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Condensed Consolidated Statements of Cash Flows - USD ($)
$ in Thousands
9 Months Ended
Mar. 31, 2025
Mar. 31, 2024
Cash flows from operating activities:    
Net income $ 4,629 $ 5,398
Adjustments to reconcile net income to net cash provided by operating activities :    
Depreciation and amortization 2,550 2,306
Recovery of credit losses (502) (51)
Net unrealized gain on other equity investments (181)  
Stock-based compensation 423 164
Provision for deferred income taxes 524 60
Decrease in accounts payable, accrued interest and other liabilities (1,893) (347)
Decrease (increase) in prepaid expenses and other assets 655 (1,089)
Net cash provided by operating activities 6,205 6,441
Cash flows from investing activities:    
Net (increase) decrease in loans held for investment (6,488) 10,070
Principal payments from investment securities - held to maturity 16,140 17,950
Principal payments from investment securities - available for sale 197 263
Purchase of premises and equipment (217) (1,495)
Net cash provided by investing activities 9,632 26,788
Cash flows from financing activities:    
Net increase (decrease) in deposits 12,971 (42,449)
Proceeds from long-term borrowings 67,000 42,500
Repayments of long-term borrowings (55,004) (30,009)
Repayments of short-term borrowings, net (35,000) (12,500)
Treasury stock purchases (3,295) (1,964)
Withholding taxes on stock-based compensation (128)  
Cash dividends (2,842) (2,925)
Net cash used for financing activities (16,298) (47,347)
Net decrease in cash and cash equivalents (461) (14,118)
Cash and cash equivalents at beginning of period 51,376 65,849
Cash and cash equivalents at end of period 50,915 51,731
Supplemental information:    
Cash paid for interest 16,425 13,962
Cash paid for income taxes $ 1,616 $ 2,490