XML 61 R46.htm IDEA: XBRL DOCUMENT v3.25.1
Loans Held for Investment - Schedule of Gross Loans Held for Investment by Loan Types and Risk Category (Details) - USD ($)
$ in Thousands
Mar. 31, 2025
Jun. 30, 2024
Mar. 31, 2024
Investment in loans by risk categories by year of origination      
Year 1 $ 27,379 $ 35,227  
Year 2 89,361 103,571  
Year 3 93,595 306,108  
Year 4 295,571 240,496  
Year 5 233,108 86,089  
Prior 312,297 278,060  
Revolving Loans 4,195 1,295  
Total 1,055,506 1,050,846 $ 1,063,315
Mortgage loans | Single-family      
Investment in loans by risk categories by year of origination      
Year 1 22,148 19,476  
Year 2 61,169 60,688  
Year 3 53,196 205,817  
Year 4 198,714 149,084  
Year 5 144,254 19,606  
Prior 65,890 63,406  
Revolving Loans 6 14  
Total 545,377 518,091 517,039
Mortgage loans | Single-family | Pass      
Investment in loans by risk categories by year of origination      
Year 1 22,148 19,476  
Year 2 61,169 60,688  
Year 3 53,196 205,817  
Year 4 198,714 149,084  
Year 5 143,494 19,606  
Prior 64,428 59,702  
Revolving Loans 6 14  
Total 543,155 514,387  
Mortgage loans | Single-family | Special Mention      
Investment in loans by risk categories by year of origination      
Year 5 760    
Prior 261 1,111  
Total 1,021 1,111  
Mortgage loans | Single-family | Substandard      
Investment in loans by risk categories by year of origination      
Prior 1,201 2,593  
Total 1,201 2,593  
Mortgage loans | Multi-family      
Investment in loans by risk categories by year of origination      
Year 1 4,083 10,374  
Year 2 21,925 28,892  
Year 3 27,332 75,876  
Year 4 73,865 87,394  
Year 5 84,930 60,938  
Prior 217,412 181,708  
Total 429,547 445,182 457,401
Mortgage loans | Multi-family | Pass      
Investment in loans by risk categories by year of origination      
Year 1 4,083 10,374  
Year 2 21,925 28,892  
Year 3 27,332 75,876  
Year 4 73,865 86,916  
Year 5 84,461 60,938  
Prior 215,188 180,119  
Total 426,854 443,115  
Mortgage loans | Multi-family | Special Mention      
Investment in loans by risk categories by year of origination      
Prior 628    
Total 628    
Mortgage loans | Multi-family | Substandard      
Investment in loans by risk categories by year of origination      
Year 4   478  
Year 5 469    
Prior 1,596 1,589  
Total 2,065 2,067  
Mortgage loans | Commercial real estate      
Investment in loans by risk categories by year of origination      
Year 1 1,135 3,874  
Year 2 5,430 13,763  
Year 3 13,067 23,298  
Year 4 22,887 4,018  
Year 5 3,924 5,450  
Prior 28,906 32,946  
Total 75,349 83,349 83,136
Mortgage loans | Commercial real estate | Pass      
Investment in loans by risk categories by year of origination      
Year 1 1,135 3,874  
Year 2 5,183 13,763  
Year 3 12,652 23,298  
Year 4 22,887 4,018  
Year 5 3,924 5,450  
Prior 27,710 32,946  
Total 73,491 83,349  
Mortgage loans | Commercial real estate | Substandard      
Investment in loans by risk categories by year of origination      
Year 2 247    
Year 3 415    
Prior 1,196    
Total 1,858    
Mortgage loans | Construction      
Investment in loans by risk categories by year of origination      
Year 1   1,480  
Year 2 837 228  
Year 3   984  
Total 837 2,692 2,745
Mortgage loans | Construction | Pass      
Investment in loans by risk categories by year of origination      
Year 1   1,480  
Year 2 837 228  
Year 3   984  
Total 837 2,692  
Mortgage loans | Other      
Investment in loans by risk categories by year of origination      
Year 5   95  
Prior 89    
Total 89 95 99
Mortgage loans | Other | Pass      
Investment in loans by risk categories by year of origination      
Year 5   95  
Prior 89    
Total 89 95  
Commercial business loans      
Investment in loans by risk categories by year of origination      
Year 3   133  
Year 4 105    
Revolving Loans 4,150 1,239  
Total 4,255 1,372 2,835
Commercial business loans | Pass      
Investment in loans by risk categories by year of origination      
Year 3   133  
Year 4 105    
Revolving Loans 4,150 1,239  
Total 4,255 1,372  
Consumer loans      
Investment in loans by risk categories by year of origination      
Year 1 13 23  
Revolving Loans 39 42  
Total 52 65 $ 60
Consumer loans | Not graded      
Investment in loans by risk categories by year of origination      
Year 1 13 23  
Total 13 23  
Consumer loans | Pass      
Investment in loans by risk categories by year of origination      
Revolving Loans 39 42  
Total $ 39 $ 42