest-earning deposits 389 397 1,036 1,295
Total interest income 14,429 13,807 42,525 40,814
Interest expense:        
Checking and money market deposits 46 90 150 219
Savings deposits 127 97 356 208
Time deposits 2,573 2,488 7,738 6,406
Borrowings 2,471 2,573 7,694 7,509
Total interest expense 5,217 5,248 15,938 14,342
Net interest income 9,212 8,559 26,587 26,472
(Recovery of) provision for credit losses (391) 124 (502) (51)
Net interest income, after (recovery of) provision for credit losses 9,603 8,435 27,089 26,523
Non-interest income:        
Loan servicing and other fees 135 92 299 195
Other 205 150 585 400
Total non-interest income 907 848 2,651 2,474
Non-interest expense:        
Salaries and employee benefits 4,776 4,540 14,235 13,223
Premises and occupancy 880 835 2,748 2,641
Equipment 417 329 1,139 962
Professional 386 321 1,224 1,203
Sales and marketing 181 167 541 516
Deposit insurance premium and regulatory assessments 195 190 568 596
Other 1,021 786 2,718 2,227
Total non-interest expense 7,856 7,168 23,173 21,368
Income before income taxes 2,654 2,115 6,567 7,629
Provision for income taxes 797 620 1,938 2,231
Net income $ 1,857 $ 1,495 $ 4,629 $ 5,398
Basic earnings per share ( in dollars per share) $ 0.28 $ 0.22 $ 0.69 $ 0.77
Diluted earnings per share ( in dollars per share) $ 0.28 $ 0.22 $ 0.68 $ 0.77
Deposit account fees        
Non-interest income:        
Non-interest income $ 276 $ 289 $ 856 $ 876
Card and processing fees        
Non-interest income:        
Non-interest income $ 291 $ 317 $ 911 $ 1,003