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Condensed Consolidated Statements of Financial Condition - USD ($)
$ in Thousands
Sep. 30, 2025
Jun. 30, 2025
Assets    
Cash and cash equivalents $ 49,407 $ 53,090
Investment securities - held to maturity, at cost with no allowance for credit losses 103,877 109,399
Investment securities - available for sale, at fair value 1,544 1,607
Loans held for investment, net of allowance for credit losses of $5.8 million and $6.4 million, respectively; includes $1.0 million and $1.0 million of loans held at fair value, respectively; $732.9 million and $734.4 million pledged to Federal Home Loan Bank ("FHLB") - San Francisco, respectively; $221.4 million and $227.0 million pledged to Federal Reserve Bank ("FRB") - San Francisco, respectively 1,041,776 1,045,745
Accrued interest receivable 4,180 4,215
FHLB - San Francisco stock and other equity investments, includes $702 and $730 of other equity investments at fair value, respectively 10,270 10,298
Premises and equipment, net 8,992 9,324
Prepaid expenses and other assets 10,761 11,935
Total assets 1,230,807 1,245,613
Liabilities:    
Noninterest-bearing deposits 79,007 83,566
Interest-bearing deposits 795,832 805,206
Total deposits 874,839 888,772
Borrowings 213,066 213,073
Accounts payable, accrued interest and other liabilities 14,532 15,223
Total liabilities 1,102,437 1,117,068
Commitments and Contingencies (Notes 6 and 9)
Stockholders' equity:    
Preferred stock, $0.01 par value (2,000,000 shares authorized; none issued and outstanding)
Common stock, $0.01 par value, (40,000,000 and 40,000,000 shares authorized, 18,229,615 and 18,229,615 shares issued, and 6,511,011 and 6,577,718 shares outstanding, respectively) 183 183
Additional paid-in capital 99,306 99,149
Retained earnings 213,163 212,403
Treasury stock at cost (11,718,604 and 11,651,897 shares, respectively) (184,300) (183,207)
Accumulated other comprehensive income, net of tax 18 17
Total stockholders' equity 128,370 128,545
Total liabilities and stockholders' equity $ 1,230,807 $ 1,245,613